Orange County, Florida Property Taxes

Name: Property Tax Bills Across Orange County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Orange County effective property tax rate: 1.16%, slightly higher than the national median of 1.02%.
Median Orange County home value: $317,031
Median annual Orange County tax bill: $3,346, $946 higher than the national median property tax bill of $2,400.

How are property taxes in Orange County calculated?

Property taxes in Orange County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Orlando or another part of Orange County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Orange County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.16%

Estimate Property Tax Bill

$3,678

$3,413

$1,102

Average Tax Savings

Ownwell’s Orange County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Orange County with just two data points. By entering your property's estimated assessed value, our calculator applies Orange County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Orange County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Orange County, Florida

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Orange County's effective property tax rate to other counties in Florida or the U.S. median property tax rate. Orange County's median property tax rate of 1.16% is slightly higher than the national median of 1.02%. Within Florida, the highest median tax rate is found in Lockhart at 1.34%, while Zellwood boasts the lowest at 0.67%. These variations highlight the diverse tax landscape even within a single state. Understanding these differences can help property owners make more informed decisions about their investments and potential tax liabilities.

Property Tax Rates Across Orange County, Florida

Source: Ownwell

0.67%

1.21%

1.74%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Orange County Tax Rate

1.16%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Orange County, Florida vs Similar Florida Counties

Median Effective Broward County Tax Rate

1.44%

Median Effective Hillsborough County Tax Rate

1.27%

Median Effective Miami-dade County Tax Rate

1.41%

Median Effective Palm Beach County Tax Rate

1.34%

Property Tax Rates Across Orange County, Florida

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Apopka	0.44%	0.65%	0.99%	1.44%	1.58%
Belle Isle	0.61%	0.72%	0.98%	1.29%	1.62%
Christmas	0.34%	0.49%	0.74%	1.35%	1.54%
Golden Oak	1.02%	1.17%	1.31%	1.38%	1.54%
Gotha	0.53%	0.74%	1.01%	1.49%	1.58%
Lockhart	0.29%	0.96%	1.34%	1.60%	1.74%
Maitland	0.45%	0.67%	1.00%	1.44%	1.56%
Mount Dora	0.61%	0.82%	1.19%	1.50%	1.69%
Oakland	0.64%	0.85%	1.13%	1.56%	1.65%
Ocoee	0.56%	0.79%	1.12%	1.59%	1.75%
Orlando	0.44%	0.69%	1.19%	1.56%	1.72%
Sorrento	0.61%	0.72%	0.78%	1.07%	1.48%
Windermere	0.80%	0.99%	1.24%	1.52%	1.63%
Winter Garden	0.61%	0.90%	1.16%	1.50%	1.62%
Winter Park	0.47%	0.67%	1.11%	1.45%	1.56%
Zellwood	0.22%	0.33%	0.67%	1.30%	1.61%
Bay Lake	N/A	N/A	N/A	N/A	N/A
Eatonville	N/A	N/A	N/A	N/A	N/A
Kissimmee	N/A	N/A	N/A	N/A	N/A
Lake Buena Vista	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Orange County, Florida

When examining property taxes in Orange County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Orange County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Orange County. For example, the median tax bill in Orange County is $2,400, with tax bills ranging significantly across the county. Golden Oak has the highest median home price at $4,467,104.

Property Tax Assessment Values Across Orange County, Florida

Source: Ownwell

$124,115

$2,295,610

$4,467,104

Median Orange County Market Value

$317,031

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Orange County, Florida vs Similar Florida Counties

Median Broward County Market Value

$357,080

Median Hillsborough County Market Value

$280,428

Median Miami-dade County Market Value

$372,000

Median Palm Beach County Market Value

$316,112

Property Tax Assessment Values Across Orange County, Florida

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Apopka	$139,248	$227,087	$301,976	$395,641	$485,567
Belle Isle	$297,886	$366,845	$441,631	$625,079	$951,491
Christmas	$94,348	$117,734	$185,112	$313,973	$431,643
Golden Oak	$3,000,931	$3,294,654	$4,467,104	$6,972,878	$7,963,436
Gotha	$175,049	$248,472	$380,661	$472,074	$597,223
Lockhart	$79,030	$92,260	$124,115	$238,258	$315,940
Maitland	$163,300	$203,800	$422,540	$640,371	$883,889
Mount Dora	$110,000	$256,430	$347,785	$441,374	$555,031
Oakland	$287,049	$364,400	$429,721	$524,735	$638,997
Ocoee	$186,482	$245,173	$320,905	$399,257	$475,771
Orlando	$139,800	$206,129	$297,620	$397,408	$531,849
Sorrento	$181,427	$224,482	$426,066	$520,493	$533,649
Windermere	$284,242	$393,609	$536,608	$825,000	$1,486,850
Winter Garden	$196,477	$325,544	$444,628	$567,242	$701,901
Winter Park	$157,000	$267,914	$418,338	$741,424	$1,357,000
Zellwood	$90,000	$105,375	$130,352	$168,793	$277,914
Bay Lake	N/A	N/A	N/A	N/A	N/A
Eatonville	N/A	N/A	N/A	N/A	N/A
Kissimmee	N/A	N/A	N/A	N/A	N/A
Lake Buena Vista	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Orange County, Florida

In Orange County, FL, property tax bills are calculated based on the assessed value of a property, which is determined by the county assessor. The assessed value is typically a percentage of the property's market value. Various factors, including location, property size, and improvements, influence this valuation. The local tax rate is then applied to the assessed value to determine the annual tax bill. In Orange County, tax bills can vary significantly, with some homeowners paying as little as $976 in Zellwood, while others in Golden Oak face bills as high as $57,783. The median tax bill is notably higher than the national median of $2,400, reflecting the area's diverse property values. For homeowners, these taxes can be a substantial financial burden. Ownwell offers valuable assistance by identifying potential exemptions and appealing over-assessments, potentially reducing tax liabilities. By leveraging expert knowledge and experience, Ownwell helps homeowners navigate the complexities of property taxation, ensuring they pay only what is fair.

Property Tax Bills Across Orange County, Florida

Source: Ownwell

$976

$29,380

$57,783

Median Orange County Tax Bill

$3,346

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Orange County, Florida vs Similar Florida Counties

Median Broward County Tax Bill

$4,521

Median Hillsborough County Tax Bill

$3,523

Median Miami-dade County Tax Bill

$4,524

Median Palm Beach County Tax Bill

$3,892

Property Tax Bills Across Orange County, Florida

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Apopka	$825	$1,629	$2,935	$4,300	$5,688
Belle Isle	$2,138	$2,995	$4,610	$7,119	$10,887
Christmas	$394	$805	$1,545	$2,741	$4,306
Golden Oak	$35,109	$41,155	$57,783	$82,120	$113,973
Gotha	$1,304	$2,431	$3,518	$5,090	$7,376
Lockhart	$719	$1,066	$1,292	$2,109	$3,401
Maitland	$1,343	$2,360	$3,766	$6,102	$9,491
Mount Dora	$1,159	$2,148	$3,788	$5,306	$6,983
Oakland	$2,120	$3,502	$4,929	$6,534	$8,975
Ocoee	$1,189	$2,314	$3,561	$4,966	$6,232
Orlando	$974	$1,847	$3,073	$4,856	$6,906
Sorrento	$1,313	$1,810	$3,021	$4,625	$5,610
Windermere	$3,415	$4,559	$6,493	$9,747	$18,250
Winter Garden	$1,840	$3,216	$5,022	$6,842	$8,815
Winter Park	$1,350	$2,218	$4,186	$7,533	$15,040
Zellwood	$267	$418	$976	$1,748	$2,713
Bay Lake	N/A	N/A	N/A	N/A	N/A
Eatonville	N/A	N/A	N/A	N/A	N/A
Kissimmee	N/A	N/A	N/A	N/A	N/A
Lake Buena Vista	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Want to lower your Orange County property taxes?

Looking to reduce your Orange County property taxes? Ownwell is the leading property tax protest company serving Orange County. We specialize in helping property owners in the Orlando area and beyond lower their taxes by working directly with the Orange County Property Appraiser. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Orange County property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Orange County property tax expenses through our proven strategies and expert advocacy.

Property Tax Petitions in Florida

In Orange County, FL, homeowners who believe their property tax assessment is inaccurate have the option to appeal. The process begins with a thorough review of the property’s assessed value, which is determined by the county’s property appraiser. If homeowners find discrepancies or believe the assessed value doesn't reflect the true market value, they can file a petition with the Value Adjustment Board (VAB). This board is responsible for hearing and deciding on property tax disputes.

The appeal process involves submitting evidence that supports the homeowner’s claim of overvaluation. This evidence can include recent sales of comparable properties, independent appraisals, or evidence of property condition that might affect its value. Once the petition is filed, a hearing is scheduled where the homeowner or their representative can present their case. The VAB will then review the evidence and make a decision to either uphold the original assessment or adjust it accordingly.

Potential outcomes of the appeal process include a reduction in the assessed value, which can lead to lower property taxes, or the assessment being upheld, resulting in no change. Engaging in this process can be daunting, and it’s where Ownwell can offer significant assistance. Ownwell provides expert guidance and representation throughout the appeal process, ensuring that homeowners have the best chance of achieving a favorable outcome. By leveraging extensive market data and property tax expertise, Ownwell helps homeowners build a compelling case, streamlining the process and potentially saving them a substantial amount in property taxes.

Exemptions in Florida

Orange County, Florida offers several property tax exemption programs designed to provide financial relief to homeowners. One of the most significant is the Homestead Exemption, which applies to primary residences. This exemption can reduce the assessed value of a home by up to $50,000, potentially lowering the property tax bill significantly. To qualify, homeowners must own and occupy the property as their primary residence as of January 1st of the tax year and file an application with the county property appraiser by March 1st.

In addition to the Homestead Exemption, Orange County provides exemptions for senior citizens, veterans, and disabled individuals. Senior citizens aged 65 and older who meet specific income requirements may qualify for an additional exemption, further reducing their tax burden. Veterans with service-connected disabilities can also benefit from substantial exemptions, and a full exemption is available for those who are totally and permanently disabled. Furthermore, individuals with disabilities may be eligible for additional reductions.

Navigating these exemptions can be complex, but Ownwell is here to help. Our team of experts will guide homeowners through the application process, ensuring they meet eligibility requirements and maximize their savings. By leveraging our knowledge and expertise, homeowners can take full advantage of the property tax exemptions available to them in Orange County.

Available Exemptions