Osceola County Property Taxes

The median property tax rate in Osceola County is 1.40%, which is significantly higher than both the national median of 0.99% and the Florida state median of 1.14%. With the median home value in Osceola County at $247,000, the typical annual property tax bill reaches $3,024, exceeding the national median of $2,690. Property taxes in Osceola County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Osceola County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Kissimmee or another part of Osceola County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.

Last Updated June 14, 2024

Osceola County Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Average Tax Rate

1.4%

Estimate Property Tax Bill

$3,458

$3,273

$1,148

Average Osceola County Tax Savings

Ownwell’s Osceola Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Osceola with just 2 data points. Enter your property's estimated assessed value, our calculator applies the median tax rate in Osceola to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in Osceola. If you’d like to see trends on a city level scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.

Property Tax Rates Across Osceola County, Florida

Property taxes in Osceola County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Osceola County is 1.40%, which is higher than both the Florida state median and the U.S. national median of 0.99%. Local government entities within Osceola County set these rates annually, and they can vary significantly between different areas within the county. Each year, Osceola County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Osceola County's effective property tax rate with other counties in Florida and the national median. For comparison, the city of Reunion has one of the higher property tax rates in Florida at 2.09%, while the city of Yeehaw Junction boasts one of the lowest at 1.13%. Analyzing how Osceola County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.

Property Tax Rates Across Osceola County, Florida

Source: Ownwell

1.09%

1.59%

2.09%

Average Osceola County Tax Rate

1.40%

Average Florida Tax Rate

1.14%

Average United States Tax Rate

0.99%

Property Tax Rates Across Osceola County, Florida

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Celebration	N/A	N/A	N/A	N/A	N/A
Champions Gate	N/A	N/A	N/A	N/A	N/A
Davenport	1.00%	1.44%	1.69%	1.87%	2.19%
Harmony	1.46%	1.77%	2.06%	2.54%	4.08%
Intercession City	0.69%	0.94%	1.57%	1.96%	2.28%
Kenansville	1.00%	1.22%	1.68%	2.33%	2.83%
Kindred	1.04%	1.44%	1.78%	1.94%	2.16%
Kissimmee	0.55%	0.93%	1.40%	1.61%	1.81%
Okeechobee	1.11%	1.28%	1.67%	2.28%	2.73%
Reunion	1.54%	1.76%	2.09%	2.26%	2.47%
Saint Cloud	0.44%	0.76%	1.15%	1.58%	1.80%
Yeehaw Junction	1.13%	1.13%	1.13%	1.13%	1.13%

Source: Ownwell

Property Tax Assessment Values Across Osceola County, Florida

In Osceola County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Osceola County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Osceola County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, the highest median tax bill in the county is in Reunion at $5,642, while the lowest is in Okeechobee at $1,176. Being aware of these valuation processes in Osceola County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.

Property Tax Assessment Values Across Osceola County, Florida

Source: Ownwell

$65,250

$182,425

$299,600

Average Osceola County Assessed Value

$247,000

Average Florida Assessed Value

$276,648

Average United States Assessed Value

$244,900

Property Tax Assessment Values Across Osceola County, Florida

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Celebration	N/A	N/A	N/A	N/A	N/A
Champions Gate	N/A	N/A	N/A	N/A	N/A
Davenport	$106,600	$189,025	$288,300	$404,050	$540,890
Harmony	$60,000	$160,300	$271,650	$314,075	$361,800
Intercession City	$56,150	$78,375	$108,000	$149,175	$189,100
Kenansville	$37,400	$52,475	$80,800	$127,475	$218,800
Kindred	$50,000	$243,300	$287,500	$318,450	$366,300
Kissimmee	$123,200	$190,900	$242,100	$297,400	$385,800
Okeechobee	$36,100	$47,650	$65,250	$84,775	$136,600
Reunion	$189,200	$227,900	$299,600	$607,925	$931,820
Saint Cloud	$86,560	$184,100	$261,600	$320,100	$390,100
Yeehaw Junction	$180,500	$180,500	$180,500	$180,500	$180,500

Source: Ownwell

Property Tax Bills Across Osceola County, Florida

In Osceola County, FL, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This value is then multiplied by the local tax rate. For instance, with a median home price of $247,000, homeowners can expect varying tax bills. The 25th percentile tax bill is around $1,778, while those in the 75th percentile pay approximately $4,407. High-value properties, like those in Reunion, can see median tax bills as high as $5,642, whereas Okeechobee residents might pay as low as $1,176. Several factors influence these amounts, including property location, market value fluctuations, and any applicable exemptions. These taxes can significantly impact homeowners, making it essential to ensure their property is accurately assessed. Ownwell assists homeowners by appealing incorrect assessments and identifying potential exemptions, potentially saving them hundreds or even thousands annually. With expertise in local tax regulations, Ownwell can help ensure homeowners in Osceola County pay only their fair share.

Property Tax Bills Across Osceola County, Florida

Source: Ownwell

$1,176

$3,409

$5,642

Average Osceola County Tax Bill

$3,024

Average Florida Tax Bill

$2,953

Average United States Tax Bill

$2,690

Property Tax Bills Across Osceola County, Florida

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Celebration	N/A	N/A	N/A	N/A	N/A
Champions Gate	N/A	N/A	N/A	N/A	N/A
Davenport	$1,784	$2,551	$4,427	$7,236	$9,400
Harmony	$2,358	$3,574	$5,213	$6,306	$7,298
Intercession City	$713	$986	$1,443	$2,057	$2,594
Kenansville	$808	$999	$1,313	$1,916	$2,804
Kindred	$518	$3,354	$5,306	$6,145	$7,012
Kissimmee	$1,052	$1,814	$2,980	$4,257	$5,960
Okeechobee	$693	$902	$1,176	$1,503	$1,844
Reunion	$4,001	$4,866	$5,642	$10,441	$15,009
Saint Cloud	$645	$1,463	$2,840	$4,173	$5,360
Yeehaw Junction	$2,043	$2,043	$2,043	$2,043	$2,043

Source: Ownwell

Want to lower your Osceola County property taxes?

Looking to reduce your Osceola property taxes? Ownwell is the leading property tax protest company serving Osceola. We specialize in helping property owners in the Kissimmee area and beyond lower their taxes by working directly with the Osceola Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Osceola property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Osceola property tax expenses through our proven strategies and expert advocacy.

Property Tax Petitions in Florida

Navigating the property tax protest process in Osceola County, Florida, can be a crucial step for homeowners looking to reduce their tax burden. Homeowners who believe their property has been over-assessed can appeal their property tax assessments through a formal process. The first step involves filing a petition with the Value Adjustment Board (VAB), which is responsible for hearing and deciding on assessment disputes. Once the petition is filed, homeowners will receive a notice of hearing date. During the hearing, homeowners can present evidence to support their claim that their property has been over-assessed. This evidence can include recent sales of comparable properties, an independent appraisal, or evidence of any factors that may negatively impact the property’s value. The VAB will review the presented evidence and determine whether the assessed value should be adjusted. The outcomes of a property tax appeal can vary. If the VAB finds the evidence compelling, they may lower the assessed value of the property, which would result in a lower property tax bill. Conversely, if the evidence is insufficient, the original assessment will stand, and the property tax bill will remain unchanged. Ownwell can significantly aid homeowners throughout this appeal process. With a team of experienced property tax consultants, Ownwell provides expert guidance on gathering and presenting the necessary evidence to build a strong case. They handle all the paperwork, represent homeowners during the VAB hearing, and strive to achieve the best possible outcome. By leveraging Ownwell’s expertise, homeowners can navigate the complex property tax appeal process more effectively and increase their chances of a successful appeal.

Exemptions in Florida

Osceola County offers several property tax exemption programs designed to provide financial relief to homeowners. The most notable exemption is the Homestead Exemption, which is available to homeowners who use their property as their primary residence. This exemption can significantly reduce the assessed value of the home, thereby lowering the property tax burden. Additionally, there is the Senior Citizen Exemption, which benefits residents aged 65 and older who meet specific income requirements. Another valuable exemption is the Disability Exemption, available to homeowners who are permanently and totally disabled, providing substantial tax relief. Veterans may also qualify for the Veteran’s Exemption, which offers various levels of tax relief depending on the extent of disability or service-related conditions. Lastly, there is the Widow/Widower Exemption, which provides a modest reduction in property taxes for surviving spouses. To apply for these exemptions, homeowners must submit the required documentation to the Osceola County Property Appraiser’s Office. This often includes proof of residency, age, income, or disability status, depending on the exemption. Ownwell can assist homeowners in navigating these exemption programs, ensuring that they meet all eligibility requirements and submit accurate applications. By leveraging Ownwell's expertise, homeowners can maximize their property tax savings and avoid common pitfalls in the application process.

Available Exemptions