Saint Cloud, Florida Property Taxes
The median property tax rate in Saint Cloud, FL is 1.15%, slightly higher than both the national median of 0.99% and Florida's state median of 1.14%. With the median home value in Saint Cloud at $261,600, the typical annual property tax bill reaches $2,840, surpassing the national median of $2,690. Property taxes in Saint Cloud are calculated based on the tax assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Saint Cloud's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Saint Cloud or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Saint Cloud, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.15%
Estimate Property Tax Bill
$3,008
$2,847
$1,148
Average Saint Cloud, Florida Tax Savings
Ownwell’s Saint Cloud Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Saint Cloud with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Saint Cloud to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Saint Cloud. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Saint Cloud, Florida
Property taxes in Saint Cloud, Florida, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Saint Cloud is 1.15%, higher than both the Florida state median and the U.S. national median of 0.99%. Local government entities within Saint Cloud set these rates annually, and they can vary significantly across different neighborhoods. Each year, Saint Cloud estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Saint Cloud's effective property tax rate to other areas in Florida and the national median. For comparison, the 34773 zip code has the highest median property tax rate of 1.43%, while the 34772 zip code has the lowest median tax rate of 1.12%. Understanding how these cities compare with Saint Cloud provides valuable insights into the varying tax landscape across Osceola County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Saint Cloud Tax Rate
1.15%
Average Osceola County Tax Rate
1.40%
Average Florida Tax Rate
1.14%
Average United States Tax Rate
0.99%
Property Tax Rates Across Saint Cloud, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34769 | 0.35% | 0.54% | 1.16% | 1.63% | 1.80% |
| 34771 | 0.51% | 0.84% | 1.16% | 1.40% | 1.66% |
| 34772 | 0.53% | 0.77% | 1.12% | 1.62% | 1.91% |
| 34773 | 0.65% | 0.85% | 1.43% | 1.86% | 2.21% |
Source: Ownwell
$1,148
Average Saint Cloud Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Saint Cloud, Florida
In Saint Cloud, Florida, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Osceola County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Saint Cloud, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For instance, the highest median tax bill in Saint Cloud is $3,275 in the 34771 zip code, while the lowest is $1,692 in the 34773 zip code. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Saint Cloud Assessed Value
$261,600
Average Osceola County Assessed Value
$247,000
Average Florida Assessed Value
$276,648
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Saint Cloud, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34769 | $113,630 | $157,900 | $198,600 | $246,100 | $296,000 |
| 34771 | $60,500 | $198,675 | $293,700 | $363,100 | $431,800 |
| 34772 | $160,900 | $231,900 | $277,800 | $322,600 | $378,800 |
| 34773 | $64,600 | $94,775 | $137,000 | $252,500 | $331,700 |
Source: Ownwell
$1,148
Average Saint Cloud Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Saint Cloud, Florida
In Saint Cloud, Osceola County, FL, property tax bills are calculated based on the assessed value of the property and the local tax rate. The median home price in Saint Cloud is $261,600. Homeowners typically see tax bills ranging from $1,463 at the 25th percentile to $4,173 at the 75th percentile, with the 90th percentile reaching up to $5,360. Factors that influence these tax bills include property location, home improvements, and market fluctuations. For instance, the highest median tax bill in the area is $3,275 in the 34771 zip code, while the lowest median tax bill is $1,692 in the 34773 zip code. Ownwell can help homeowners in Saint Cloud save on their property tax bills by offering expert property tax appeal and exemption services. By reviewing your property assessment and identifying discrepancies or potential exemptions, Ownwell ensures you are not overpaying. This professional assistance can lead to significant savings, allowing homeowners to allocate their resources more effectively.
Average Saint Cloud Tax Bill
$2,840
Average Osceola County Tax Bill
$3,024
Average Florida Tax Bill
$2,953
Average United States Tax Bill
$2,690
Property Tax Bills Across Saint Cloud, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34769 | $542 | $1,047 | $2,110 | $3,240 | $4,334 |
| 34771 | $576 | $1,384 | $3,275 | $4,395 | $5,506 |
| 34772 | $1,062 | $1,944 | $3,110 | $4,463 | $5,712 |
| 34773 | $677 | $965 | $1,692 | $3,245 | $6,644 |
Source: Ownwell
$1,148
Average Saint Cloud Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 10 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Osceola Property Appraiser | |
| Website | ira.property-appraiser.org |
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