St. Joseph County Property Taxes
The median property tax rate in St. Joseph County is 0.41%, significantly lower than both the national median of 0.99% and the Michigan state median of 1.07%. With a median home value of $142,400, the typical annual property tax bill in St. Joseph County is $772, far below the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which is often less than the actual market value due to various property tax exemptions such as those for primary residences and agricultural properties. Understanding St. Joseph County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can lead to substantial annual savings. Whether you reside in Sturgis or another part of St. Joseph County, gaining comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
St. Joseph County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.07%
Estimate Property Tax Bill
$2,140
Ownwell’s St. Joseph Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in St. Joseph with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in St. Joseph to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across St. Joseph County, Michigan
Property taxes in St. Joseph County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in St. Joseph County is 0.41%, which is significantly lower than the U.S. national median of 0.99%. Local government entities within St. Joseph County set these rates annually, and they can vary significantly between different areas within the county. Each year, St. Joseph County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Sturgis has one of the higher property tax rates in the county at 0.53%, while the city of Three Rivers boasts one of the lowest at 0.43%. Analyzing how St. Joseph County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average St. Joseph County Tax Rate
0.41%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across St. Joseph County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | 0.13% | 0.26% | 0.34% | 0.39% | 0.52% |
| Burr Oak | 0.25% | 0.29% | 0.37% | 0.43% | 0.53% |
| Centreville | 0.27% | 0.32% | 0.36% | 0.45% | 0.82% |
| Colon | 0.23% | 0.28% | 0.33% | 0.37% | 0.40% |
| Constantine | 0.28% | 0.33% | 0.36% | 0.44% | 0.53% |
| Fulton | 0.32% | 0.32% | 0.34% | 0.35% | 0.36% |
| Leonidas | 0.24% | 0.28% | 0.34% | 0.37% | 0.44% |
| Marcellus | 0.23% | 0.31% | 0.38% | 0.46% | 0.51% |
| Mendon | 0.23% | 0.30% | 0.36% | 0.45% | 0.53% |
| Nottawa | 0.35% | 0.35% | 0.37% | 0.41% | 0.42% |
| Schoolcraft | 0.35% | 0.36% | 0.39% | 0.42% | 0.43% |
| Sturgis | 0.31% | 0.37% | 0.53% | 1.33% | 1.73% |
| Three Rivers | 0.29% | 0.35% | 0.43% | 0.95% | 1.28% |
| Vicksburg | 0.21% | 0.32% | 0.36% | 0.45% | 0.49% |
| White Pigeon | 0.29% | 0.32% | 0.38% | 0.47% | 0.55% |
Source: Ownwell
Property Tax Assessment Values Across St. Joseph County, Michigan
In St. Joseph County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the St. Joseph County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in St. Joseph County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Sturgis has the highest median tax bill at $1,163, while Athens has the lowest at $382. Being aware of these valuation processes in St. Joseph County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across St. Joseph County, Michigan
Source: Ownwell
$114,900
$158,150
$201,400
Average St. Joseph County Assessed Value
$142,400
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across St. Joseph County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $32,560 | $67,400 | $123,200 | $211,000 | $241,600 |
| Burr Oak | $38,040 | $75,000 | $118,800 | $194,200 | $291,520 |
| Centreville | $73,200 | $107,400 | $149,600 | $219,400 | $308,600 |
| Colon | $17,000 | $55,600 | $125,000 | $204,200 | $297,280 |
| Constantine | $66,920 | $97,600 | $136,600 | $191,000 | $266,320 |
| Fulton | $96,000 | $111,200 | $190,600 | $193,400 | $224,920 |
| Leonidas | $45,380 | $82,150 | $114,900 | $171,300 | $266,560 |
| Marcellus | $78,600 | $128,000 | $190,600 | $259,400 | $351,200 |
| Mendon | $47,000 | $85,000 | $133,300 | $196,500 | $272,600 |
| Nottawa | $66,920 | $71,000 | $121,200 | $141,800 | $143,480 |
| Schoolcraft | $153,480 | $165,000 | $184,200 | $203,400 | $214,920 |
| Sturgis | $71,400 | $99,600 | $145,000 | $232,350 | $374,860 |
| Three Rivers | $53,200 | $91,600 | $146,800 | $235,000 | $370,000 |
| Vicksburg | $98,200 | $129,400 | $201,400 | $258,000 | $360,000 |
| White Pigeon | $69,800 | $102,200 | $146,200 | $233,000 | $399,520 |
Source: Ownwell
Property Tax Bills Across St. Joseph County, Michigan
In St. Joseph County, Michigan, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. For instance, with a median home price of $142,400, homeowners can expect varying tax bills depending on their specific property's assessed value and the applicable tax rate. Factors influencing the tax bill include the property's location, as tax rates can differ within the county. For example, the highest median tax bill in the county is $1,163 in Sturgis, while the lowest is $382 in Athens. Additionally, individual tax bills can range significantly, with the 25th percentile at $452 and the 90th percentile reaching up to $1,943. These property taxes fund essential local services such as schools, infrastructure, and emergency services, directly impacting homeowners by contributing to the community's overall quality of life. Understanding these factors helps homeowners anticipate their annual tax responsibilities and budget accordingly.
Average St. Joseph County Tax Bill
$772
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across St. Joseph County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $85 | $239 | $382 | $710 | $846 |
| Burr Oak | $120 | $223 | $391 | $763 | $1,265 |
| Centreville | $262 | $389 | $625 | $928 | $1,337 |
| Colon | $80 | $201 | $404 | $669 | $917 |
| Constantine | $235 | $361 | $529 | $795 | $1,159 |
| Fulton | $336 | $393 | $611 | $678 | $780 |
| Leonidas | $159 | $267 | $398 | $604 | $949 |
| Marcellus | $264 | $460 | $701 | $947 | $1,288 |
| Mendon | $139 | $285 | $478 | $732 | $1,054 |
| Nottawa | $251 | $263 | $497 | $512 | $524 |
| Schoolcraft | $543 | $616 | $738 | $861 | $934 |
| Sturgis | $374 | $641 | $1,163 | $1,785 | $2,548 |
| Three Rivers | $251 | $522 | $822 | $1,224 | $1,767 |
| Vicksburg | $377 | $474 | $627 | $844 | $1,232 |
| White Pigeon | $249 | $355 | $487 | $695 | $998 |
Source: Ownwell