Navarre, Santa Rosa County, Florida Property Taxes
Median Navarre, FL effective property tax rate: 0.81%, significantly lower than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Navarre, FL home value: $277,965
Median annual Navarre, FL tax bill: $2,291, $109 lower than the national median property tax bill of $2,400.
How are property taxes in Santa Rosa calculated?
Property taxes in Navarre, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Navarre’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Navarre, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Navarre, Santa Rosa County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.81%
Estimate Property Tax Bill
$2,252
$2,089
Property Tax Rates Across Navarre, Santa Rosa County, Florida
Local government entities determine property tax rates, which can significantly differ across a state. Each year, counties estimate their necessary budget for services and divide this by the total assessed value of all taxable properties within their boundaries. This process determines the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the basic annual procedure.
In Navarre, located in Santa Rosa County, property tax rates can be compared to other cities in Florida and the national median. Navarre's effective property tax rate provides a unique perspective on how local rates stack up against the state and national averages. With Florida's median property tax rate at 0.81%, homeowners in Navarre may find themselves paying less than the national median property tax rate of 1.02%. This information is crucial for potential homeowners or current residents considering property tax implications. Understanding these differences can be an essential factor in making informed decisions about property investments and financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Navarre Tax Rate
0.81%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Rosa County Tax Rate
0.80%
Median Effective Florida Tax Rate
1.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Navarre, Santa Rosa County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32566 | 0.47% | 0.62% | 0.81% | 1.15% | 1.22% |
Source: Ownwell
Property Tax Assessment Values Across Navarre, Santa Rosa County, Florida
When examining property taxes in Navarre, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Rosa County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Santa Rosa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Navarre. For example, the median home price in Navarre is $277,965, with tax bills ranging significantly across the county. Zip code 32566 has the highest median home price at $277,965.
Property Tax Assessment Values Across Navarre, Santa Rosa County, Florida
Source: Ownwell
$71,449
$226,869
$382,289
Median Navarre Market Value
$277,965
Median Santa Rosa County Market Value
$224,182
Median Florida Market Value
$276,648
Median United States Market Value
$235,294
Property Tax Assessment Values Across Navarre, Santa Rosa County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32566 | $150,915 | $218,330 | $277,965 | $360,000 | $497,700 |
Source: Ownwell
Property Tax Bills Across Navarre, Santa Rosa County, Florida
In Navarre, Santa Rosa County, FL, property tax bills are calculated based on the assessed value of a home, which is determined by the local property appraiser. The tax rate is applied to this assessed value to calculate the property tax bill. Factors such as location, property size, and market conditions can influence this assessed value. Homeowners in Navarre face a median property tax bill of $2,291, which is slightly below the national median of $2,400. However, tax bills can vary widely, with the 25th percentile at $1,381 and the 75th percentile reaching $3,239.
These variations can significantly impact homeowners' financial planning. This is where Ownwell can make a difference. By providing expert property tax appeal services, Ownwell helps homeowners potentially reduce their tax bills. With a deep understanding of local tax rules and a commitment to maximizing savings, Ownwell can assist in reviewing assessments and filing appeals, ensuring that homeowners pay only their fair share of property taxes.
Median Navarre Tax Bill
$2,291
Median Santa Rosa County Tax Bill
$1,730
Median Florida Tax Bill
$2,953
Median United States Tax Bill
$2,400
Property Tax Bills Across Navarre, Santa Rosa County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32566 | $646 | $1,381 | $2,291 | $3,239 | $4,761 |
Source: Ownwell