Lee County, Florida Property Taxes

Name: Property Tax Bills Across Lee County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Lee County effective property tax rate: 1.23%, significantly higher than the national median of 1.02%.
Median Lee County home value: $269,922
Median annual Lee County tax bill: $3,155, $755 higher than the national median property tax bill of $2,400.

How are property taxes in Lee County calculated?

Property taxes in Lee County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Fort Myers or another part of Lee County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Lee County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.23%

Estimate Property Tax Bill

$3,320

$3,081

$1,102

Average Tax Savings

Ownwell’s Lee County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Lee County with just two data points. By entering your property's estimated assessed value, our calculator applies Lee County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Lee County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Lee County, Florida

Local government entities are responsible for setting property tax rates, which can vary significantly within a state. Each year, counties determine their necessary budget to provide essential services and then divide this figure by the total value of all taxable properties within their jurisdiction, resulting in the property tax rate. While the process involves votes and legislation, this is the fundamental yearly procedure.

Lee County, Florida, offers an interesting comparison against other counties in the state and the national median property tax rate. With a median tax rate of 1.23%, Lee County's rate is higher than the U.S. median of 1.02%. In Lee County, the highest median tax rate can be found in Useppa Island at 1.48%, while Matlacha Isles boasts the lowest at 0.68%. This variation highlights the diverse tax landscape within the county, mirroring the broader disparities across Florida and the nation. By understanding these differences, property owners can make informed decisions about their investments and potential savings through tax appeals or exemptions.

Property Tax Rates Across Lee County, Florida

Source: Ownwell

0.68%

1.18%

1.68%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Lee County Tax Rate

1.23%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Lee County, Florida

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Alva	0.57%	0.86%	1.28%	1.55%	1.82%
Boca Grande	0.42%	0.66%	1.03%	1.10%	1.27%
Bokeelia	0.55%	0.74%	1.23%	1.40%	1.53%
Bonita Springs	0.65%	0.91%	1.19%	1.32%	1.47%
Cape Coral	0.59%	0.85%	1.21%	1.60%	1.83%
Captiva	1.11%	1.25%	1.28%	1.34%	1.42%
Cayo Costa	0.79%	1.00%	1.09%	1.11%	1.13%
Estero	0.80%	1.01%	1.25%	1.40%	1.59%
Fort Myers	0.55%	0.84%	1.24%	1.46%	1.82%
Fort Myers Beach	0.72%	1.14%	1.27%	1.32%	1.40%
Lehigh Acres	0.50%	0.71%	1.07%	1.40%	1.53%
Matlacha	0.63%	0.83%	1.28%	1.38%	1.52%
Matlacha Isles	0.47%	0.59%	0.68%	1.16%	1.41%
Miromar Lakes	0.99%	1.19%	1.41%	1.56%	1.70%
Naples	0.83%	0.95%	1.17%	1.33%	1.51%
Nasa	0.64%	0.84%	1.17%	1.51%	1.79%
North Fort Myers	0.43%	0.66%	1.23%	1.48%	1.74%
Orlando	0.74%	0.94%	1.27%	1.51%	1.81%
Punta Gorda	0.66%	0.82%	1.19%	1.28%	1.36%
Saint James City	0.61%	0.81%	1.28%	1.41%	1.57%
Sanibel	0.76%	0.93%	1.22%	1.27%	1.37%
Upper Captiva	1.24%	1.28%	1.36%	1.53%	1.57%
Useppa Island	1.02%	1.41%	1.48%	1.49%	1.53%

Source: Ownwell

Property Tax Assessment Values Across Lee County, Florida

When examining property taxes in Lee County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lee County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Lee County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lee County. For example, the median tax bill in Lee County is $2,400, with tax bills ranging significantly across the county. Boca Grande has the highest median home price at $2,799,755.

Property Tax Assessment Values Across Lee County, Florida

Source: Ownwell

$146,823

$1,473,289

$2,799,755

Median Lee County Market Value

$269,922

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Lee County, Florida

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Alva	$83,786	$165,329	$262,521	$344,903	$500,285
Boca Grande	$1,482,108	$1,883,362	$2,799,755	$4,166,009	$7,824,782
Bokeelia	$107,748	$193,538	$278,976	$405,510	$594,093
Bonita Springs	$158,946	$248,966	$343,960	$533,564	$815,625
Cape Coral	$192,088	$232,549	$294,705	$412,218	$612,757
Captiva	$371,695	$587,294	$958,962	$1,713,787	$2,817,874
Cayo Costa	$243,612	$333,646	$446,798	$701,582	$1,069,493
Estero	$161,037	$230,356	$333,839	$485,396	$697,390
Fort Myers	$111,557	$157,448	$238,572	$353,781	$502,617
Fort Myers Beach	$218,320	$331,253	$462,964	$630,167	$915,369
Lehigh Acres	$121,916	$171,836	$211,221	$252,864	$298,216
Matlacha	$273,566	$349,671	$453,098	$633,754	$849,338
Matlacha Isles	$348,759	$437,608	$560,835	$653,878	$824,083
Miromar Lakes	$355,896	$478,646	$742,649	$1,632,405	$2,315,204
Naples	$600,207	$824,028	$1,986,446	$2,829,630	$3,437,935
Nasa	$143,540	$172,928	$223,226	$290,657	$407,781
North Fort Myers	$71,434	$96,090	$168,903	$268,418	$382,265
Orlando	$137,297	$169,887	$250,210	$331,650	$376,756
Punta Gorda	$190,924	$244,861	$347,923	$452,810	$615,985
Saint James City	$126,728	$198,218	$279,698	$456,957	$636,431
Sanibel	$502,616	$632,646	$863,385	$1,231,724	$1,722,949
Upper Captiva	$89,437	$532,246	$752,289	$1,025,821	$2,012,909
Useppa Island	$494,206	$549,194	$913,974	$1,381,538	$1,885,126

Source: Ownwell

Property Tax Bills Across Lee County, Florida

In Lee County, FL, property tax bills are calculated based on the assessed value of a home and the applicable tax rate. The assessed value is determined by the county assessor and reflects the market value of the property. Homeowners in Lee County typically face a median tax bill of around $2,400, which aligns with the national median. However, tax bills can vary significantly, with the 25th percentile at $1,852 and the 75th percentile reaching $5,006. High-value areas like Boca Grande can see median tax bills soar to $24,008, while more affordable places such as North Fort Myers have a median bill of $1,619. These variations are influenced by factors such as location, property size, and local tax rates. Ownwell can assist homeowners in Lee County by reviewing their property assessments and identifying potential inaccuracies. By appealing incorrect assessments and applying for exemptions, Ownwell helps reduce property tax liabilities, ensuring homeowners pay only their fair share.

Property Tax Bills Across Lee County, Florida

Source: Ownwell

$1,511

$12,760

$24,008

Median Lee County Tax Bill

$3,155

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Lee County, Florida

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Alva	$979	$1,754	$2,887	$4,355	$5,845
Boca Grande	$10,340	$16,495	$24,008	$37,431	$64,592
Bokeelia	$972	$1,683	$2,950	$4,415	$6,356
Bonita Springs	$1,384	$2,410	$3,967	$6,199	$9,460
Cape Coral	$1,486	$2,425	$3,722	$5,325	$7,656
Captiva	$4,679	$7,470	$12,022	$21,753	$35,847
Cayo Costa	$2,638	$3,167	$4,209	$7,107	$9,987
Estero	$1,502	$2,716	$4,033	$5,980	$8,368
Fort Myers	$957	$1,641	$2,669	$4,352	$6,533
Fort Myers Beach	$2,138	$3,583	$5,192	$7,302	$10,437
Lehigh Acres	$929	$1,299	$2,137	$2,917	$3,544
Matlacha	$2,480	$3,477	$5,090	$6,928	$9,500
Matlacha Isles	$2,343	$3,183	$4,283	$6,189	$8,177
Miromar Lakes	$5,511	$6,862	$10,063	$18,792	$28,722
Naples	$8,373	$10,348	$20,047	$29,715	$38,632
Nasa	$1,094	$1,712	$2,660	$3,975	$5,403
North Fort Myers	$507	$939	$1,619	$3,105	$5,001
Orlando	$1,010	$2,083	$3,005	$4,079	$4,927
Punta Gorda	$1,775	$2,508	$3,667	$4,882	$6,513
Saint James City	$1,278	$1,978	$3,160	$4,826	$7,284
Sanibel	$5,254	$7,087	$9,693	$13,481	$19,601
Upper Captiva	$1,270	$7,795	$10,790	$13,399	$24,629
Useppa Island	$6,596	$7,704	$11,708	$19,526	$27,463

Source: Ownwell

Want to lower your Lee County property taxes?

Looking to reduce your Lee County property taxes? Ownwell is the leading property tax protest company serving Lee County. We specialize in helping property owners in the Fort Myers area and beyond lower their taxes by working directly with the Lee County Property Appraiser. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Lee County property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Lee County property tax expenses through our proven strategies and expert advocacy.

Property Tax Petitions in Florida

Homeowners in Lee County, Florida, have the opportunity to appeal their property tax assessments if they believe their property has been over-assessed. The protest process begins with reviewing the assessment notice sent by the county. If discrepancies are found, homeowners can file an appeal with the Value Adjustment Board (VAB), the local body responsible for hearing property tax disputes. The appeal must be filed within a specific timeframe, typically outlined in the assessment notice.

The process involves submitting evidence that supports the claim of over-assessment. This evidence may include recent sales data of comparable properties, independent appraisals, or any other documentation that can demonstrate the property's actual market value. After the appeal is filed, a hearing is scheduled where the homeowner or their representative presents their case to the VAB. The board then reviews the evidence and makes a determination.

Potential outcomes of the appeal process include a reduction in the assessed value, which can lower the property tax bill, or the board may uphold the original assessment. In some cases, if the evidence strongly supports the homeowner's claim, a significant reduction can be achieved.

Ownwell assists homeowners through this process by providing expert guidance and representation. Our team of professionals helps gather and present the necessary evidence to build a strong case for appeal. We aim to simplify the process, ensuring homeowners fully understand their options and have the best chance of achieving a favorable outcome. By leveraging our expertise, homeowners can navigate the complexities of the property tax appeal process with confidence and potentially save on their property taxes.

Exemptions in Florida

Lee County offers several property tax exemption programs designed to provide relief to eligible homeowners. One of the primary exemptions available is the Homestead Exemption, which significantly reduces the taxable value of a homeowner's primary residence. To qualify, the property must be the homeowner's permanent residence as of January 1st of the tax year. The exemption can offer substantial savings, making homeownership more affordable.

Another valuable exemption is the Senior Citizen Exemption, available to residents aged 65 and older who meet specific income criteria. This program aims to ease the financial burden on senior homeowners by further reducing their property tax obligations. Additionally, the county offers exemptions for veterans, disabled individuals, and surviving spouses, each with specific eligibility requirements designed to support those who have served or are facing challenges.

Homeowners interested in applying for these exemptions must submit the necessary documentation to the Lee County Property Appraiser’s Office by the designated deadline. Ownwell can assist homeowners in navigating the application process, ensuring they maximize their potential savings. Our expertise in property tax services allows us to identify all applicable exemptions and guide homeowners through each step, ultimately helping them reduce their tax liabilities and enhance their financial well-being.

Available Exemptions