Property Taxes in Florida

Name: Property Tax Bills Across Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Florida property tax rate: 1.14%, significantly higher than the national median of 1.02%.
Median Florida home value: $276,648
Median annual Florida tax bill: $2,953, $553 higher than the national median property tax bill of $2,400.

How are property taxes in Florida calculated?

Property taxes in Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you are in Florida, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.14%

Estimate Property Tax Bill

$3,154

$2,927

$1,102

Average Tax Savings

Ownwell’s Florida Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Florida with just two data points. By entering your property's estimated assessed value, our calculator applies Florida's median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Florida. For those interested in more localized information, please scroll down to explore county and city-level trends!

Property Tax Rates Across Florida

Local government entities in Florida set tax rates, which can vary widely within the state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. Below, you can compare a Florida county’s effective property tax rate to other counties in Florida or the U.S. median property tax rate. For instance, Alachua County has the highest effective property tax rate in Florida, at 1.47%, while Monroe County has the lowest, at 0.65%.

Property Tax Rates Across Florida

Source: Ownwell

0.65%

1.06%

1.47%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Florida

County	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Alachua	0.76%	1.07%	1.47%	2.08%	2.29%
Baker	0.35%	0.49%	0.69%	1.17%	1.43%
Bay	0.55%	0.83%	1.10%	1.27%	1.48%
Bradford	0.46%	0.67%	0.94%	1.56%	1.84%
Brevard	0.38%	0.57%	0.95%	1.37%	1.66%
Broward	0.52%	0.83%	1.44%	1.95%	2.18%
Calhoun	0.25%	0.55%	0.84%	1.52%	1.52%
Charlotte	0.71%	0.96%	1.42%	1.80%	2.10%
Citrus	0.34%	0.48%	0.82%	1.36%	1.57%
Clay	0.56%	0.70%	1.07%	1.55%	1.87%
Collier	0.43%	0.64%	0.90%	1.04%	1.22%
Columbia	0.70%	0.85%	1.08%	1.63%	2.18%
DeSoto	0.50%	0.64%	1.14%	1.77%	2.08%
Dixie	0.60%	0.97%	1.35%	2.25%	2.87%
Duval	0.51%	0.74%	1.14%	1.63%	1.81%
Escambia	0.42%	0.57%	0.90%	1.36%	1.55%
Flagler	0.49%	0.69%	1.06%	1.58%	1.73%
Franklin	0.28%	0.57%	0.87%	1.05%	1.41%
Gadsden	0.36%	0.58%	0.91%	1.38%	1.70%
Gilchrist	0.55%	0.71%	0.92%	1.56%	1.86%
Glades	0.41%	0.64%	1.37%	1.65%	1.85%
Gulf	0.29%	0.61%	1.05%	1.29%	1.49%
Hamilton	0.21%	0.40%	0.67%	1.28%	1.74%
Hardee	0.47%	0.65%	1.01%	1.72%	2.10%
Hendry	0.54%	0.76%	1.36%	1.87%	2.21%
Hernando	0.45%	0.57%	0.81%	1.39%	1.59%
Highlands	0.52%	0.65%	1.01%	1.54%	1.91%
Hillsborough	0.51%	0.78%	1.27%	1.76%	2.01%
Holmes	0.29%	0.61%	0.87%	1.50%	1.50%
Indian River	0.39%	0.61%	0.98%	1.34%	1.50%
Jackson	0.10%	0.43%	0.68%	1.15%	1.37%
Jefferson	0.69%	0.85%	1.11%	1.67%	2.36%
Lafayette	0.58%	0.76%	0.99%	1.71%	2.28%
Lake	0.46%	0.66%	0.95%	1.32%	1.59%
Lee	0.57%	0.86%	1.23%	1.46%	1.72%
Leon	0.65%	0.89%	1.19%	1.75%	1.88%
Levy	0.61%	0.76%	1.19%	1.77%	2.28%
Liberty	0.34%	0.64%	1.20%	1.47%	1.47%
Madison	0.48%	0.70%	0.91%	1.71%	2.14%
Manatee	0.39%	0.59%	0.92%	1.22%	1.43%
Marion	0.55%	0.71%	1.04%	1.61%	1.91%
Martin	0.53%	0.81%	1.13%	1.56%	1.72%
Miami-Dade	0.45%	0.75%	1.41%	1.72%	1.93%
Monroe	0.32%	0.48%	0.65%	0.76%	0.86%
Nassau	0.46%	0.69%	1.05%	1.41%	1.56%
Okaloosa	0.43%	0.57%	0.93%	1.18%	1.34%
Okeechobee	0.52%	0.64%	1.01%	1.46%	1.85%
Orange	0.46%	0.72%	1.16%	1.54%	1.69%
Osceola	0.54%	0.92%	1.40%	1.64%	1.88%
Palm Beach	0.58%	0.89%	1.34%	1.75%	1.99%
Pasco	0.49%	0.73%	1.24%	1.66%	2.01%
Pinellas	0.37%	0.60%	1.08%	1.60%	1.82%
Polk	0.44%	0.69%	1.16%	1.55%	1.92%
Putnam	0.53%	0.71%	1.17%	1.75%	2.19%
St. Johns	0.51%	0.74%	1.13%	1.35%	1.70%
St. Lucie	0.50%	0.78%	1.39%	1.98%	2.33%
Santa Rosa	0.40%	0.57%	0.80%	1.17%	1.29%
Sarasota	0.51%	0.70%	1.09%	1.31%	1.54%
Seminole	0.42%	0.60%	0.89%	1.30%	1.47%
Sumter	0.59%	0.75%	1.08%	1.36%	1.69%
Suwannee	0.67%	0.96%	1.19%	1.84%	2.39%
Taylor	0.36%	0.56%	0.85%	1.48%	1.73%
Union	0.48%	0.71%	0.97%	1.53%	1.92%
Volusia	0.34%	0.53%	0.93%	1.39%	1.62%
Wakulla	0.67%	0.86%	1.08%	1.52%	1.93%
Walton	0.37%	0.59%	0.80%	0.92%	0.96%
Washington	0.34%	0.50%	0.80%	1.29%	1.38%

Source: Ownwell

Property Tax Assessment Values Across Florida

Understanding the distinction between "market value" and "assessed value" is crucial when examining property taxes in Florida. The market value is what a willing buyer would pay to a willing seller in an open and competitive market. Location, property condition, and economic market trends often influence it. Each Florida county assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Florida, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the end of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Florida. For example, Monroe County has the highest median home price at $759,247.

Property Tax Assessment Values Across Florida

Source: Ownwell

$47,685

$403,466

$759,247

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Florida

County	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Alachua	$80,730	$133,971	$201,074	$296,352	$411,354
Baker	$73,846	$111,493	$179,041	$260,970	$349,604
Bay	$72,493	$134,651	$235,244	$353,956	$519,483
Bradford	$39,419	$62,603	$96,435	$147,865	$225,663
Brevard	$97,920	$166,750	$243,020	$347,880	$492,820
Broward	$139,480	$217,990	$357,080	$526,065	$767,378
Calhoun	$19,495	$32,599	$61,907	$112,559	$177,062
Charlotte	$98,501	$151,762	$241,434	$342,730	$513,850
Citrus	$86,030	$133,786	$196,001	$284,092	$395,679
Clay	$91,556	$163,347	$232,293	$303,520	$393,616
Collier	$160,879	$250,607	$405,816	$709,735	$1,389,275
Columbia	$43,454	$77,514	$136,286	$210,732	$295,894
DeSoto	$65,564	$102,444	$148,552	$227,457	$354,015
Dixie	$22,500	$37,025	$64,100	$107,700	$171,810
Duval	$74,104	$135,534	$211,651	$298,924	$422,491
Escambia	$60,010	$103,748	$168,090	$254,337	$381,061
Flagler	$183,191	$227,650	$277,189	$360,132	$520,988
Franklin	$57,998	$109,603	$239,550	$510,001	$927,752
Gadsden	$33,343	$54,039	$92,320	$166,692	$246,956
Gilchrist	$45,583	$70,840	$108,197	$171,602	$244,994
Glades	$42,012	$68,281	$102,566	$159,404	$232,768
Gulf	$36,737	$81,418	$190,146	$358,584	$693,239
Hamilton	$35,046	$57,518	$91,974	$146,787	$214,329
Hardee	$56,970	$83,136	$123,998	$191,792	$275,641
Hendry	$77,627	$113,672	$171,703	$244,323	$346,346
Hernando	$108,348	$170,104	$239,781	$315,113	$416,560
Highlands	$49,090	$91,575	$142,723	$205,460	$288,539
Hillsborough	$140,071	$205,760	$280,428	$385,127	$554,479
Holmes	$19,812	$32,964	$55,786	$87,816	$132,620
Indian River	$110,627	$165,728	$256,710	$386,640	$659,579
Jackson	$26,575	$43,504	$75,077	$129,538	$195,687
Jefferson	$30,655	$57,478	$99,936	$176,140	$275,702
Lafayette	$19,654	$35,775	$72,237	$138,602	$204,986
Lake	$104,709	$186,460	$277,646	$353,032	$451,770
Lee	$124,038	$193,253	$269,922	$404,954	$632,710
Leon	$58,428	$107,592	$182,546	$278,648	$391,308
Levy	$27,132	$54,916	$106,002	$177,905	$264,529
Liberty	$12,636	$22,610	$47,685	$104,478	$179,560
Madison	$29,324	$50,210	$84,303	$139,725	$215,525
Manatee	$124,423	$233,750	$360,505	$525,108	$774,899
Marion	$54,099	$112,560	$176,469	$248,236	$334,745
Martin	$105,956	$172,870	$294,470	$467,180	$740,990
Miami-Dade	$182,000	$266,800	$372,000	$523,100	$867,905
Monroe	$347,519	$519,694	$759,247	$1,243,354	$2,095,682
Nassau	$103,259	$186,642	$279,164	$437,006	$643,000
Okaloosa	$115,179	$170,974	$253,315	$372,202	$579,764
Okeechobee	$47,271	$90,717	$153,229	$230,809	$329,374
Orange	$144,500	$219,796	$317,031	$435,649	$599,137
Osceola	$110,100	$188,800	$247,000	$307,900	$397,500
Palm Beach	$112,320	$192,300	$316,112	$475,516	$760,710
Pasco	$64,143	$121,727	$211,605	$305,473	$414,113
Pinellas	$107,335	$169,774	$254,032	$378,467	$603,514
Polk	$59,860	$122,279	$203,226	$259,911	$329,271
Putnam	$26,850	$52,260	$96,560	$167,910	$275,298
St. Johns	$116,000	$238,851	$360,570	$495,137	$704,964
St. Lucie	$154,500	$234,200	$307,200	$387,600	$478,400
Santa Rosa	$73,299	$147,866	$224,182	$310,023	$421,487
Sarasota	$167,700	$244,900	$349,900	$526,200	$832,500
Seminole	$174,600	$246,974	$327,533	$431,614	$577,957
Sumter	$55,990	$201,300	$280,650	$395,120	$499,420
Suwannee	$32,786	$52,079	$82,568	$128,017	$185,311
Taylor	$31,492	$54,815	$95,180	$155,835	$244,378
Union	$27,774	$44,384	$71,721	$114,038	$163,445
Volusia	$139,459	$202,138	$274,208	$365,448	$498,136
Wakulla	$43,145	$76,906	$127,534	$214,823	$288,129
Walton	$53,151	$170,073	$398,232	$785,296	$1,530,220
Washington	$32,794	$56,355	$92,402	$143,426	$203,768

Source: Ownwell

Property Tax Bills Across Florida

In Florida, property tax bills are calculated based on the assessed value of a home, which is determined by the local property appraiser. The assessed value is then multiplied by the local tax rate to determine the tax bill. Factors such as location and property size can influence the assessed value. Florida's median home price is $276,648, and property tax bills can vary significantly across the state, with Monroe County having the highest median tax bill at $4,638, while Liberty County has the lowest at $460. Ownwell assists homeowners by identifying potential savings through property tax appeals and exemptions, helping to reduce their overall tax burden.

Property Tax Bills Across Florida

Source: Ownwell

$460

$2,549

$4,638

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Florida

County	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Alachua	$858	$1,630	$2,949	$4,604	$6,711
Baker	$404	$632	$1,269	$2,143	$3,232
Bay	$556	$1,233	$2,427	$3,867	$5,872
Bradford	$272	$539	$903	$1,627	$2,621
Brevard	$610	$1,145	$2,198	$3,508	$5,023
Broward	$1,299	$2,590	$4,521	$7,374	$11,121
Calhoun	$120	$268	$495	$1,072	$1,859
Charlotte	$1,152	$1,882	$3,041	$4,706	$6,971
Citrus	$480	$788	$1,605	$2,717	$4,089
Clay	$729	$1,314	$2,353	$3,808	$5,536
Collier	$1,081	$1,956	$3,434	$6,133	$11,382
Columbia	$582	$888	$1,432	$2,296	$3,386
DeSoto	$657	$934	$1,616	$2,603	$3,948
Dixie	$310	$436	$835	$1,542	$2,950
Duval	$660	$1,213	$2,265	$3,646	$5,445
Escambia	$348	$700	$1,398	$2,477	$4,090
Flagler	$1,004	$1,806	$3,117	$4,693	$6,820
Franklin	$310	$730	$2,090	$4,471	$8,051
Gadsden	$227	$434	$831	$1,599	$2,619
Gilchrist	$362	$640	$1,052	$1,825	$2,761
Glades	$341	$571	$1,098	$1,899	$3,135
Gulf	$278	$569	$1,572	$3,879	$7,631
Hamilton	$158	$357	$640	$1,195	$1,994
Hardee	$486	$783	$1,315	$2,114	$3,066
Hendry	$809	$1,135	$2,017	$3,274	$4,845
Hernando	$771	$1,155	$1,941	$3,101	$4,326
Highlands	$512	$774	$1,345	$2,166	$3,204
Hillsborough	$1,025	$1,952	$3,523	$5,691	$8,310
Holmes	$120	$256	$469	$868	$1,417
Indian River	$628	$1,255	$2,297	$3,893	$7,168
Jackson	$45	$248	$487	$1,006	$1,695
Jefferson	$447	$694	$1,108	$1,929	$3,092
Lafayette	$175	$408	$733	$1,446	$2,329
Lake	$750	$1,315	$2,362	$3,684	$5,032
Lee	$1,069	$1,852	$3,155	$5,006	$7,728
Leon	$580	$1,201	$2,099	$3,378	$5,030
Levy	$399	$641	$1,048	$1,885	$3,076
Liberty	$119	$235	$460	$1,090	$1,935
Madison	$298	$503	$811	$1,419	$2,301
Manatee	$820	$1,639	$2,985	$4,963	$7,728
Marion	$579	$903	$1,725	$2,831	$4,020
Martin	$819	$1,755	$3,260	$5,472	$8,836
Miami-Dade	$1,417	$2,657	$4,524	$7,369	$11,934
Monroe	$1,981	$3,070	$4,638	$7,151	$11,876
Nassau	$643	$1,445	$2,832	$5,117	$8,411
Okaloosa	$628	$1,208	$2,112	$3,503	$5,667
Okeechobee	$552	$883	$1,338	$2,127	$3,129
Orange	$1,040	$1,965	$3,346	$5,228	$7,546
Osceola	$955	$1,778	$3,024	$4,407	$6,182
Palm Beach	$1,103	$2,179	$3,892	$6,441	$10,539
Pasco	$609	$1,057	$2,147	$3,896	$6,045
Pinellas	$623	$1,314	$2,581	$4,497	$7,400
Polk	$592	$1,002	$1,931	$3,178	$4,405
Putnam	$275	$575	$977	$1,817	$3,099
St. Johns	$1,147	$2,204	$3,763	$5,856	$8,148
St. Lucie	$1,152	$2,214	$3,974	$6,292	$8,390
Santa Rosa	$424	$871	$1,730	$2,801	$4,093
Sarasota	$1,276	$2,153	$3,451	$5,421	$8,802
Seminole	$965	$1,778	$2,968	$4,411	$5,945
Sumter	$573	$1,753	$3,060	$4,560	$6,242
Suwannee	$368	$665	$983	$1,595	$2,352
Taylor	$179	$433	$767	$1,439	$2,487
Union	$197	$411	$664	$1,205	$1,863
Volusia	$687	$1,259	$2,466	$3,948	$5,660
Wakulla	$477	$789	$1,391	$2,281	$3,279
Walton	$313	$1,018	$2,924	$5,866	$12,121
Washington	$210	$401	$731	$1,310	$2,019

Source: Ownwell

Want to lower your Florida property taxes?

Looking to reduce your Florida property taxes? Ownwell is the leading property tax appeal company in Florida. Ownwell specializes in helping Florida property owners lower their taxes and works with county tax assessors all across the state every year. Through our tax monitoring service, we will collect everything from you to maximize your tax reductions. We navigate the complexities of Florida property tax appeals and all available Florida property tax exemptions, so you don’t have to. Whether you're a homeowner, a real estate investor, or an asset manager employee, our local Florida team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities to reduce property taxes. By handling the appeal process from start to finish, we not only simplify the procedure but also enhance your chances of securing a favorable outcome. Let Ownwell be your partner in lowering your Florida property tax expenses through our proven strategies and professional advocacy.

Property Tax Petitions in Florida

In Florida, the property tax protest process is a vital tool for homeowners seeking to ensure their property tax assessments are fair and accurate. Homeowners can appeal their property tax assessments if they believe their property has been over-assessed. The process begins with filing a petition with the county's Value Adjustment Board (VAB), which is responsible for hearing and deciding on appeals.

The appeal process involves gathering evidence to support the claim that the property's assessed value is higher than its market value. This evidence can include recent sales of similar properties, appraisals, and other relevant documentation. Once the petition is filed, the VAB schedules a hearing where both the homeowner and the county property appraiser can present their cases. During the hearing, an independent special magistrate reviews the evidence and makes a recommendation to the VAB, which then issues a final decision.

The potential outcomes of a property tax appeal in Florida can vary. If the appeal is successful, the property's assessed value is adjusted, leading to a reduction in the property tax bill. However, if the appeal is denied, the original assessment stands.

Ownwell assists homeowners throughout the appeal process by providing expert guidance and support. Our team of property tax professionals helps gather the necessary evidence, prepares the petition, and represents homeowners during the VAB hearing. By leveraging our expertise, homeowners can navigate the complex appeal process more effectively and increase their chances of a favorable outcome. With Ownwell's assistance, homeowners can ensure they are not overpaying on their property taxes, ultimately achieving greater financial peace of mind.

Exemptions in Florida

Florida offers several property tax exemption programs designed to ease the financial burden on homeowners. The most notable is the Homestead Exemption, which is available to homeowners who use their property as their primary residence. This exemption can significantly reduce the assessed value of the home, resulting in lower property taxes. To qualify, homeowners must have legal title to the property and occupy it as of January 1st of the tax year.

In addition to the Homestead Exemption, Florida provides exemptions for seniors, veterans, and individuals with disabilities. Seniors aged 65 and older may qualify for an additional exemption if they meet certain income requirements. Veterans with service-related disabilities, as well as their surviving spouses, can also benefit from property tax reductions. Similarly, individuals who are legally blind or totally and permanently disabled are eligible for specific exemptions.

Applying for these exemptions typically involves submitting an application to the local property appraiser's office, along with any necessary documentation to prove eligibility. Ownwell can assist homeowners by guiding them through the application process, ensuring they receive all eligible exemptions. By leveraging Ownwell's expertise, homeowners can maximize their savings and ensure compliance with state regulations.

Available Exemptions