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National City, California Property Taxes

The median property tax rate in National City, CA is 1.41%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in National City, the typical annual property tax bill reaches $3,489, exceeding the national median of $2,690. Property taxes in National City are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding National City's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of National City or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.

Last Updated June 14, 2024

National City, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Average Tax Rate

1.41%

Estimate Property Tax Bill

$3,472

$3,280

SAVE WITH OWNWELL

$1,148

Average National City, California Tax Savings

Ownwell’s National City Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in National City with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in National City to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in National City. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.

Property Tax Rates Across National City, California

Property taxes in National City, CA, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in National City is 1.41%, significantly higher than both the California state median and the U.S. national median of 0.99%. Local government entities within National City set these rates annually, and they can vary significantly across different neighborhoods. Each year, National City estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares National City's effective property tax rate to other counties in California and the national median. For comparison, the 91950 zip code has the highest median property tax rate of 1.41%, while the same zip code also has the lowest median tax rate of 1.41%. Understanding how these cities compare with National City provides valuable insights into the varying tax landscape across San Diego County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.

Property Tax Rates Across National City, California

Source: Ownwell

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1.00%

1.36%

1.71%

Average National City Tax Rate

1.41%

Average San Diego County Tax Rate

1.21%

Average California Tax Rate

1.21%

Average United States Tax Rate

0.99%

Property Tax Rates Across National City, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
919501.26%1.30%1.41%1.60%1.97%

Source: Ownwell

Property Tax Assessment Values Across National City, California

In National City, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the San Diego County Assessor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In National City, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For instance, the highest median tax bill in the area is $3,489 in the 91950 zip code. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in National City helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.

Property Tax Assessment Values Across National City, California

Source: Ownwell

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$17,080

$1,327,607

$2,638,134

Average National City Assessed Value

$246,268

Average San Diego County Assessed Value

$454,653

Average California Assessed Value

$378,421

Average United States Assessed Value

$244,900

Property Tax Assessment Values Across National City, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
91950$72,095$138,623$246,268$404,441$541,008

Source: Ownwell

Property Tax Bills Across National City, California

In National City, San Diego County, CA, property tax bills are calculated based on the assessed value of your home. The median home price in the area is $246,268, and the tax rate is applied to this assessed value to determine your bill. Factors such as market conditions and local government budgets influence these assessed values. For instance, the tax bill for homes in the 25th percentile is around $2,179, while those in the 75th percentile can reach up to $5,433. The 90th percentile sees tax bills as high as $7,026. The highest and lowest median tax bills in National City both stand at $3,489, which aligns with the national median property tax rate of 0.99%. Ownwell offers property tax appeal and exemption services to help homeowners reduce their tax burdens. By analyzing your property’s assessed value and comparing it with current market trends, Ownwell can identify discrepancies and file appeals on your behalf. This service can lead to significant savings, ensuring you only pay your fair share in property taxes.

Property Tax Bills Across National City, California

Source: Ownwell

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$243

$14,728

$29,213

Average National City Tax Bill

$3,489

Average San Diego County Tax Bill

$5,506

Average California Tax Bill

$4,683

Average United States Tax Bill

$2,690

Property Tax Bills Across National City, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
91950$1,379$2,179$3,489$5,433$7,026

Source: Ownwell

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