Gardners, Pennsylvania Property Taxes
The median property tax rate in Gardners, PA is 1.69%, considerably higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Gardners, the typical annual property tax bill reaches $3,145, exceeding the national median of $2,690. Property taxes in Gardners are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Gardners' property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Gardners or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Gardners, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.69%
Estimate Property Tax Bill
$3,106
Ownwell’s Gardners Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gardners using just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Gardners to provide an accurate estimate of your property tax bill. This valuable tool helps you understand potential tax liabilities. To explore trends at a neighborhood level, scroll down for more localized information. Your property’s assessed value is determined by the county for property tax calculations, taking into account any applicable exemptions.
Property Tax Rates Across Gardners, Pennsylvania
Property taxes in Gardners, Pennsylvania, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Gardners is 1.69%, significantly higher than both the Pennsylvania state median and the U.S. national median of 0.99%. Local government entities within Gardners set these rates annually, and they can vary significantly across different neighborhoods. Each year, Gardners estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Gardners' effective property tax rate to other counties in Pennsylvania and the national median. For comparison, the 17324 zip code has the highest median property tax rate of 1.69%, while the same zip code also has the lowest median tax rate of 1.69%. Understanding how these cities compare with Gardners provides valuable insights into the varying tax landscape across Adams County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Gardners Tax Rate
1.69%
Average Adams County Tax Rate
1.78%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Gardners, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17324 | 1.04% | 1.69% | 1.69% | 2.05% | 2.08% |
Source: Ownwell
Property Tax Assessment Values Across Gardners, Pennsylvania
In Gardners, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Adams County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Gardners, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For instance, the median home price in Gardners is $183,800, with tax bills ranging from $2,351 at the 25th percentile to $4,902 at the 90th percentile. The highest median tax bill is $3,145 in the 17324 zip code. By understanding these valuation concepts, property owners can better navigate their tax responsibilities and identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Gardners Assessed Value
$183,800
Average Adams County Assessed Value
$207,500
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Gardners, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17324 | $96,560 | $134,200 | $183,800 | $247,000 | $374,020 |
Source: Ownwell
Property Tax Bills Across Gardners, Pennsylvania
In Gardners, PA, property tax bills are calculated based on the assessed value of a property, which is determined by the local tax assessor. The assessed value is a percentage of the market value of the home. Once the assessed value is established, it is multiplied by the local tax rate to determine the annual property tax bill. Factors such as property size, location, and improvements can influence the assessed value. For example, a median home price in Gardners is $183,800, and homeowners can expect tax bills ranging from $2,351 at the 25th percentile to $4,902 at the 90th percentile. The highest median tax bill in the area is $3,145, which is significantly higher than the national median property tax rate of 0.99%. These property taxes fund essential services like schools, public safety, and infrastructure, directly impacting homeowners by contributing to community quality and property values. Understanding this calculation helps homeowners anticipate their annual expenses and plan accordingly.
Average Gardners Tax Bill
$3,145
Average Adams County Tax Bill
$3,745
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Gardners, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17324 | $1,587 | $2,351 | $3,145 | $3,996 | $4,902 |
Source: Ownwell