Whiteside County Property Taxes
The median property tax rate in Whiteside County is 2.37%, which is significantly higher than both the national median of 0.99% and the Illinois state median of 2.35%. With the median home value in Whiteside County, the typical annual property tax bill reaches $2,245, which, while higher than the national median of $2,690, reflects the area's specific property tax structure. Property taxes in Whiteside County are calculated based on the tax assessed value, which typically falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Whiteside County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Morrison or another part of Whiteside County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Whiteside County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.37%
Estimate Property Tax Bill
$2,201
$2,150
Ownwell’s Whiteside County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Whiteside County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Whiteside County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Whiteside County, Illinois
Property taxes in Whiteside County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Whiteside County is 2.37%, which is higher than both the Illinois state median and the U.S. national median of 0.99%. Local government entities within Whiteside County set these rates annually, and they can vary significantly between different areas within the county. Each year, Whiteside County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Whiteside County's effective property tax rate with other counties in Illinois and the national median. For comparison, the city of Rock Falls has one of the higher property tax rates in Illinois at 2.76%, while the city of Harmon boasts one of the lowest at 1.77%. Analyzing how Whiteside County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Whiteside County Tax Rate
2.37%
Average Illinois Tax Rate
2.35%
Average United States Tax Rate
0.99%
Property Tax Rates Across Whiteside County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | 1.51% | 1.87% | 2.32% | 2.53% | 2.86% |
| Chadwick | 1.83% | 2.30% | 2.52% | 2.68% | 2.97% |
| Coleta | 0.95% | 1.51% | 1.88% | 2.31% | 2.36% |
| Deer Grove | 1.61% | 1.80% | 2.08% | 2.36% | 2.36% |
| Erie | 1.31% | 1.64% | 1.88% | 2.07% | 2.32% |
| Fenton | 1.25% | 1.65% | 1.87% | 1.97% | 2.07% |
| Fulton | 1.60% | 1.96% | 2.23% | 2.44% | 2.77% |
| Galt | 1.05% | 1.31% | 1.83% | 2.13% | 2.30% |
| Geneseo | 1.77% | 1.85% | 1.98% | 2.02% | 2.04% |
| Harmon | 1.77% | 1.77% | 1.77% | 1.77% | 1.77% |
| Lyndon | 1.30% | 1.82% | 2.24% | 2.59% | 2.88% |
| Milledgeville | 1.14% | 1.69% | 2.21% | 2.38% | 2.48% |
| Morrison | 1.58% | 1.92% | 2.19% | 2.44% | 2.82% |
| Polo | 1.87% | 2.04% | 2.22% | 2.42% | 2.47% |
| Prophetstown | 1.44% | 1.85% | 2.22% | 2.53% | 2.89% |
| Rock Falls | 1.68% | 2.32% | 2.76% | 3.16% | 3.85% |
| Sterling | 1.60% | 2.07% | 2.58% | 3.03% | 3.56% |
| Tampico | 1.24% | 1.75% | 2.08% | 2.36% | 2.68% |
| Walnut | 2.67% | 2.67% | 2.67% | 2.67% | 2.67% |
Source: Ownwell
Property Tax Assessment Values Across Whiteside County, Illinois
In Whiteside County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Whiteside County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Whiteside County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. The median home price in Whiteside County is $92,852, with the highest median tax bill found in Walnut at $6,498 and the lowest in Harmon at $769. Being aware of these valuation processes in Whiteside County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Whiteside County, Illinois
Source: Ownwell
$43,311
$143,462
$243,612
Average Whiteside County Assessed Value
$92,852
Average Illinois Assessed Value
$194,700
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Whiteside County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $52,517 | $90,219 | $120,201 | $154,224 | $201,591 |
| Chadwick | $54,894 | $95,852 | $131,822 | $175,433 | $209,102 |
| Coleta | $41,108 | $60,178 | $80,877 | $101,348 | $126,605 |
| Deer Grove | $45,397 | $66,398 | $94,887 | $142,388 | $270,181 |
| Erie | $53,008 | $83,163 | $122,817 | $162,094 | $210,731 |
| Fenton | $53,450 | $85,641 | $129,840 | $188,134 | $230,684 |
| Fulton | $47,218 | $72,819 | $108,744 | $155,376 | $212,714 |
| Galt | $38,130 | $63,690 | $101,268 | $139,436 | $162,435 |
| Geneseo | $69,010 | $75,279 | $85,728 | $112,070 | $127,874 |
| Harmon | $43,311 | $43,311 | $43,311 | $43,311 | $43,311 |
| Lyndon | $26,403 | $53,457 | $80,166 | $113,244 | $147,504 |
| Milledgeville | $61,668 | $100,820 | $130,054 | $195,854 | $232,724 |
| Morrison | $51,226 | $71,712 | $99,657 | $141,675 | $190,164 |
| Polo | $43,097 | $120,714 | $137,817 | $146,946 | $247,222 |
| Prophetstown | $42,504 | $64,958 | $88,884 | $130,102 | $179,034 |
| Rock Falls | $41,823 | $60,252 | $81,042 | $117,729 | $164,517 |
| Sterling | $45,964 | $66,348 | $92,214 | $139,929 | $205,055 |
| Tampico | $28,762 | $58,059 | $84,609 | $110,733 | $135,565 |
| Walnut | $243,612 | $243,612 | $243,612 | $243,612 | $243,612 |
Source: Ownwell
Property Tax Bills Across Whiteside County, Illinois
In Whiteside County, IL, property tax bills are determined by assessing the market value of a home and applying the local property tax rate to that value. The assessed value is typically a percentage of the home's market value, which is then multiplied by the county's tax rate to generate the tax bill. Factors influencing the tax bill include the home's location, size, and any applicable exemptions or deductions. For homeowners in Whiteside County, the impact of property taxes can be significant. The median home price is $92,852, with tax bills ranging widely. At the 25th percentile, homeowners might pay around $1,473, while those at the 75th percentile could see bills as high as $3,299. The top 10% of tax bills can reach up to $4,661. In contrast, Walnut holds the highest median tax bill in the county at $6,498, whereas Harmon has the lowest at $769. Given the national median property tax rate of 0.99%, Whiteside County's property taxes can vary greatly, affecting homeowners differently based on their specific circumstances.
Average Whiteside County Tax Bill
$2,245
Average Illinois Tax Bill
$4,715
Average United States Tax Bill
$2,690
Property Tax Bills Across Whiteside County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $980 | $1,669 | $2,567 | $3,536 | $4,788 |
| Chadwick | $1,178 | $2,067 | $3,069 | $4,476 | $5,663 |
| Coleta | $526 | $811 | $1,439 | $1,935 | $2,468 |
| Deer Grove | $443 | $1,229 | $1,803 | $2,678 | $6,038 |
| Erie | $767 | $1,436 | $2,107 | $3,034 | $4,137 |
| Fenton | $580 | $1,317 | $2,155 | $3,574 | $4,377 |
| Fulton | $845 | $1,472 | $2,319 | $3,416 | $4,802 |
| Galt | $360 | $843 | $1,583 | $2,374 | $3,413 |
| Geneseo | $1,380 | $1,524 | $1,765 | $2,074 | $2,260 |
| Harmon | $769 | $769 | $769 | $769 | $769 |
| Lyndon | $476 | $932 | $1,651 | $2,480 | $3,303 |
| Milledgeville | $1,115 | $1,699 | $2,208 | $2,433 | $4,477 |
| Morrison | $924 | $1,443 | $2,122 | $3,122 | $4,343 |
| Polo | $1,042 | $2,183 | $3,083 | $3,506 | $4,923 |
| Prophetstown | $693 | $1,257 | $1,928 | $2,891 | $4,149 |
| Rock Falls | $837 | $1,490 | $2,267 | $3,237 | $4,598 |
| Sterling | $951 | $1,598 | $2,394 | $3,560 | $5,021 |
| Tampico | $556 | $1,034 | $1,586 | $2,286 | $2,947 |
| Walnut | $6,498 | $6,498 | $6,498 | $6,498 | $6,498 |
Source: Ownwell