Saint Paul, Ramsey County, Minnesota Property Taxes
Median SAINT PAUL, MN effective property tax rate: 1.37%, significantly higher than the national median of 1.02%, but lower than the Minnesota state median of 1.11%.
Median SAINT PAUL, MN home value: $301,300
Median annual SAINT PAUL, MN tax bill: $4,168, $1,768 higher than the national median property tax bill of $2,400.
How are property taxes in Ramsey calculated?
Property taxes in SAINT PAUL, MN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding SAINT PAUL’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT PAUL, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Saint Paul, Ramsey County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.37%
Estimate Property Tax Bill
$4,128
$3,830
Ownwell’s Saint Paul Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Paul with just two data points.
By entering your property's estimated assessed value, our calculator applies Saint Paul’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Ramsey County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Ramsey County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Saint Paul, Ramsey County, Minnesota
Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Saint Paul's effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.
Saint Paul, located in Ramsey County, has a median property tax rate of 1.37%, which is notably higher than the national median of 1.02%. Within Ramsey County, tax rates can vary, with the highest median rate reaching up to 1.65% in the 55130 zip code and the lowest at 1.19% in the 55127 zip code. This variation highlights how property tax rates can differ even within a single county. Understanding these differences is crucial for property owners seeking to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Paul Tax Rate
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ramsey County Tax Rate
1.37%
Median Effective Minnesota Tax Rate
1.11%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Saint Paul, Ramsey County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55101 | 1.32% | 1.43% | 1.53% | 1.62% | 1.72% |
| 55102 | 1.34% | 1.42% | 1.50% | 1.58% | 1.67% |
| 55103 | 1.34% | 1.41% | 1.49% | 1.62% | 1.79% |
| 55104 | 1.37% | 1.45% | 1.53% | 1.61% | 1.72% |
| 55105 | 1.42% | 1.49% | 1.55% | 1.61% | 1.68% |
| 55106 | 1.41% | 1.50% | 1.59% | 1.71% | 1.84% |
| 55107 | 1.26% | 1.35% | 1.43% | 1.52% | 1.65% |
| 55108 | 1.30% | 1.41% | 1.52% | 1.60% | 1.68% |
| 55109 | 1.17% | 1.24% | 1.30% | 1.36% | 1.43% |
| 55110 | 1.12% | 1.18% | 1.23% | 1.30% | 1.40% |
| 55112 | 1.06% | 1.16% | 1.24% | 1.29% | 1.34% |
| 55113 | 1.11% | 1.22% | 1.29% | 1.35% | 1.40% |
| 55114 | 1.43% | 1.48% | 1.52% | 1.56% | 1.63% |
| 55116 | 1.38% | 1.46% | 1.53% | 1.60% | 1.67% |
| 55117 | 1.14% | 1.27% | 1.42% | 1.56% | 1.69% |
| 55118 | 1.28% | 1.35% | 1.42% | 1.50% | 1.66% |
| 55119 | 1.22% | 1.33% | 1.46% | 1.58% | 1.69% |
| 55126 | 1.12% | 1.18% | 1.22% | 1.27% | 1.33% |
| 55127 | 1.00% | 1.08% | 1.19% | 1.27% | 1.33% |
| 55128 | 1.18% | 1.20% | 1.23% | 1.26% | 1.31% |
| 55130 | 1.42% | 1.54% | 1.65% | 1.76% | 1.92% |
Source: Ownwell
Property Tax Assessment Values Across Saint Paul, Ramsey County, Minnesota
When examining property taxes in Saint Paul, MN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ramsey County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Ramsey County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Paul.
For example, the median home price in Saint Paul is $301,300, with tax bills ranging significantly across the county. Zip code 55105 has the highest median home price at $422,500.
Property Tax Assessment Values Across Saint Paul, Ramsey County, Minnesota
Source: Ownwell
$108,400
$511,050
$913,700
Median Saint Paul Market Value
$301,300
Median Ramsey County Market Value
$300,800
Median Minnesota Market Value
$290,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Saint Paul, Ramsey County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55101 | $103,500 | $133,900 | $184,100 | $259,400 | $343,220 |
| 55102 | $134,900 | $194,725 | $249,600 | $320,500 | $540,500 |
| 55103 | $145,200 | $189,000 | $225,000 | $268,200 | $322,550 |
| 55104 | $185,420 | $219,400 | $271,900 | $369,000 | $522,200 |
| 55105 | $274,170 | $333,800 | $422,500 | $557,325 | $760,530 |
| 55106 | $175,800 | $205,600 | $233,800 | $262,800 | $294,830 |
| 55107 | $177,800 | $200,550 | $229,100 | $274,200 | $324,420 |
| 55108 | $235,700 | $289,100 | $347,800 | $436,300 | $571,460 |
| 55109 | $236,700 | $268,600 | $302,900 | $350,800 | $410,790 |
| 55110 | $245,900 | $282,600 | $321,200 | $382,100 | $482,990 |
| 55112 | $146,000 | $259,200 | $334,500 | $414,400 | $541,800 |
| 55113 | $150,900 | $281,800 | $332,500 | $391,800 | $476,200 |
| 55114 | $227,400 | $243,050 | $270,100 | $308,250 | $380,400 |
| 55116 | $242,600 | $304,700 | $394,100 | $522,800 | $725,080 |
| 55117 | $140,700 | $194,200 | $259,900 | $327,800 | $397,600 |
| 55118 | $177,320 | $193,500 | $213,000 | $236,800 | $274,200 |
| 55119 | $177,300 | $223,000 | $268,200 | $339,100 | $419,900 |
| 55126 | $211,100 | $275,500 | $378,350 | $455,275 | $616,700 |
| 55127 | $181,800 | $301,300 | $415,300 | $612,450 | $900,290 |
| 55128 | $238,240 | $275,850 | $308,950 | $326,000 | $407,870 |
| 55130 | $178,750 | $201,800 | $224,100 | $246,375 | $269,200 |
Source: Ownwell
Property Tax Bills Across Saint Paul, Ramsey County, Minnesota
Median Saint Paul Tax Bill
$4,168
Median Ramsey County Tax Bill
$4,166
Median Minnesota Tax Bill
$3,182
Median United States Tax Bill
$2,400
Property Tax Bills Across Saint Paul, Ramsey County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55101 | $1,374 | $1,861 | $2,822 | $3,958 | $5,323 |
| 55102 | $2,000 | $2,868 | $3,652 | $4,820 | $8,192 |
| 55103 | $2,249 | $2,820 | $3,398 | $4,106 | $5,012 |
| 55104 | $2,786 | $3,386 | $4,178 | $5,680 | $7,850 |
| 55105 | $4,108 | $5,150 | $6,539 | $8,538 | $11,995 |
| 55106 | $2,696 | $3,234 | $3,782 | $4,300 | $4,876 |
| 55107 | $2,406 | $2,822 | $3,306 | $4,024 | $4,818 |
| 55108 | $3,466 | $4,226 | $5,207 | $6,574 | $9,068 |
| 55109 | $2,910 | $3,386 | $3,946 | $4,684 | $5,509 |
| 55110 | $2,888 | $3,510 | $4,038 | $4,876 | $6,018 |
| 55112 | $1,475 | $3,162 | $4,170 | $5,208 | $6,566 |
| 55113 | $1,740 | $3,534 | $4,280 | $5,184 | $6,324 |
| 55114 | $3,396 | $3,652 | $4,176 | $4,722 | $5,868 |
| 55116 | $3,372 | $4,611 | $6,014 | $7,898 | $11,170 |
| 55117 | $1,870 | $2,868 | $3,802 | $4,622 | $5,528 |
| 55118 | $2,501 | $2,778 | $3,074 | $3,588 | $4,295 |
| 55119 | $2,241 | $3,409 | $4,078 | $4,891 | $5,944 |
| 55126 | $2,484 | $3,341 | $4,610 | $5,658 | $7,692 |
| 55127 | $1,984 | $3,494 | $5,092 | $6,966 | $9,962 |
| 55128 | $3,208 | $3,598 | $3,864 | $4,056 | $4,960 |
| 55130 | $2,842 | $3,296 | $3,720 | $4,192 | $4,646 |
Source: Ownwell