Bradford County, Florida Property Taxes

Name: Property Tax Bills Across Bradford County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Bradford County effective property tax rate: 0.94%, significantly lower than the national median of 1.02%.
Median Bradford County home value: $96,435
Median annual Bradford County tax bill: $903, $1,497 lower than the national median property tax bill of $2,400.

How are property taxes in Bradford County calculated?

Property taxes in Bradford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Starke or another part of Bradford County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Bradford County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.94%

Estimate Property Tax Bill

$906

$841

Ownwell’s Bradford County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Bradford County with just two data points. By entering your property's estimated assessed value, our calculator applies Bradford County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Bradford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Bradford County, Florida

Local government entities are responsible for setting tax rates, which can vary significantly within a state. Annually, each county estimates the budget needed to provide services and divides it by the total value of all taxable property within its jurisdiction. This process determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the essence of the annual procedure.

In Bradford County, Florida, the effective property tax rate is 0.94%, slightly below the national median of 1.02%. Within the county, Melrose has the highest median tax rate at 1.08%, while Lake Butler enjoys the lowest at 0.79%. These variations highlight the diverse landscape of property tax rates even within a single county. Comparing these rates to the national median property tax bill of $2,400, Bradford County residents generally benefit from lower property taxes. Understanding these differences can be crucial for homeowners seeking to manage their property tax obligations effectively.

Property Tax Rates Across Bradford County, Florida

Source: Ownwell

0.79%

0.93%

1.08%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bradford County Tax Rate

0.94%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bradford County, Florida

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Brooker	0.44%	0.65%	0.88%	1.57%	1.71%
Hampton	0.40%	0.63%	0.98%	1.61%	1.78%
Keystone Heights	0.62%	0.78%	0.99%	1.31%	1.57%
Lake Butler	0.45%	0.60%	0.79%	1.34%	1.69%
Lawtey	0.42%	0.62%	0.85%	1.53%	1.74%
Melrose	0.59%	0.80%	1.08%	1.43%	1.62%
Starke	0.46%	0.67%	0.92%	1.61%	1.95%
Waldo	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Bradford County, Florida

When examining property taxes in Bradford County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bradford County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Bradford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bradford County. For example, the median tax bill in Bradford County is $1,200, with tax bills ranging significantly across the county. Melrose has the highest median home price at $185,430.

Property Tax Assessment Values Across Bradford County, Florida

Source: Ownwell

$86,718

$136,074

$185,430

Median Bradford County Market Value

$96,435

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bradford County, Florida

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Brooker	$34,289	$55,570	$86,718	$135,068	$187,577
Hampton	$34,324	$53,107	$87,630	$148,729	$229,555
Keystone Heights	$76,049	$99,522	$151,808	$222,124	$307,194
Lake Butler	$38,319	$57,792	$99,660	$127,678	$165,383
Lawtey	$40,059	$61,853	$91,022	$131,243	$188,470
Melrose	$63,889	$109,438	$185,430	$318,678	$461,200
Starke	$37,710	$59,190	$88,334	$130,544	$189,427
Waldo	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Bradford County, Florida

In Bradford County, FL, property tax bills are determined by assessing the property's market value and applying the local tax rate. With a median home price of $96,435, the property tax rate in this county results in a median tax bill that is typically lower than the national median of $2,400. Homeowners in Bradford County experience a range of tax bills, with the 25th percentile at $539 and the 75th percentile at $1,627. The 90th percentile reaches as high as $2,621, indicating variability based on property value and location within the county. For instance, Melrose has the highest median tax bill at $1,952, while Lake Butler has the lowest at $697. These differences highlight how location and property value impact tax obligations. Homeowners must consider these factors, as higher property taxes can affect overall affordability and long-term financial planning. Understanding the local property tax structure is crucial for homeowners to manage their expenses effectively and anticipate future tax liabilities.

Property Tax Bills Across Bradford County, Florida

Source: Ownwell

$697

$1,325

$1,952

Median Bradford County Tax Bill

$903

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Bradford County, Florida

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Brooker	$223	$511	$800	$1,341	$2,039
Hampton	$205	$478	$805	$1,636	$2,837
Keystone Heights	$554	$879	$1,536	$2,405	$3,348
Lake Butler	$256	$506	$697	$1,158	$1,683
Lawtey	$267	$505	$797	$1,361	$2,130
Melrose	$469	$954	$1,952	$3,780	$5,580
Starke	$263	$528	$826	$1,444	$2,260
Waldo	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Find your City