Orange County Property Taxes
The median property tax rate in Orange County is 1.16%, which is higher than both the national median of 0.99% and Florida's state median of 1.14%. With a median home value of $317,031 in Orange County, the typical annual property tax bill amounts to $3,346, surpassing the national median of $2,690. Property taxes in Orange County are calculated based on the tax assessed value, which is often lower than the actual market value due to various property tax exemptions like primary residence and agricultural exemptions. Understanding the specifics of Orange County's property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can lead to significant annual savings. Whether you reside in Orlando or another part of Orange County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Orange County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.16%
Estimate Property Tax Bill
$3,678
$3,480
$1,148
Average Orange County Tax Savings
Ownwell’s Orange County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Orange County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Orange County to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in Orange County. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Orange County, Florida
Property taxes in Orange County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Orange County is 1.16%, which is higher than both the Florida state median and the U.S. national median of 0.99%. Local government entities within Orange County set these rates annually, and they can vary significantly between different areas within the county. Each year, Orange County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Bay Lake has one of the higher property tax rates in Florida at 2.63%, while the city of Zellwood boasts one of the lowest at 0.67%. Analyzing how Orange County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Orange County Tax Rate
1.16%
Average Florida Tax Rate
1.14%
Average United States Tax Rate
0.99%
Property Tax Rates Across Orange County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | 0.44% | 0.65% | 0.99% | 1.44% | 1.58% |
| Bay Lake | 1.96% | 2.21% | 2.63% | 2.63% | 2.63% |
| Belle Isle | 0.61% | 0.72% | 0.98% | 1.29% | 1.62% |
| Christmas | 0.34% | 0.49% | 0.74% | 1.35% | 1.54% |
| Eatonville | 0.59% | 1.28% | 1.76% | 1.87% | 1.87% |
| Golden Oak | 1.02% | 1.17% | 1.31% | 1.38% | 1.54% |
| Gotha | 0.53% | 0.74% | 1.01% | 1.49% | 1.58% |
| Kissimmee | N/A | N/A | N/A | N/A | N/A |
| Lake Buena Vista | N/A | N/A | N/A | N/A | N/A |
| Lockhart | 0.29% | 0.96% | 1.34% | 1.60% | 1.74% |
| Maitland | 0.45% | 0.67% | 1.00% | 1.44% | 1.56% |
| Mount Dora | 0.61% | 0.82% | 1.19% | 1.50% | 1.69% |
| Oakland | 0.64% | 0.85% | 1.13% | 1.56% | 1.65% |
| Ocoee | 0.56% | 0.79% | 1.12% | 1.59% | 1.75% |
| Orlando | 0.44% | 0.69% | 1.19% | 1.56% | 1.72% |
| Sorrento | 0.61% | 0.72% | 0.78% | 1.07% | 1.48% |
| Windermere | 0.80% | 0.99% | 1.24% | 1.52% | 1.63% |
| Winter Garden | 0.61% | 0.90% | 1.16% | 1.50% | 1.62% |
| Winter Park | 0.47% | 0.67% | 1.11% | 1.45% | 1.56% |
| Zellwood | 0.22% | 0.33% | 0.67% | 1.30% | 1.61% |
Source: Ownwell
$1,148
Average Orange County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Orange County, Florida
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in Orange County, FL. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Orange County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Orange County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Orange County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. The highest median tax bill in the county is $57,783 in Golden Oak, while Zellwood boasts the lowest at $976.
Property Tax Assessment Values Across Orange County, Florida
Source: Ownwell
$111,048
$2,289,076
$4,467,104
Average Orange County Assessed Value
$317,031
Average Florida Assessed Value
$276,648
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Orange County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $139,248 | $227,087 | $301,976 | $395,641 | $485,567 |
| Bay Lake | $85,948 | $214,721 | $429,342 | $2,809,632 | $4,237,806 |
| Belle Isle | $297,886 | $366,845 | $441,631 | $625,079 | $951,491 |
| Christmas | $94,348 | $117,734 | $185,112 | $313,973 | $431,643 |
| Eatonville | $74,993 | $76,837 | $111,048 | $172,727 | $224,010 |
| Golden Oak | $3,000,931 | $3,294,654 | $4,467,104 | $6,972,878 | $7,963,436 |
| Gotha | $175,049 | $248,472 | $380,661 | $472,074 | $597,223 |
| Kissimmee | N/A | N/A | N/A | N/A | N/A |
| Lake Buena Vista | N/A | N/A | N/A | N/A | N/A |
| Lockhart | $79,030 | $92,260 | $124,115 | $238,258 | $315,940 |
| Maitland | $163,300 | $203,800 | $422,540 | $640,371 | $883,889 |
| Mount Dora | $110,000 | $256,430 | $347,785 | $441,374 | $555,031 |
| Oakland | $287,049 | $364,400 | $429,721 | $524,735 | $638,997 |
| Ocoee | $186,482 | $245,173 | $320,905 | $399,257 | $475,771 |
| Orlando | $139,800 | $206,129 | $297,620 | $397,408 | $531,849 |
| Sorrento | $181,427 | $224,482 | $426,066 | $520,493 | $533,649 |
| Windermere | $284,242 | $393,609 | $536,608 | $825,000 | $1,486,850 |
| Winter Garden | $196,477 | $325,544 | $444,628 | $567,242 | $701,901 |
| Winter Park | $157,000 | $267,914 | $418,338 | $741,424 | $1,357,000 |
| Zellwood | $90,000 | $105,375 | $130,352 | $168,793 | $277,914 |
Source: Ownwell
$1,148
Average Orange County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Orange County, Florida
In Orange County, FL, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as home size, location, and market conditions influence the assessed value. For example, the median home price in Orange County is $317,031, which can result in a wide range of tax bills. Homeowners in the 25th percentile pay around $1,965, while those in the 75th percentile face bills up to $5,228. At the 90th percentile, tax bills can reach $7,546. High property taxes can significantly impact homeowners, especially in areas like Golden Oak, where the highest median tax bill is $57,783. Conversely, Zellwood sees the lowest median tax bill at $976. Ownwell helps homeowners by offering property tax appeal and exemption services, potentially lowering their tax burden. By challenging over-assessments and identifying applicable exemptions, Ownwell ensures homeowners pay only their fair share.
Average Orange County Tax Bill
$3,346
Average Florida Tax Bill
$2,953
Average United States Tax Bill
$2,690
Property Tax Bills Across Orange County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $825 | $1,629 | $2,935 | $4,300 | $5,688 |
| Bay Lake | $1,546 | $3,862 | $7,721 | $72,097 | $110,722 |
| Belle Isle | $2,138 | $2,995 | $4,610 | $7,119 | $10,887 |
| Christmas | $394 | $805 | $1,545 | $2,741 | $4,306 |
| Eatonville | $552 | $1,084 | $1,418 | $2,162 | $3,431 |
| Golden Oak | $35,109 | $41,155 | $57,783 | $82,120 | $113,973 |
| Gotha | $1,304 | $2,431 | $3,518 | $5,090 | $7,376 |
| Kissimmee | N/A | N/A | N/A | N/A | N/A |
| Lake Buena Vista | N/A | N/A | N/A | N/A | N/A |
| Lockhart | $719 | $1,066 | $1,292 | $2,109 | $3,401 |
| Maitland | $1,343 | $2,360 | $3,766 | $6,102 | $9,491 |
| Mount Dora | $1,159 | $2,148 | $3,788 | $5,306 | $6,983 |
| Oakland | $2,120 | $3,502 | $4,929 | $6,534 | $8,975 |
| Ocoee | $1,189 | $2,314 | $3,561 | $4,966 | $6,232 |
| Orlando | $974 | $1,847 | $3,073 | $4,856 | $6,906 |
| Sorrento | $1,313 | $1,810 | $3,021 | $4,625 | $5,610 |
| Windermere | $3,415 | $4,559 | $6,493 | $9,747 | $18,250 |
| Winter Garden | $1,840 | $3,216 | $5,022 | $6,842 | $8,815 |
| Winter Park | $1,350 | $2,218 | $4,186 | $7,533 | $15,040 |
| Zellwood | $267 | $418 | $976 | $1,748 | $2,713 |
Source: Ownwell
$1,148
Average Orange County Tax Savings
Save on your property taxes & more with Ownwell.
Want to lower your Orange County property taxes?
Looking to reduce your Orange County property taxes? Ownwell is the leading property tax protest company serving Orange County. We specialize in helping property owners in the Orlando area and beyond lower their taxes by working directly with the Orange County Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Orange County property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Orange County property tax expenses through our proven strategies and expert advocacy.
Property Tax Petitions in Florida
In Orange County, FL, homeowners have the right to protest their property tax assessments if they believe the assessed value is inaccurate. The property tax protest process begins with a review of the assessment notice sent by the county. Homeowners can then file an appeal with the Value Adjustment Board (VAB), the entity responsible for hearing and deciding on these appeals. To start the appeal process, homeowners must file a petition with the VAB within a specified timeframe after receiving their assessment notice. The petition should include evidence that supports their claim that the assessed value is incorrect. This evidence can consist of recent sales data of comparable properties, independent appraisals, or any other relevant information that demonstrates the property's market value is lower than the assessed value. Once the petition is filed, a hearing will be scheduled where the homeowner can present their case before a special magistrate. During the hearing, both the homeowner and the county property appraiser's office will have the opportunity to present evidence and arguments. The special magistrate will then make a recommendation to the VAB, which will make the final decision on the appeal. Potential outcomes of the appeal process include a reduction in the assessed value, which would lower the property tax bill, or a decision to uphold the original assessment. In some cases, the assessed value may be adjusted to a different amount based on the evidence presented. Ownwell can assist homeowners throughout the entire appeal process by providing expert guidance, preparing the necessary documentation, and representing them at the hearing. With Ownwell's expertise, homeowners can significantly increase their chances of a successful appeal, ensuring they pay only their fair share of property taxes.
Exemptions in Florida
Orange County, FL offers various property tax exemption programs designed to provide financial relief to homeowners. One of the most significant exemptions is the Homestead Exemption, which is available to homeowners who use the property as their primary residence. This exemption can reduce the assessed value of the home by up to $50,000, lowering the overall property tax bill. Additionally, Orange County provides exemptions for senior citizens, veterans, and individuals with disabilities. Seniors aged 65 and older with limited income may qualify for an additional exemption, further reducing their tax burden. Veterans who are disabled due to service-related injuries, as well as surviving spouses of veterans, can also benefit from specific exemptions tailored to their needs. Moreover, individuals who are totally and permanently disabled may be eligible for significant tax reductions. To apply for these exemptions, homeowners must submit the required forms to the Orange County Property Appraiser’s Office, along with any necessary documentation proving eligibility. Deadlines and specific requirements can vary, so it's crucial to stay informed and act promptly. Ownwell assists homeowners in navigating these exemption programs, ensuring they maximize their savings. Our team of experts helps identify eligible exemptions, prepares the necessary paperwork, and submits applications on behalf of homeowners, making the process seamless and stress-free.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 18 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Orange Property Appraiser | |
| Phone | (407) 836-5044 |
| Website | ocpaweb.ocpafl.org |
| Amy.Mercado@ocpafl.org | |
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