Prophetstown, Whiteside County, Illinois Property Taxes

Name: Property Tax Bills Across Prophetstown, Whiteside County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Prophetstown, IL effective property tax rate: 2.22%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median Prophetstown, IL home value: $88,884
Median annual Prophetstown, IL tax bill: $1,928, $472 lower than the national median property tax bill of $2,400.

How are property taxes in Whiteside County calculated?

Property taxes in Prophetstown, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Prophetstown’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Prophetstown, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Prophetstown, Whiteside County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.22%

Estimate Property Tax Bill

$1,973

$1,831

Ownwell’s Prophetstown Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Prophetstown with just two data points. By entering your property's estimated assessed value, our calculator applies Prophetstown’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Whiteside County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Prophetstown, Whiteside County, Illinois

Local government entities set property tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Prophetstown, located in Whiteside County, Illinois, the effective property tax rate stands at 2.22%. This rate is significantly higher than the national median property tax rate of 1.02%. Illinois is known for its high property tax rates, and Prophetstown is no exception. The property tax rate here reflects the state's trend, where local governments rely heavily on property taxes to fund essential services.

Comparing Prophetstown’s effective property tax rate to other cities in Illinois, it aligns with the state’s median. This indicates a consistent approach to property tax assessment across the region. Understanding these rates is crucial for property owners, as they directly impact the annual tax bill, which can be a significant expense compared to the national median property tax bill of $2,400.

Property Tax Rates Across Prophetstown, Whiteside County, Illinois

Source: Ownwell

1.83%

2.30%

2.76%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Prophetstown Taxx Rate

2.22%

Median Effective Whiteside County Taxx Rate

2.37%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Prophetstown, Whiteside County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
61277	1.44%	1.85%	2.22%	2.53%	2.89%

Source: Ownwell

Property Tax Assessment Values Across Prophetstown, Whiteside County, Illinois

When examining property taxes in Prophetstown, Illinois, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whiteside County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Whiteside County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Prophetstown.

For example, the median home price in Prophetstown is $88,884, with tax bills ranging significantly across the county. Zip code 61277 has the highest median home price at $88,884.

Property Tax Assessment Values Across Prophetstown, Whiteside County, Illinois

Source: Ownwell

$80,166

$105,994

$131,822

Median Prophetstown Market Value

$88,884

Median Whiteside County Market Value

$92,852

Median Illinois Market Value

$194,700

Median United States Market Value

$244,900

Property Tax Assessment Values Across Prophetstown, Whiteside County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
61277	$42,504	$64,958	$88,884	$130,102	$179,034

Source: Ownwell

Property Tax Bills Across Prophetstown, Whiteside County, Illinois

In Prophetstown, located in Whiteside County, IL, property taxes are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as the property's location, size, and any applicable exemptions can influence the assessed value, impacting the homeowner's tax obligation. In Prophetstown, the median property tax bill is $1,928, which is below the national median of $2,400. However, homeowners in the 75th percentile may see bills as high as $2,891, while those in the 90th percentile could face bills up to $4,149. Ownwell can assist homeowners in Prophetstown by reviewing their property assessments to ensure accuracy and identifying potential exemptions or errors that could lead to savings. By appealing inaccurate assessments, Ownwell helps homeowners reduce their property tax bills, ensuring they only pay their fair share.

Property Tax Bills Across Prophetstown, Whiteside County, Illinois

Source: Ownwell

$1,439

$2,254

$3,069

Median Prophetstown Tax Bill

$1,928

Median Whiteside County Tax Bill

$2,245

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,690

Property Tax Bills Across Prophetstown, Whiteside County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
61277	$693	$1,257	$1,928	$2,891	$4,149

Source: Ownwell