Gulf Breeze, Santa Rosa County, Florida Property Taxes

Name: Property Tax Bills Across Gulf Breeze, Santa Rosa County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gulf Breeze, FL effective property tax rate: 0.88%, significantly lower than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Gulf Breeze, FL home value: $295,628
Median annual Gulf Breeze, FL tax bill: $2,591, $191 higher than the national median property tax bill of $2,400.

How are property taxes in Santa Rosa calculated?

Property taxes in Gulf Breeze, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gulf Breeze’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gulf Breeze, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gulf Breeze, Santa Rosa County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.88%

Estimate Property Tax Bill

$2,602

$2,414

Ownwell’s Gulf Breeze Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gulf Breeze with just two data points. By entering your property's estimated assessed value, our calculator applies Gulf Breeze’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Santa Rosa County. With the highest median tax bill in Gulf Breeze reaching $3,394 in the 32561 zip code and the lowest at $2,475 in the 32563 zip code, it's clear that property tax bills can vary significantly even within the same city. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gulf Breeze, Santa Rosa County, Florida

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total assessed value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Gulf Breeze, located in Santa Rosa County, the effective property tax rate is a point of comparison with other cities in Florida. The city’s rate is slightly below the national median of 1.02%, offering residents a more favorable tax environment. Within the county, the highest median tax rate is found in the 32563 zip code, while the lowest is in the 32561 zip code. This range of rates highlights the variability in property taxes even within a single county. Understanding these differences can be crucial for property owners looking to appeal or manage their property taxes effectively. Comparing Gulf Breeze’s rates to both state and national medians provides valuable insight into the local tax landscape.

Property Tax Rates Across Gulf Breeze, Santa Rosa County, Florida

Source: Ownwell

0.55%

0.91%

1.27%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gulf Breeze Tax Rate

0.88%

Median Effective Santa Rosa County Tax Rate

0.80%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gulf Breeze, Santa Rosa County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32561	0.35%	0.53%	0.85%	1.19%	1.30%
32563	0.47%	0.63%	0.89%	1.26%	1.42%

Source: Ownwell

Property Tax Assessment Values Across Gulf Breeze, Santa Rosa County, Florida

When examining property taxes in Gulf Breeze, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Rosa County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Santa Rosa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gulf Breeze. For example, the median home price in Gulf Breeze is $295,628, with tax bills ranging significantly across the county. Zip code 32561 has the highest median home price at $382,289.

Property Tax Assessment Values Across Gulf Breeze, Santa Rosa County, Florida

Source: Ownwell

$71,449

$226,869

$382,289

Median Gulf Breeze Market Value

$295,628

Median Santa Rosa County Market Value

$224,182

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gulf Breeze, Santa Rosa County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32561	$210,000	$323,214	$382,289	$527,370	$991,049
32563	$127,162	$204,330	$272,360	$372,502	$529,571

Source: Ownwell

Property Tax Bills Across Gulf Breeze, Santa Rosa County, Florida

In Gulf Breeze, Santa Rosa County, FL, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is typically a percentage of the property's market value and is influenced by factors such as location, property size, and improvements. The local tax rate is set by the county and can vary based on budgetary needs and voter-approved measures. Homeowners in Gulf Breeze face a range of tax bills. The 25th percentile tax bill is $1,499, while those in the 75th percentile pay around $4,033. The 90th percentile tax bill can reach as high as $5,939. Comparatively, the national median property tax bill is $2,400. Homeowners with properties in zip code 32561 experience the highest median tax bill at $3,394, while those in 32563 have a lower median of $2,475. Ownwell offers services to help homeowners in Gulf Breeze potentially lower their tax bills by identifying discrepancies in assessments and applying for relevant exemptions.

Property Tax Bills Across Gulf Breeze, Santa Rosa County, Florida

Source: Ownwell

$615

$2,005

$3,394

Median Gulf Breeze Tax Bill

$2,591

Median Santa Rosa County Tax Bill

$1,730

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Gulf Breeze, Santa Rosa County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32561	$1,093	$1,973	$3,394	$5,321	$9,120
32563	$739	$1,418	$2,475	$3,747	$5,413

Source: Ownwell