Santa Rosa County Property Taxes
The median property tax rate in Santa Rosa County is 0.80%, which is lower than both the national median of 0.99% and the Florida state median of 1.14%. With a median home value of $224,182, the typical annual property tax bill in Santa Rosa County is approximately $1,730, significantly below the national median of $2,690. Property taxes in Santa Rosa County are calculated based on the tax assessed value, which is often lower than the actual market value due to various property tax exemptions such as those for primary residences and agricultural land. Understanding Santa Rosa County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide substantial annual savings. Whether you reside in Milton or another part of Santa Rosa County, gaining comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Santa Rosa County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.8%
Estimate Property Tax Bill
$1,793
$1,697
Ownwell’s Santa Rosa Property Tax Bill Calculator assists homeowners, real estate investors, and potential buyers in estimating their annual property taxes in Santa Rosa with just 2 data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Santa Rosa to provide an estimate of your property tax bill. This tool offers valuable insights into potential tax liabilities. To explore trends on a city level, scroll down to access more localized information. Your property’s assessed value is the figure assigned by the county for tax purposes and includes any applicable exemptions.
Property Tax Rates Across Santa Rosa County, Florida
Property taxes in Santa Rosa County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Santa Rosa County is 0.80%, which is lower than the U.S. national median of 0.99%. Local government entities within Santa Rosa County set these rates annually, and they can vary significantly between different areas within the county. Each year, Santa Rosa County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Santa Rosa County's effective property tax rate with other counties in Florida and the national median. For comparison, the city of Pace has one of the higher property tax rates in Florida at 1.27%, while the city of Baker boasts one of the lowest at 0.55%. Analyzing how Santa Rosa County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Santa Rosa County Tax Rate
0.80%
Average Florida Tax Rate
1.14%
Average United States Tax Rate
0.99%
Property Tax Rates Across Santa Rosa County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | 0.84% | 0.87% | 0.91% | 0.95% | 0.98% |
| Baker | 0.36% | 0.49% | 0.55% | 0.82% | 1.16% |
| Gulf Breeze | 0.44% | 0.62% | 0.88% | 1.25% | 1.38% |
| Holt | 0.34% | 0.42% | 0.56% | 1.13% | 1.36% |
| Jay | 0.37% | 0.49% | 0.70% | 1.19% | 1.36% |
| Milton | 0.38% | 0.53% | 0.76% | 1.16% | 1.29% |
| Navarre | 0.47% | 0.62% | 0.81% | 1.15% | 1.22% |
| Pace | 0.38% | 1.10% | 1.27% | 1.29% | 1.32% |
Source: Ownwell
Property Tax Assessment Values Across Santa Rosa County, Florida
In Santa Rosa County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Santa Rosa County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Santa Rosa County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Notably, Gulf Breeze has the highest median tax bill at $2,591, while Holt has the lowest at $615. Being aware of these valuation processes in Santa Rosa County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Santa Rosa County, Florida
Source: Ownwell
$37,340
$209,815
$382,289
Average Santa Rosa County Assessed Value
$224,182
Average Florida Assessed Value
$276,648
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Santa Rosa County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | $183,938 | $185,448 | $187,966 | $190,483 | $191,993 |
| Baker | $66,487 | $81,866 | $134,378 | $203,839 | $252,165 |
| Gulf Breeze | $147,545 | $215,052 | $295,628 | $399,176 | $580,389 |
| Holt | $44,479 | $59,796 | $95,245 | $157,218 | $231,271 |
| Jay | $37,465 | $72,877 | $129,196 | $198,983 | $283,411 |
| Milton | $58,062 | $117,242 | $181,076 | $247,086 | $326,292 |
| Navarre | $150,915 | $218,330 | $277,965 | $360,000 | $497,700 |
| Pace | $11,264 | $16,780 | $74,026 | $136,143 | $164,866 |
Source: Ownwell
Property Tax Bills Across Santa Rosa County, Florida
Property tax bills in Santa Rosa County, FL, are calculated based on the assessed value of a property and the applicable tax rate. The assessed value is determined by the county property appraiser and reflects the market value of the home. Various factors such as property location, size, and condition influence this valuation. Once the assessed value is established, exemptions like homestead exemptions may be applied, reducing the taxable value. In Santa Rosa County, homeowners experience a range of property tax bills. For instance, the 25th percentile tax bill is $871, while the 75th percentile reaches $2801, and the 90th percentile goes up to $4093. This variation depends on the assessed value and applicable exemptions. The national median property tax rate stands at 0.99%, and local rates can significantly impact the final bill. For example, Gulf Breeze has the highest median tax bill at $2591, whereas Holt has the lowest at $615. Understanding these factors helps homeowners anticipate their property tax obligations and plan accordingly.
Average Santa Rosa County Tax Bill
$1,730
Average Florida Tax Bill
$2,953
Average United States Tax Bill
$2,690
Property Tax Bills Across Santa Rosa County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | $1,554 | $1,614 | $1,714 | $1,814 | $1,874 |
| Baker | $377 | $521 | $724 | $1,158 | $1,818 |
| Gulf Breeze | $785 | $1,499 | $2,591 | $4,033 | $5,939 |
| Holt | $205 | $356 | $615 | $1,154 | $1,938 |
| Jay | $227 | $492 | $905 | $1,518 | $2,317 |
| Milton | $353 | $643 | $1,320 | $2,192 | $3,094 |
| Navarre | $646 | $1,381 | $2,291 | $3,239 | $4,761 |
| Pace | $153 | $442 | $908 | $1,625 | $2,173 |
Source: Ownwell