Seminole County Property Taxes

The median property tax rate in Seminole County is 0.89%, which is lower than both the national median of 0.99% and the Florida state median of 1.14%. With the median home value in Seminole County at $327,533, the typical annual property tax bill is $2,968, slightly above the national median of $2,690. Property taxes in Seminole County are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions, such as those for primary residences and agricultural properties. Understanding Seminole County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Sanford or another part of Seminole County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.

Last Updated June 14, 2024

Seminole County Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Average Tax Rate

0.89%

Estimate Property Tax Bill

$2,915

$2,759

$1,148

Average Seminole County Tax Savings

Ownwell’s Seminole Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Seminole with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Seminole to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in Seminole. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.

Property Tax Rates Across Seminole County, Florida

Property taxes in Seminole County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Seminole County is 0.89%, which is slightly lower than the U.S. national median of 0.99%. Local government entities within Seminole County set these rates annually, and they can vary significantly between different areas within the county. Each year, Seminole County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Seminole County's effective property tax rate with other areas and the national median. For comparison, the city of Sanford has one of the higher property tax rates in the region at 1.00%, while the city of Chuluota boasts one of the lowest at 0.75%. Analyzing how Seminole County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.

Property Tax Rates Across Seminole County, Florida

Source: Ownwell

0.75%

1.06%

1.37%

Average Seminole County Tax Rate

0.89%

Average Florida Tax Rate

1.14%

Average United States Tax Rate

0.99%

Property Tax Rates Across Seminole County, Florida

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Altamonte Springs	0.35%	0.53%	0.92%	1.33%	1.51%
Apopka	0.38%	0.51%	0.80%	1.21%	1.36%
Casselberry	0.32%	0.52%	0.84%	1.32%	1.51%
Chuluota	0.47%	0.60%	0.75%	1.02%	1.34%
Fern Park	0.35%	0.53%	0.81%	1.24%	1.37%
Forest City	0.40%	0.53%	0.86%	1.22%	1.42%
Geneva	0.43%	0.59%	0.79%	1.14%	1.36%
Lake Mary	0.51%	0.66%	0.90%	1.26%	1.35%
Longwood	0.50%	0.62%	0.85%	1.21%	1.41%
Maitland	0.46%	0.57%	0.82%	1.21%	1.40%
Oviedo	0.51%	0.64%	0.88%	1.29%	1.46%
Sanford	0.36%	0.62%	1.00%	1.42%	1.62%
Winter Park	0.42%	0.52%	0.90%	1.32%	1.42%
Winter Springs	0.42%	0.61%	0.86%	1.29%	1.47%

Source: Ownwell

Property Tax Assessment Values Across Seminole County, Florida

In Seminole County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Seminole County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Seminole County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Seminole County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Among the cities, Lake Mary has the highest median tax bill at $3,860, while Fern Park has the lowest at $2,056.

Property Tax Assessment Values Across Seminole County, Florida

Source: Ownwell

$60,624

$278,522

$496,419

Average Seminole County Assessed Value

$327,533

Average Florida Assessed Value

$276,648

Average United States Assessed Value

$244,900

Property Tax Assessment Values Across Seminole County, Florida

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Altamonte Springs	$144,000	$184,862	$263,592	$336,626	$410,918
Apopka	$218,499	$252,682	$300,312	$386,694	$524,835
Casselberry	$153,914	$217,242	$277,232	$333,320	$399,758
Chuluota	$201,432	$308,657	$454,645	$602,189	$739,686
Fern Park	$188,484	$224,754	$258,517	$297,787	$354,433
Forest City	$183,396	$228,804	$303,408	$463,644	$638,940
Geneva	$127,411	$197,978	$318,879	$503,633	$714,813
Lake Mary	$239,376	$326,101	$394,494	$521,652	$713,372
Longwood	$217,556	$282,331	$361,285	$474,789	$686,210
Maitland	$230,067	$284,794	$346,619	$413,639	$502,074
Oviedo	$276,330	$323,786	$405,353	$511,220	$624,249
Sanford	$129,988	$193,775	$271,126	$366,297	$510,415
Winter Park	$216,394	$267,994	$317,029	$384,179	$516,285
Winter Springs	$195,310	$258,990	$337,831	$441,364	$567,118

Source: Ownwell

Property Tax Bills Across Seminole County, Florida

In Seminole County, FL, property tax bills are calculated based on the assessed value of the home, which is determined by the county assessor. This value is then multiplied by the local tax rate to determine the tax bill. For example, with a median home price of $327,533, homeowners can expect a range of tax bills. At the 25th percentile, tax bills are around $1,778, while at the 75th percentile, they can reach up to $4,411. In some cases, tax bills can be as high as $5,945 at the 90th percentile. The highest median tax bill in the county is found in Lake Mary at $3,860, whereas the lowest is in Fern Park at $2,056. Ownwell helps homeowners navigate these complexities by offering property tax appeal and exemption services. By challenging over-assessments and identifying potential exemptions, Ownwell can significantly reduce your property tax burden, ensuring you pay only what is fair.

Property Tax Bills Across Seminole County, Florida

Source: Ownwell

$832

$2,799

$4,766

Average Seminole County Tax Bill

$2,968

Average Florida Tax Bill

$2,953

Average United States Tax Bill

$2,690

Property Tax Bills Across Seminole County, Florida

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Altamonte Springs	$734	$1,380	$2,188	$3,343	$4,606
Apopka	$993	$1,557	$2,698	$3,755	$4,852
Casselberry	$665	$1,376	$2,241	$3,499	$4,539
Chuluota	$1,272	$2,263	$3,511	$4,941	$6,791
Fern Park	$835	$1,231	$2,056	$3,081	$3,756
Forest City	$870	$1,587	$2,752	$4,622	$7,168
Geneva	$735	$1,447	$2,475	$4,202	$6,411
Lake Mary	$1,579	$2,321	$3,860	$5,223	$7,375
Longwood	$1,320	$2,099	$3,201	$4,667	$6,875
Maitland	$1,335	$1,889	$2,976	$4,131	$5,348
Oviedo	$1,711	$2,489	$3,805	$5,070	$6,616
Sanford	$667	$1,428	$2,765	$4,252	$5,657
Winter Park	$1,169	$1,677	$2,920	$4,319	$5,689
Winter Springs	$910	$1,853	$3,019	$4,432	$5,854

Source: Ownwell

Want to lower your Seminole County property taxes?

Looking to reduce your Seminole County property taxes? Ownwell is the leading property tax protest company serving Seminole County. We specialize in helping property owners in the Sanford area and beyond lower their taxes by working directly with the Seminole County Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Seminole County property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Seminole County property tax expenses through our proven strategies and expert advocacy.

Property Tax Petitions in Florida

Understanding the property tax protest process in Seminole County, FL, is essential for homeowners looking to manage their tax obligations. If you believe your property has been over-assessed, you have the right to appeal the assessment. The process begins with a formal review request submitted to the Seminole County Property Appraiser's Office. This request must be filed within a specific timeframe, typically within 25 days of receiving the assessment notice. Once your appeal is filed, the next step involves gathering evidence to support your claim. This might include recent sales data of comparable properties, evidence of any discrepancies in the assessment, or documentation of any property damage that could affect its value. The goal is to demonstrate that the assessed value is higher than the market value. Your appeal will be heard by the Value Adjustment Board (VAB), an independent body that listens to property tax disputes. During the hearing, you can present your evidence, and the Property Appraiser's Office will defend its assessment. The VAB will then make a determination, which could result in a reduction, no change, or, in some cases, an increase in your property's assessed value. Navigating this process can be complex and time-consuming. This is where Ownwell steps in to assist homeowners. Ownwell’s team of experts can help you compile the necessary evidence, file the appeal on your behalf, and represent you during the VAB hearing. With professional support, you can significantly increase your chances of a favorable outcome, ensuring you only pay your fair share of property taxes.

Exemptions in Florida

In Seminole County, Florida, homeowners have access to several property tax exemption programs designed to reduce their tax burden. The most notable is the Homestead Exemption, which offers significant savings on a primary residence. To qualify, the homeowner must occupy the property as their primary residence as of January 1st of the tax year and must file an application by March 1st. This exemption can reduce the assessed value of the home by up to $50,000, providing substantial tax relief. Another valuable exemption is the Senior Citizen Exemption, available to homeowners aged 65 and older who meet specific income requirements. This exemption can further reduce the assessed value of the property, easing the financial burden on senior homeowners. Veterans may also benefit from the Disabled Veterans Exemption, which offers tax relief to those with a service-connected disability. The extent of the exemption depends on the degree of the disability, with some veterans qualifying for a complete exemption. Additionally, Seminole County offers exemptions for widows and widowers, first responders, and individuals with disabilities, each with its own set of eligibility criteria and benefits. Ownwell can assist homeowners in Seminole County by identifying which exemptions they qualify for and guiding them through the application process. Our expertise ensures that homeowners maximize their savings, making property ownership more affordable.

Available Exemptions