San Francisco, San Francisco County, California Property Taxes
Median San Francisco, CA effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, but slightly higher than the CA state median of 1.21%.
Median San Francisco, CA home value: $720,075
Median annual San Francisco, CA tax bill: $8,744, $6,344 higher than the national median property tax bill of $2,400.
How are property taxes in San Francisco calculated?
Property taxes in San Francisco, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Francisco’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Francisco, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
San Francisco, San Francisco County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$8,857
$8,219
$1,102
Average Tax Savings
Property Tax Rates Across San Francisco, San Francisco County, California
Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variation occurs because each county annually estimates its required budget to provide services and then divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.
Below, you can compare San Francisco’s effective property tax rate to other cities in California and the median property tax rates in California and the U.S. San Francisco, located in San Francisco County, has a median property tax rate of 1.23%, slightly above the national median of 1.02%. Within San Francisco, the highest median tax rate is 1.38% in the 94104 ZIP code, while the lowest is 1.20% in the 94123 ZIP code. These figures highlight the variation in property tax rates even within a single city, influenced by local budget needs and property values.
Property Tax Rates Across San Francisco, San Francisco County, California
Source: Ownwell
1.20%
1.29%
1.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco County Tax Rate
1.23%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
San Francisco, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Angeles Tax Rate
1.21%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Jose Tax Rate
1.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sacramento Tax Rate
1.20%
Property Tax Rates Across San Francisco, San Francisco County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94102 | 1.18% | 1.22% | 1.27% | 1.35% | 1.49% |
| 94103 | 1.18% | 1.22% | 1.27% | 1.34% | 1.44% |
| 94104 | 1.20% | 1.23% | 1.38% | 1.79% | 2.13% |
| 94105 | 1.19% | 1.22% | 1.27% | 1.36% | 1.55% |
| 94107 | 1.18% | 1.21% | 1.24% | 1.29% | 1.39% |
| 94108 | 1.17% | 1.19% | 1.25% | 1.32% | 1.45% |
| 94109 | 1.17% | 1.20% | 1.24% | 1.31% | 1.45% |
| 94110 | 1.17% | 1.20% | 1.23% | 1.32% | 1.54% |
| 94111 | 1.16% | 1.19% | 1.23% | 1.29% | 1.39% |
| 94112 | 1.16% | 1.20% | 1.25% | 1.34% | 1.60% |
| 94114 | 1.16% | 1.18% | 1.21% | 1.26% | 1.42% |
| 94115 | 1.16% | 1.18% | 1.22% | 1.30% | 1.56% |
| 94116 | 1.16% | 1.18% | 1.22% | 1.29% | 1.55% |
| 94117 | 1.16% | 1.19% | 1.22% | 1.28% | 1.44% |
| 94118 | 1.16% | 1.18% | 1.21% | 1.26% | 1.50% |
| 94121 | 1.16% | 1.18% | 1.21% | 1.28% | 1.53% |
| 94122 | 1.16% | 1.18% | 1.22% | 1.30% | 1.57% |
| 94123 | 1.16% | 1.17% | 1.20% | 1.25% | 1.39% |
| 94124 | 1.17% | 1.23% | 1.29% | 1.41% | 1.91% |
| 94127 | 1.16% | 1.17% | 1.20% | 1.25% | 1.40% |
| 94131 | 1.16% | 1.18% | 1.21% | 1.28% | 1.48% |
| 94132 | 1.16% | 1.19% | 1.23% | 1.29% | 1.45% |
| 94133 | 1.16% | 1.19% | 1.22% | 1.30% | 1.53% |
| 94134 | 1.17% | 1.20% | 1.26% | 1.35% | 1.60% |
| 94158 | 1.21% | 1.25% | 1.30% | 1.37% | 1.43% |
| 94129 | N/A | N/A | N/A | N/A | N/A |
| 94130 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across San Francisco, San Francisco County, California
When examining property taxes in San Francisco, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Francisco County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Francisco County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Francisco.
For example, the median home price in San Francisco is $720,075, with tax bills ranging significantly across the county. Zip code 94123 has the highest median home price at $1,354,993.
Property Tax Assessment Values Across San Francisco, San Francisco County, California
Source: Ownwell
$446,998
$900,996
$1,354,993
Median San Francisco Market Value
$720,075
Median San Francisco County Market Value
$720,071
Median California Market Value
$378,421
Median United States Market Value
$235,294
San Francisco, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Market Value
$443,954
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego Market Value
$447,370
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Jose Market Value
$588,361
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Market Value
$271,435
Property Tax Assessment Values Across San Francisco, San Francisco County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94102 | $253,530 | $412,484 | $687,608 | $1,030,257 | $1,413,633 |
| 94103 | $299,189 | $455,695 | $752,760 | $1,092,420 | $1,844,057 |
| 94104 | $684,946 | $891,955 | $1,279,500 | $1,733,056 | $2,085,416 |
| 94105 | $452,008 | $710,158 | $1,071,691 | $1,674,930 | $2,615,532 |
| 94107 | $290,207 | $526,408 | $858,330 | $1,254,600 | $1,728,316 |
| 94108 | $277,724 | $493,124 | $758,544 | $1,425,141 | $2,689,486 |
| 94109 | $243,029 | $468,138 | $824,222 | $1,323,308 | $2,142,038 |
| 94110 | $121,998 | $333,653 | $770,942 | $1,313,824 | $1,872,720 |
| 94111 | $363,407 | $561,734 | $860,966 | $1,260,254 | $1,938,499 |
| 94112 | $76,996 | $253,296 | $470,178 | $818,883 | $1,161,624 |
| 94114 | $185,429 | $529,926 | $1,072,208 | $1,806,376 | $2,650,308 |
| 94115 | $138,618 | $441,642 | $952,298 | $1,772,374 | $3,601,146 |
| 94116 | $95,182 | $276,197 | $570,795 | $1,033,470 | $1,561,179 |
| 94117 | $201,843 | $478,088 | $961,704 | $1,652,506 | $2,466,062 |
| 94118 | $137,023 | $378,812 | $908,179 | $1,739,290 | $2,903,546 |
| 94121 | $112,964 | $303,382 | $724,150 | $1,300,732 | $2,039,858 |
| 94122 | $100,978 | $288,712 | $567,073 | $1,035,644 | $1,560,600 |
| 94123 | $260,867 | $650,432 | $1,354,993 | $2,512,229 | $4,260,990 |
| 94124 | $99,596 | $254,529 | $446,998 | $742,718 | $984,472 |
| 94127 | $118,967 | $372,011 | $874,302 | $1,530,000 | $2,200,000 |
| 94131 | $121,594 | $331,785 | $759,558 | $1,406,763 | $2,088,061 |
| 94132 | $118,521 | $335,738 | $637,117 | $1,028,769 | $1,479,174 |
| 94133 | $179,811 | $467,354 | $939,134 | $1,664,640 | $2,753,625 |
| 94134 | $83,875 | $234,454 | $455,693 | $753,224 | $1,014,995 |
| 94158 | $645,154 | $874,000 | $1,145,000 | $1,476,374 | $1,802,173 |
| 94129 | N/A | N/A | N/A | N/A | N/A |
| 94130 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across San Francisco, San Francisco County, California
Property Tax Bills Across San Francisco, San Francisco County, California
Source: Ownwell
$5,613
$13,043
$20,473
Median San Francisco Tax Bill
$8,744
Median San Francisco County Tax Bill
$8,744
Median California Tax Bill
$4,683
Median United States Tax Bill
$2,400
San Francisco, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Tax Bill
$5,332
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego Tax Bill
$5,475
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Jose Tax Bill
$8,329
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Tax Bill
$3,234
Property Tax Bills Across San Francisco, San Francisco County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94102 | $3,527 | $5,205 | $8,563 | $12,724 | $17,156 |
| 94103 | $4,081 | $5,981 | $9,643 | $13,479 | $22,502 |
| 94104 | $9,181 | $12,665 | $20,473 | $27,301 | $35,434 |
| 94105 | $5,926 | $9,156 | $13,523 | $21,653 | $34,054 |
| 94107 | $3,998 | $6,667 | $10,658 | $15,202 | $20,633 |
| 94108 | $3,518 | $5,967 | $9,335 | $15,731 | $30,132 |
| 94109 | $3,483 | $5,958 | $10,112 | $15,835 | $25,287 |
| 94110 | $1,846 | $4,263 | $9,202 | $15,413 | $22,009 |
| 94111 | $4,804 | $6,986 | $10,235 | $15,181 | $23,167 |
| 94112 | $1,404 | $3,211 | $5,812 | $9,777 | $13,517 |
| 94114 | $2,591 | $6,387 | $12,606 | $21,128 | $30,802 |
| 94115 | $2,250 | $5,437 | $11,458 | $20,729 | $40,550 |
| 94116 | $1,600 | $3,447 | $6,832 | $12,178 | $18,094 |
| 94117 | $2,760 | $5,791 | $11,494 | $19,349 | $28,088 |
| 94118 | $2,050 | $4,736 | $10,850 | $20,417 | $33,463 |
| 94121 | $1,713 | $3,670 | $8,541 | $15,059 | $23,233 |
| 94122 | $1,676 | $3,621 | $6,893 | $12,201 | $18,036 |
| 94123 | $3,458 | $7,744 | $15,857 | $29,012 | $49,417 |
| 94124 | $1,572 | $3,365 | $5,613 | $9,254 | $12,766 |
| 94127 | $1,744 | $4,458 | $10,155 | $17,742 | $25,041 |
| 94131 | $1,808 | $4,114 | $9,035 | $16,346 | $23,877 |
| 94132 | $1,744 | $4,195 | $7,770 | $12,167 | $17,376 |
| 94133 | $2,741 | $5,765 | $11,297 | $19,682 | $32,512 |
| 94134 | $1,407 | $3,004 | $5,686 | $9,107 | $11,982 |
| 94158 | $8,424 | $11,531 | $15,056 | $19,114 | $22,851 |
| 94129 | N/A | N/A | N/A | N/A | N/A |
| 94130 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Francisco Tax Assessor | |
| Website | sfplanninggis.org |
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