Ramsey County Property Taxes
The median property tax rate in Ramsey County is 1.37%, which is significantly higher than both the national median of 0.99% and the Minnesota state median of 1.11%. With a median home value of $300,800 in Ramsey County, the typical annual property tax bill reaches $4,166, which exceeds the national median of $2,690. Property taxes in Ramsey County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Ramsey County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Saint Paul or another part of Ramsey County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ramsey County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.37%
Estimate Property Tax Bill
$4,121
Ownwell’s Ramsey County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Ramsey County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Ramsey County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Ramsey County, Minnesota
Property taxes in Ramsey County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Ramsey County is 1.37%, which is higher than both the Minnesota state median and the U.S. national median of 0.99%. Local government entities within Ramsey County set these rates annually, and they can vary significantly between different areas within the county. Each year, Ramsey County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Ramsey County's effective property tax rate with other regions in Minnesota and the national median. For comparison, the city of Minneapolis has one of the higher property tax rates in Minnesota at 1.56%, while the city of Arden Hills boasts one of the lowest at 1.14%. Analyzing how Ramsey County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Ramsey County Tax Rate
1.37%
Average Minnesota Tax Rate
1.11%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ramsey County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Arden Hills | 1.10% | 1.12% | 1.14% | 1.21% | 1.29% |
| Dellwood | 1.28% | 1.29% | 1.29% | 1.30% | 1.31% |
| Falcon Heights | 1.25% | 1.27% | 1.29% | 1.35% | 1.40% |
| Gem Lake | N/A | N/A | N/A | N/A | N/A |
| Hugo | 1.20% | 1.20% | 1.20% | 1.20% | 1.21% |
| Little Canada | N/A | N/A | N/A | N/A | N/A |
| Maplewood | N/A | N/A | N/A | N/A | N/A |
| Minneapolis | 1.15% | 1.31% | 1.56% | 1.66% | 1.71% |
| Mounds View | N/A | N/A | N/A | N/A | N/A |
| New Brighton | N/A | N/A | N/A | N/A | N/A |
| North Oaks | N/A | N/A | N/A | N/A | N/A |
| North St Paul | N/A | N/A | N/A | N/A | N/A |
| Roseville | N/A | N/A | N/A | N/A | N/A |
| Saint Paul | 1.15% | 1.24% | 1.37% | 1.54% | 1.66% |
| Shoreview | N/A | N/A | N/A | N/A | N/A |
| Spring Lake Park | N/A | N/A | N/A | N/A | N/A |
| St Anthony | N/A | N/A | N/A | N/A | N/A |
| Vadnais Heights | N/A | N/A | N/A | N/A | N/A |
| White Bear Lake | N/A | N/A | N/A | N/A | N/A |
| White Bear Township | 1.13% | 1.18% | 1.24% | 1.27% | 1.30% |
Source: Ownwell
Property Tax Assessment Values Across Ramsey County, Minnesota
In Ramsey County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Ramsey County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Ramsey County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For example, Arden Hills has the highest median tax bill at $12,514, while White Bear Township has the lowest at $3,349. Being aware of these valuation processes in Ramsey County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Ramsey County, Minnesota
Source: Ownwell
$50,400
$482,050
$913,700
Average Ramsey County Assessed Value
$300,800
Average Minnesota Assessed Value
$290,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ramsey County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Arden Hills | $6,070 | $297,300 | $542,400 | $1,076,825 | $1,102,520 |
| Dellwood | $287,000 | $300,950 | $324,200 | $347,450 | $361,400 |
| Falcon Heights | $226,010 | $268,425 | $291,850 | $324,675 | $347,060 |
| Gem Lake | N/A | N/A | N/A | N/A | N/A |
| Hugo | $340,290 | $358,425 | $388,650 | $418,875 | $437,010 |
| Little Canada | N/A | N/A | N/A | N/A | N/A |
| Maplewood | N/A | N/A | N/A | N/A | N/A |
| Minneapolis | $121,300 | $192,100 | $259,500 | $343,750 | $423,080 |
| Mounds View | N/A | N/A | N/A | N/A | N/A |
| New Brighton | N/A | N/A | N/A | N/A | N/A |
| North Oaks | N/A | N/A | N/A | N/A | N/A |
| North St Paul | N/A | N/A | N/A | N/A | N/A |
| Roseville | N/A | N/A | N/A | N/A | N/A |
| Saint Paul | $180,300 | $234,800 | $301,300 | $390,100 | $521,000 |
| Shoreview | N/A | N/A | N/A | N/A | N/A |
| Spring Lake Park | N/A | N/A | N/A | N/A | N/A |
| St Anthony | N/A | N/A | N/A | N/A | N/A |
| Vadnais Heights | N/A | N/A | N/A | N/A | N/A |
| White Bear Lake | N/A | N/A | N/A | N/A | N/A |
| White Bear Township | $237,690 | $249,375 | $262,000 | $318,200 | $372,410 |
Source: Ownwell
Property Tax Bills Across Ramsey County, Minnesota
In Ramsey County, MN, property tax bills are determined based on the assessed value of a home, which is multiplied by the county’s tax rate. The median home price in Ramsey County is $300,800. Homeowners in this county can expect their tax bills to vary significantly, with the 25th percentile at $3,332 and the 75th percentile reaching $5,320. For those in the 90th percentile, tax bills can soar to $7,158. Several factors influence these tax bills, including the home's assessed value, local tax rates, and any applicable exemptions or deductions. High-value properties, such as those in Arden Hills, can see median tax bills as high as $12,514, while areas like White Bear Township experience lower median bills around $3,349. These property taxes fund essential public services like schools, infrastructure, and emergency services, impacting the overall quality of life for homeowners. Compared to the national median property tax rate of 0.99%, Ramsey County’s rates reflect the region’s specific economic and service needs.
Average Ramsey County Tax Bill
$4,166
Average Minnesota Tax Bill
$3,182
Average United States Tax Bill
$2,690
Property Tax Bills Across Ramsey County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Arden Hills | $4,832 | $5,381 | $12,514 | $12,764 | $13,374 |
| Dellwood | $3,675 | $3,874 | $4,206 | $4,538 | $4,737 |
| Falcon Heights | $3,290 | $3,470 | $3,942 | $4,492 | $4,686 |
| Gem Lake | N/A | N/A | N/A | N/A | N/A |
| Hugo | $4,073 | $4,298 | $4,671 | $5,044 | $5,269 |
| Little Canada | N/A | N/A | N/A | N/A | N/A |
| Maplewood | N/A | N/A | N/A | N/A | N/A |
| Minneapolis | $1,512 | $2,568 | $3,984 | $5,548 | $7,005 |
| Mounds View | N/A | N/A | N/A | N/A | N/A |
| New Brighton | N/A | N/A | N/A | N/A | N/A |
| North Oaks | N/A | N/A | N/A | N/A | N/A |
| North St Paul | N/A | N/A | N/A | N/A | N/A |
| Roseville | N/A | N/A | N/A | N/A | N/A |
| Saint Paul | $2,436 | $3,338 | $4,168 | $5,320 | $7,158 |
| Shoreview | N/A | N/A | N/A | N/A | N/A |
| Spring Lake Park | N/A | N/A | N/A | N/A | N/A |
| St Anthony | N/A | N/A | N/A | N/A | N/A |
| Vadnais Heights | N/A | N/A | N/A | N/A | N/A |
| White Bear Lake | N/A | N/A | N/A | N/A | N/A |
| White Bear Township | $2,679 | $3,040 | $3,349 | $4,365 | $5,198 |
Source: Ownwell