Whiteside County, Illinois Property Taxes

Name: Property Tax Bills Across Whiteside County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Whiteside County effective property tax rate: 2.37%, significantly higher than the national median of 1.02%.

Median Whiteside County home value: $92,852

Median annual Whiteside County tax bill: $2,245, $155 lower than the national median property tax bill of $2,400.

How are property taxes in Whiteside County calculated?

Property taxes in Whiteside County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Sterling or another part of Whiteside County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Whiteside County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.37%

Estimate Property Tax Bill

$2,201

$2,042

Ownwell’s Whiteside County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Whiteside County with just two data points. By entering your property's estimated assessed value, our calculator applies Whiteside County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Whiteside County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Whiteside County, Illinois

Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. Whiteside County in Illinois has an effective property tax rate that can be compared to other counties in the state or the U.S. median property tax rate of 1.02%. Whiteside County's rate stands at 2.37%, significantly higher than the national median, indicating a more substantial tax burden on property owners in the area. Within the county, Rock Falls has the highest median tax rate at 2.76%, while Galt has the lowest at 1.83%. These variations highlight the importance of understanding local tax rates and the potential savings from appealing property taxes.

Property Tax Rates Across Whiteside County, Illinois

Source: Ownwell

1.83%

2.30%

2.76%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Whiteside County Taxx Rate

2.37%

Median Effective Illinois Taxx Rate

2.35%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Whiteside County, Illinois

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Albany	1.51%	1.87%	2.32%	2.53%	2.86%
Chadwick	1.83%	2.30%	2.52%	2.68%	2.97%
Coleta	0.95%	1.51%	1.88%	2.31%	2.36%
Deer Grove	1.61%	1.80%	2.08%	2.36%	2.36%
Erie	1.31%	1.64%	1.88%	2.07%	2.32%
Fenton	1.25%	1.65%	1.87%	1.97%	2.07%
Fulton	1.60%	1.96%	2.23%	2.44%	2.77%
Galt	1.05%	1.31%	1.83%	2.13%	2.30%
Geneseo	N/A	N/A	N/A	N/A	N/A
Harmon	N/A	N/A	N/A	N/A	N/A
Lyndon	1.30%	1.82%	2.24%	2.59%	2.88%
Milledgeville	N/A	N/A	N/A	N/A	N/A
Morrison	1.58%	1.92%	2.19%	2.44%	2.82%
Polo	N/A	N/A	N/A	N/A	N/A
Prophetstown	1.44%	1.85%	2.22%	2.53%	2.89%
Rock Falls	1.68%	2.32%	2.76%	3.16%	3.85%
Sterling	1.60%	2.07%	2.58%	3.03%	3.56%
Tampico	1.24%	1.75%	2.08%	2.36%	2.68%
Walnut	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Whiteside County, Illinois

When examining property taxes in Whiteside County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whiteside County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Whiteside County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whiteside County.

For example, the median tax bill in Whiteside County is $2,400, with tax bills ranging significantly across the county. Chadwick has the highest median home price at $131,822.

Property Tax Assessment Values Across Whiteside County, Illinois

Source: Ownwell

$80,166

$105,994

$131,822

Median Whiteside County Assessed Value

$92,852

Median Illinois Assessed Value

$194,700

Median United States Assessed Value

$244,900

Property Tax Assessment Values Across Whiteside County, Illinois

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Albany	$52,517	$90,219	$120,201	$154,224	$201,591
Chadwick	$54,894	$95,852	$131,822	$175,433	$209,102
Coleta	$41,108	$60,178	$80,877	$101,348	$126,605
Deer Grove	$45,397	$66,398	$94,887	$142,388	$270,181
Erie	$53,008	$83,163	$122,817	$162,094	$210,731
Fenton	$53,450	$85,641	$129,840	$188,134	$230,684
Fulton	$47,218	$72,819	$108,744	$155,376	$212,714
Galt	$38,130	$63,690	$101,268	$139,436	$162,435
Geneseo	N/A	N/A	N/A	N/A	N/A
Harmon	N/A	N/A	N/A	N/A	N/A
Lyndon	$26,403	$53,457	$80,166	$113,244	$147,504
Milledgeville	N/A	N/A	N/A	N/A	N/A
Morrison	$51,226	$71,712	$99,657	$141,675	$190,164
Polo	N/A	N/A	N/A	N/A	N/A
Prophetstown	$42,504	$64,958	$88,884	$130,102	$179,034
Rock Falls	$41,823	$60,252	$81,042	$117,729	$164,517
Sterling	$45,964	$66,348	$92,214	$139,929	$205,055
Tampico	$28,762	$58,059	$84,609	$110,733	$135,565
Walnut	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Whiteside County, Illinois

In Whiteside County, IL, property taxes are determined by assessing the market value of a home and applying the local tax rate. The median home price in the county is $92,852, which influences the tax bill significantly. The tax bill for homeowners varies, with the 25th percentile at $1,473, indicating that some residents pay significantly less than the national median property tax bill of $2,400. On the other hand, the 75th percentile tax bill is $3,299, and the 90th percentile reaches $4,661, showing that others pay considerably more. The highest median tax bill in the county is found in Chadwick, at $3,069, while Coleta has the lowest median tax bill at $1,439. These variations highlight how location within the county affects tax obligations. Homeowners must consider these factors, as property taxes impact their overall housing costs and financial planning. Understanding how these elements come together can help residents anticipate their tax responsibilities and budget accordingly.

Property Tax Bills Across Whiteside County, Illinois

Source: Ownwell

$1,439

$2,254

$3,069

Median Whiteside County Tax Bill

$2,245

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,690

Property Tax Bills Across Whiteside County, Illinois

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Albany	$980	$1,669	$2,567	$3,536	$4,788
Chadwick	$1,178	$2,067	$3,069	$4,476	$5,663
Coleta	$526	$811	$1,439	$1,935	$2,468
Deer Grove	$443	$1,229	$1,803	$2,678	$6,038
Erie	$767	$1,436	$2,107	$3,034	$4,137
Fenton	$580	$1,317	$2,155	$3,574	$4,377
Fulton	$845	$1,472	$2,319	$3,416	$4,802
Galt	$360	$843	$1,583	$2,374	$3,413
Geneseo	N/A	N/A	N/A	N/A	N/A
Harmon	N/A	N/A	N/A	N/A	N/A
Lyndon	$476	$932	$1,651	$2,480	$3,303
Milledgeville	N/A	N/A	N/A	N/A	N/A
Morrison	$924	$1,443	$2,122	$3,122	$4,343
Polo	N/A	N/A	N/A	N/A	N/A
Prophetstown	$693	$1,257	$1,928	$2,891	$4,149
Rock Falls	$837	$1,490	$2,267	$3,237	$4,598
Sterling	$951	$1,598	$2,394	$3,560	$5,021
Tampico	$556	$1,034	$1,586	$2,286	$2,947
Walnut	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

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