Deer Grove, Whiteside County, Illinois Property Taxes

Name: Property Tax Bills Across Deer Grove, Whiteside County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Deer Grove, IL effective property tax rate: 2.08%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%. Median Deer Grove, IL home value: $94,887. Median annual Deer Grove, IL tax bill: $1,803, $597 lower than the national median property tax bill of $2,400.

How are property taxes in Whiteside County calculated?

Property taxes in Deer Grove, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Deer Grove’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Deer Grove, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Deer Grove, Whiteside County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.08%

Estimate Property Tax Bill

$1,974

$1,831

Ownwell’s Deer Grove Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Deer Grove with just two data points. By entering your property's estimated assessed value, our calculator applies Deer Grove’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Whiteside County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Deer Grove, Whiteside County, Illinois

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget annually to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Deer Grove in Whiteside County, Illinois, has an effective property tax rate of 2.08%, which is significantly higher than the national median of 1.02%. This rate is also the highest within the state, as the lowest rate in Illinois matches this figure at 2.08%. Compared to the national median property tax bill of $2,400, property owners in Deer Grove may find themselves paying considerably more due to this higher rate. This highlights the importance of understanding local tax rates and how they impact individual financial responsibilities. By appealing property taxes, residents can potentially reduce their tax burden, ensuring they are not overpaying based on their property's assessed value.

Property Tax Rates Across Deer Grove, Whiteside County, Illinois

Source: Ownwell

1.83%

2.30%

2.76%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Deer Grove Taxx Rate

2.08%

Median Effective Whiteside County Taxx Rate

2.37%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Deer Grove, Whiteside County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
61243	1.61%	1.80%	2.08%	2.36%	2.36%

Source: Ownwell

Property Tax Assessment Values Across Deer Grove, Whiteside County, Illinois

When examining property taxes in Deer Grove, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whiteside County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Whiteside County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Deer Grove. For example, the median home price in Deer Grove is $94,887, with tax bills ranging significantly across the county. 61243 has the highest median home price at $94,887.

Property Tax Assessment Values Across Deer Grove, Whiteside County, Illinois

Source: Ownwell

$80,166

$105,994

$131,822

Median Deer Grove Market Value

$94,887

Median Whiteside County Market Value

$92,852

Median Illinois Market Value

$194,700

Median United States Market Value

$244,900

Property Tax Assessment Values Across Deer Grove, Whiteside County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
61243	$45,397	$66,398	$94,887	$142,388	$270,181

Source: Ownwell

Property Tax Bills Across Deer Grove, Whiteside County, Illinois

In Deer Grove, Whiteside County, IL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the tax bill. Homeowners in Deer Grove experience a range of tax bills, with the 25th percentile at $1,229 and the 75th percentile reaching $2,678. The highest median tax bill recorded in the area is $1,803, aligning with the lowest, both within the 61243 zip code. This is below the national median property tax bill of $2,400, offering a relatively moderate tax burden for residents. However, the 90th percentile tax bill can soar to $6,038, indicating significant variability. Ownwell assists homeowners by identifying potential savings through property tax appeals and exemptions. By analyzing individual assessments and market conditions, Ownwell can help reduce tax bills, ensuring homeowners pay only their fair share.

Property Tax Bills Across Deer Grove, Whiteside County, Illinois

Source: Ownwell

$1,439

$2,254

$3,069

Median Deer Grove Tax Bill

$1,803

Median Whiteside County Tax Bill

$2,245

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,690

Property Tax Bills Across Deer Grove, Whiteside County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
61243	$443	$1,229	$1,803	$2,678	$6,038

Source: Ownwell