Naples, Lee County, Florida Property Taxes
Median Naples, FL effective property tax rate: 1.17%, slightly higher than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Naples, FL home value: $1,986,446
Median annual Naples, FL tax bill: $20,047, $17,647 higher than the national median property tax bill of $2,400.
How are property taxes in Lee County calculated?
Property taxes in Naples, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Naples’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Naples, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Naples, Lee County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.17%
Estimate Property Tax Bill
$23,241
$21,567
$1,102
Average Tax Savings
Ownwell’s Naples Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Naples with just two data points.
By entering your property's estimated assessed value, our calculator applies Naples’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Lee County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Naples, Lee County, Florida
Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Naples’s effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Naples, located in Lee County, exhibits an effective property tax rate of 1.17%, which is slightly above the national median property tax rate of 1.02%. Within the region, the highest median tax rate is found in the 34110 zip code, at 1.28%, while the lowest is in the 34119 zip code, at 0.98%. This range highlights the variation in property tax rates even within a single county. Understanding these differences can help property owners make informed decisions when considering property investments or relocations in the area.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Naples Tax Rate
1.17%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lee County Tax Rate
1.23%
Median Effective Florida Tax Rate
1.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Naples, Lee County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34110 | 0.92% | 1.10% | 1.28% | 1.45% | 1.54% |
| 34119 | 0.71% | 0.84% | 0.98% | 1.18% | 1.30% |
Source: Ownwell
$1,102
Average Naples Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Naples, Lee County, Florida
When examining property taxes in Naples, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lee County Property Appraiser's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Lee County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Naples.
For example, the median home price in Naples is $1,986,446, with tax bills ranging significantly across the county. Zip code 34119 has the highest median home price at $2,621,721.
Property Tax Assessment Values Across Naples, Lee County, Florida
Source: Ownwell
$146,823
$1,473,289
$2,799,755
Median Naples Market Value
$1,986,446
Median Lee County Market Value
$269,922
Median Florida Market Value
$276,648
Median United States Market Value
$235,294
Property Tax Assessment Values Across Naples, Lee County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34110 | $581,228 | $628,966 | $1,175,334 | $2,457,167 | $2,994,946 |
| 34119 | $1,513,005 | $1,610,044 | $2,621,721 | $3,305,733 | $3,746,929 |
Source: Ownwell
$1,102
Average Naples Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Naples, Lee County, Florida
In Naples, Lee County, FL, property tax bills are calculated based on the assessed value of a home, which is determined by the local property appraiser. The tax rate, set by local taxing authorities, is applied to this assessed value to determine the annual tax bill. Factors such as home improvements, neighborhood developments, and market trends can influence the assessed value, impacting the tax bill. Homeowners in Naples face varying tax bills, with the 25th percentile at $10,348 and the 75th percentile reaching $29,715. The highest median tax bill in the area is $23,016, significantly above the national median of $2,400.
This substantial financial commitment can be daunting, but Ownwell offers a solution. By leveraging expertise in property tax appeals, Ownwell helps homeowners identify potential reductions in their assessed values, ensuring they pay only their fair share. This service can lead to significant savings, making property ownership in Naples more affordable and less stressful for homeowners.
Median Naples Tax Bill
$20,047
Median Lee County Tax Bill
$3,155
Median Florida Tax Bill
$2,953
Median United States Tax Bill
$2,400
Property Tax Bills Across Naples, Lee County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34110 | $7,750 | $9,028 | $16,124 | $27,071 | $34,369 |
| 34119 | $13,351 | $17,391 | $23,016 | $33,754 | $41,602 |
Source: Ownwell
$1,102
Average Naples Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 1 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Lee Property Appraiser | |
| Website | www.leepa.org |
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