Santa Rosa County, Florida Property Taxes
Median Santa Rosa County effective property tax rate: 0.80%, significantly lower than the national median of 1.02%.
Median Santa Rosa County home value: $224,182
Median annual Santa Rosa County tax bill: $1,730, $670 lower than the national median property tax bill of $2,400.
How are property taxes in Santa Rosa County calculated?
Property taxes in Santa Rosa County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Milton or another part of Santa Rosa County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Santa Rosa County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.8%
Estimate Property Tax Bill
$1,793
$1,664
Ownwell’s Santa Rosa County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Santa Rosa County with just two data points.
By entering your property's estimated assessed value, our calculator applies Santa Rosa County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Santa Rosa County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Santa Rosa County, Florida
Local government entities determine property tax rates, which can differ significantly even within the same state. Each year, counties calculate their required budget to fund essential services and divide this amount by the total value of all taxable property within their borders. This calculation establishes the property tax rate. Though votes and legislation play a role in setting these rates and budgets, this is the fundamental process undertaken annually.
In Santa Rosa County, the effective property tax rate is 0.80%, which is below the national median of 1.02%. Nearby cities like Pace have a higher median tax rate of 1.27%, while Baker enjoys a lower rate of 0.55%. Comparing these rates highlights the variability within Florida and against the U.S. median. Understanding these differences can help homeowners make informed decisions about property investments and tax appeals. By staying informed, property owners can better navigate the complexities of the tax system and potentially reduce their tax burden.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Rosa County Tax Rate
0.80%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Santa Rosa County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | N/A | N/A | N/A | N/A | N/A |
| Baker | 0.36% | 0.49% | 0.55% | 0.82% | 1.16% |
| Gulf Breeze | 0.44% | 0.62% | 0.88% | 1.25% | 1.38% |
| Holt | 0.34% | 0.42% | 0.56% | 1.13% | 1.36% |
| Jay | 0.37% | 0.49% | 0.70% | 1.19% | 1.36% |
| Milton | 0.38% | 0.53% | 0.76% | 1.16% | 1.29% |
| Navarre | 0.47% | 0.62% | 0.81% | 1.15% | 1.22% |
| Pace | 0.38% | 1.10% | 1.27% | 1.29% | 1.32% |
Source: Ownwell
Property Tax Assessment Values Across Santa Rosa County, Florida
Property Tax Assessment Values Across Santa Rosa County, Florida
Source: Ownwell
$71,449
$226,869
$382,289
Median Santa Rosa County Market Value
$224,182
Median Florida Market Value
$276,648
Median United States Market Value
$235,294
Property Tax Assessment Values Across Santa Rosa County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | N/A | N/A | N/A | N/A | N/A |
| Baker | $66,487 | $81,866 | $134,378 | $203,839 | $252,165 |
| Gulf Breeze | $147,545 | $215,052 | $295,628 | $399,176 | $580,389 |
| Holt | $44,479 | $59,796 | $95,245 | $157,218 | $231,271 |
| Jay | $37,465 | $72,877 | $129,196 | $198,983 | $283,411 |
| Milton | $58,062 | $117,242 | $181,076 | $247,086 | $326,292 |
| Navarre | $150,915 | $218,330 | $277,965 | $360,000 | $497,700 |
| Pace | $11,264 | $16,780 | $74,026 | $136,143 | $164,866 |
Source: Ownwell
Property Tax Bills Across Santa Rosa County, Florida
Median Santa Rosa County Tax Bill
$1,730
Median Florida Tax Bill
$2,953
Median United States Tax Bill
$2,400
Property Tax Bills Across Santa Rosa County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | N/A | N/A | N/A | N/A | N/A |
| Baker | $377 | $521 | $724 | $1,158 | $1,818 |
| Gulf Breeze | $785 | $1,499 | $2,591 | $4,033 | $5,939 |
| Holt | $205 | $356 | $615 | $1,154 | $1,938 |
| Jay | $227 | $492 | $905 | $1,518 | $2,317 |
| Milton | $353 | $643 | $1,320 | $2,192 | $3,094 |
| Navarre | $646 | $1,381 | $2,291 | $3,239 | $4,761 |
| Pace | $153 | $442 | $908 | $1,625 | $2,173 |
Source: Ownwell