San Francisco, California Property Taxes
The median property tax rate in San Francisco, CA is 1.23%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in San Francisco, the typical annual property tax bill reaches $8,744, exceeding the national median of $2,690. Property taxes in San Francisco are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding San Francisco's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of San Francisco or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Francisco, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.23%
Estimate Property Tax Bill
$8,857
$8,365
$1,148
Average San Francisco, California Tax Savings
Ownwell’s San Francisco Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in San Francisco with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in San Francisco to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in San Francisco. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across San Francisco, California
Property taxes in San Francisco, California, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in San Francisco is 1.23%, higher than both the California state median and the U.S. national median of 0.99%. Local government entities within San Francisco set these rates annually, and they can vary significantly across different neighborhoods. Each year, San Francisco estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares San Francisco's effective property tax rate to other counties in California and the national median. For comparison, the 94104 zip code has the highest median property tax rate of 1.38%, while the 94123 zip code has the lowest median tax rate of 1.20%. Understanding how these cities compare with San Francisco provides valuable insights into the varying tax landscape across San Francisco County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average San Francisco Tax Rate
1.23%
Average San Francisco County Tax Rate
1.23%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Francisco, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94102 | 1.18% | 1.22% | 1.27% | 1.35% | 1.49% |
| 94103 | 1.18% | 1.22% | 1.27% | 1.34% | 1.44% |
| 94104 | 1.20% | 1.23% | 1.38% | 1.79% | 2.13% |
| 94105 | 1.19% | 1.22% | 1.27% | 1.36% | 1.55% |
| 94107 | 1.18% | 1.21% | 1.24% | 1.29% | 1.39% |
| 94108 | 1.17% | 1.19% | 1.25% | 1.32% | 1.45% |
| 94109 | 1.17% | 1.20% | 1.24% | 1.31% | 1.45% |
| 94110 | 1.17% | 1.20% | 1.23% | 1.32% | 1.54% |
| 94111 | 1.16% | 1.19% | 1.23% | 1.29% | 1.39% |
| 94112 | 1.16% | 1.20% | 1.25% | 1.34% | 1.60% |
| 94114 | 1.16% | 1.18% | 1.21% | 1.26% | 1.42% |
| 94115 | 1.16% | 1.18% | 1.22% | 1.30% | 1.56% |
| 94116 | 1.16% | 1.18% | 1.22% | 1.29% | 1.55% |
| 94117 | 1.16% | 1.19% | 1.22% | 1.28% | 1.44% |
| 94118 | 1.16% | 1.18% | 1.21% | 1.26% | 1.50% |
| 94121 | 1.16% | 1.18% | 1.21% | 1.28% | 1.53% |
| 94122 | 1.16% | 1.18% | 1.22% | 1.30% | 1.57% |
| 94123 | 1.16% | 1.17% | 1.20% | 1.25% | 1.39% |
| 94124 | 1.17% | 1.23% | 1.29% | 1.41% | 1.91% |
| 94127 | 1.16% | 1.17% | 1.20% | 1.25% | 1.40% |
| 94129 | 1.26% | 1.26% | 1.26% | 1.26% | 1.26% |
| 94130 | N/A | N/A | N/A | N/A | N/A |
| 94131 | 1.16% | 1.18% | 1.21% | 1.28% | 1.48% |
| 94132 | 1.16% | 1.19% | 1.23% | 1.29% | 1.45% |
| 94133 | 1.16% | 1.19% | 1.22% | 1.30% | 1.53% |
| 94134 | 1.17% | 1.20% | 1.26% | 1.35% | 1.60% |
| 94158 | 1.21% | 1.25% | 1.30% | 1.37% | 1.43% |
Source: Ownwell
$1,148
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across San Francisco, California
In San Francisco, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the San Francisco County Assessor's Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For example, the highest median tax bill in San Francisco is $20,473 in the 94104 zip code, while the lowest is $5,613 in the 94124 zip code. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across San Francisco, California
Source: Ownwell
$330,041
$842,517
$1,354,993
Average San Francisco Assessed Value
$720,075
Average San Francisco County Assessed Value
$720,071
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Francisco, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94102 | $253,530 | $412,484 | $687,608 | $1,030,257 | $1,413,633 |
| 94103 | $299,189 | $455,695 | $752,760 | $1,092,420 | $1,844,057 |
| 94104 | $684,946 | $891,955 | $1,279,500 | $1,733,056 | $2,085,416 |
| 94105 | $452,008 | $710,158 | $1,071,691 | $1,674,930 | $2,615,532 |
| 94107 | $290,207 | $526,408 | $858,330 | $1,254,600 | $1,728,316 |
| 94108 | $277,724 | $493,124 | $758,544 | $1,425,141 | $2,689,486 |
| 94109 | $243,029 | $468,138 | $824,222 | $1,323,308 | $2,142,038 |
| 94110 | $121,998 | $333,653 | $770,942 | $1,313,824 | $1,872,720 |
| 94111 | $363,407 | $561,734 | $860,966 | $1,260,254 | $1,938,499 |
| 94112 | $76,996 | $253,296 | $470,178 | $818,883 | $1,161,624 |
| 94114 | $185,429 | $529,926 | $1,072,208 | $1,806,376 | $2,650,308 |
| 94115 | $138,618 | $441,642 | $952,298 | $1,772,374 | $3,601,146 |
| 94116 | $95,182 | $276,197 | $570,795 | $1,033,470 | $1,561,179 |
| 94117 | $201,843 | $478,088 | $961,704 | $1,652,506 | $2,466,062 |
| 94118 | $137,023 | $378,812 | $908,179 | $1,739,290 | $2,903,546 |
| 94121 | $112,964 | $303,382 | $724,150 | $1,300,732 | $2,039,858 |
| 94122 | $100,978 | $288,712 | $567,073 | $1,035,644 | $1,560,600 |
| 94123 | $260,867 | $650,432 | $1,354,993 | $2,512,229 | $4,260,990 |
| 94124 | $99,596 | $254,529 | $446,998 | $742,718 | $984,472 |
| 94127 | $118,967 | $372,011 | $874,302 | $1,530,000 | $2,200,000 |
| 94129 | $743,796 | $743,796 | $743,796 | $743,796 | $743,796 |
| 94130 | N/A | N/A | N/A | N/A | N/A |
| 94131 | $121,594 | $331,785 | $759,558 | $1,406,763 | $2,088,061 |
| 94132 | $118,521 | $335,738 | $637,117 | $1,028,769 | $1,479,174 |
| 94133 | $179,811 | $467,354 | $939,134 | $1,664,640 | $2,753,625 |
| 94134 | $83,875 | $234,454 | $455,693 | $753,224 | $1,014,995 |
| 94158 | $645,154 | $874,000 | $1,145,000 | $1,476,374 | $1,802,173 |
Source: Ownwell
$1,148
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across San Francisco, California
In San Francisco, property tax bills are calculated based on the assessed value of the property, which is determined by the San Francisco County Assessor's Office. The assessed value generally reflects the market value at the time of purchase, plus a limited annual increase. The property tax rate in San Francisco is typically around 1.18%, slightly above the national median of 0.99%. For example, the median home price in San Francisco is $720,075, resulting in a median tax bill of around $8,497. However, tax bills can vary widely, with the 25th percentile at $4,398 and the 90th percentile reaching up to $22,727. Homeowners in San Francisco can face substantial property tax bills, but Ownwell can help reduce these costs. By providing expert property tax appeal and exemption services, Ownwell ensures that your property is fairly assessed, potentially lowering your tax bill. Whether your tax bill is in the lowest median range of $5,613 in zip code 94124 or the highest median of $20,473 in zip code 94104, Ownwell's expertise can lead to significant savings.
Average San Francisco Tax Bill
$8,744
Average San Francisco County Tax Bill
$8,744
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across San Francisco, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94102 | $3,527 | $5,205 | $8,563 | $12,724 | $17,156 |
| 94103 | $4,081 | $5,981 | $9,643 | $13,479 | $22,502 |
| 94104 | $9,181 | $12,665 | $20,473 | $27,301 | $35,434 |
| 94105 | $5,926 | $9,156 | $13,523 | $21,653 | $34,054 |
| 94107 | $3,998 | $6,667 | $10,658 | $15,202 | $20,633 |
| 94108 | $3,518 | $5,967 | $9,335 | $15,731 | $30,132 |
| 94109 | $3,483 | $5,958 | $10,112 | $15,835 | $25,287 |
| 94110 | $1,846 | $4,263 | $9,202 | $15,413 | $22,009 |
| 94111 | $4,804 | $6,986 | $10,235 | $15,181 | $23,167 |
| 94112 | $1,404 | $3,211 | $5,812 | $9,777 | $13,517 |
| 94114 | $2,591 | $6,387 | $12,606 | $21,128 | $30,802 |
| 94115 | $2,250 | $5,437 | $11,458 | $20,729 | $40,550 |
| 94116 | $1,600 | $3,447 | $6,832 | $12,178 | $18,094 |
| 94117 | $2,760 | $5,791 | $11,494 | $19,349 | $28,088 |
| 94118 | $2,050 | $4,736 | $10,850 | $20,417 | $33,463 |
| 94121 | $1,713 | $3,670 | $8,541 | $15,059 | $23,233 |
| 94122 | $1,676 | $3,621 | $6,893 | $12,201 | $18,036 |
| 94123 | $3,458 | $7,744 | $15,857 | $29,012 | $49,417 |
| 94124 | $1,572 | $3,365 | $5,613 | $9,254 | $12,766 |
| 94127 | $1,744 | $4,458 | $10,155 | $17,742 | $25,041 |
| 94129 | $9,335 | $9,335 | $9,335 | $9,335 | $9,335 |
| 94130 | N/A | N/A | N/A | N/A | N/A |
| 94131 | $1,808 | $4,114 | $9,035 | $16,346 | $23,877 |
| 94132 | $1,744 | $4,195 | $7,770 | $12,167 | $17,376 |
| 94133 | $2,741 | $5,765 | $11,297 | $19,682 | $32,512 |
| 94134 | $1,407 | $3,004 | $5,686 | $9,107 | $11,982 |
| 94158 | $8,424 | $11,531 | $15,056 | $19,114 | $22,851 |
Source: Ownwell
$1,148
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 16 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Francisco Tax Assessor | |
| Website | sfplanninggis.org |
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