White Pigeon, St. Joseph County, Michigan Property Taxes
Median WHITE PIGEON, MI effective property tax rate: 0.38%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median WHITE PIGEON, MI home value: $146,200
Median annual WHITE PIGEON, MI tax bill: $487, $1,913 lower than the national median property tax bill of $2,400.
How are property taxes in St. Joseph calculated?
Property taxes in WHITE PIGEON, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding WHITE PIGEON’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in WHITE PIGEON, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
White Pigeon, St. Joseph County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.38%
Estimate Property Tax Bill
$556
$516
Property Tax Rates Across White Pigeon, St. Joseph County, Michigan
Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.
In White Pigeon, located in St. Joseph County, Michigan, the effective property tax rate provides an interesting point of comparison. The median property tax rate in Michigan is 1.54%, which is significantly higher than the national median of 1.02%. This makes White Pigeon's rate notably lower than both state and national averages.
For homeowners, understanding these differences is crucial, as property taxes can significantly impact overall housing costs. With a lower effective tax rate, White Pigeon offers a more affordable option compared to many other areas in Michigan and across the United States. This could mean substantial savings for property owners, highlighting the importance of staying informed about local tax rates and potential appeals or exemptions that could further reduce tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective White Pigeon Tax Rate
0.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Joseph County Tax Rate
0.41%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across White Pigeon, St. Joseph County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49099 | 0.29% | 0.32% | 0.38% | 0.47% | 0.55% |
Source: Ownwell
Property Tax Assessment Values Across White Pigeon, St. Joseph County, Michigan
When examining property taxes in White Pigeon, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Joseph County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Joseph County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Pigeon. For example, the median home price in White Pigeon is $146,200, with tax bills ranging significantly across the county. 49099 has the highest median home price at $146,200.
Property Tax Assessment Values Across White Pigeon, St. Joseph County, Michigan
Source: Ownwell
$114,900
$158,150
$201,400
Median White Pigeon Market Value
$146,200
Median St. Joseph County Market Value
$142,400
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across White Pigeon, St. Joseph County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49099 | $69,800 | $102,200 | $146,200 | $233,000 | $399,520 |
Source: Ownwell
Property Tax Bills Across White Pigeon, St. Joseph County, Michigan
Median White Pigeon Tax Bill
$487
Median St. Joseph County Tax Bill
$772
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across White Pigeon, St. Joseph County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49099 | $249 | $355 | $487 | $695 | $998 |
Source: Ownwell