St. Joseph County, Michigan Property Taxes

Name: Property Tax Bills Across St. Joseph County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median St. Joseph County effective property tax rate: 0.41%, significantly lower than the national median of 1.02%. Median St. Joseph County home value: $142,400. Median annual St. Joseph County tax bill: $772, $1,628 lower than the national median property tax bill of $2,400.

How are property taxes in St. Joseph County calculated?

Property taxes in St. Joseph County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Three Rivers or another part of St. Joseph County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

St. Joseph County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.41%

Estimate Property Tax Bill

$584

$542

Ownwell’s St. Joseph County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in St. Joseph County with just two data points. By entering your property's estimated assessed value, our calculator applies St. Joseph County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Joseph County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across St. Joseph County, Michigan

Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.

In St. Joseph County, Michigan, the effective property tax rate is considerably lower than the national median property tax rate of 1.02%. This difference highlights the variability of property tax rates across different regions. Within the county, the city of Sturgis has the highest median tax rate, while Three Rivers has the lowest. Such variations even within a single county emphasize the importance of understanding local tax dynamics.

For property owners in St. Joseph County, these lower tax rates can result in significant savings compared to the national median property tax bill of $2400. This makes the area an attractive option for homeowners looking to reduce their property tax burden.

Property Tax Rates Across St. Joseph County, Michigan

Source: Ownwell

0.33%

0.43%

0.53%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective St. Joseph County Tax Rate

0.41%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across St. Joseph County, Michigan

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Athens	0.13%	0.26%	0.34%	0.39%	0.52%
Burr Oak	0.25%	0.29%	0.37%	0.43%	0.53%
Centreville	0.27%	0.32%	0.36%	0.45%	0.82%
Colon	0.23%	0.28%	0.33%	0.37%	0.40%
Constantine	0.28%	0.33%	0.36%	0.44%	0.53%
Leonidas	0.24%	0.28%	0.34%	0.37%	0.44%
Marcellus	0.23%	0.31%	0.38%	0.46%	0.51%
Mendon	0.23%	0.30%	0.36%	0.45%	0.53%
Sturgis	0.31%	0.37%	0.53%	1.33%	1.73%
Three Rivers	0.29%	0.35%	0.43%	0.95%	1.28%
Vicksburg	0.21%	0.32%	0.36%	0.45%	0.49%
White Pigeon	0.29%	0.32%	0.38%	0.47%	0.55%
Fulton	N/A	N/A	N/A	N/A	N/A
Nottawa	N/A	N/A	N/A	N/A	N/A
Schoolcraft	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across St. Joseph County, Michigan

When examining property taxes in St. Joseph County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Joseph County Equalization Department estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In St. Joseph County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St. Joseph County. For example, the median tax bill in St. Joseph County is $1,163, with tax bills ranging significantly across the county. Vicksburg has the highest median home price at $201,400.

Property Tax Assessment Values Across St. Joseph County, Michigan

Source: Ownwell

$114,900

$158,150

$201,400

Median St. Joseph County Market Value

$142,400

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across St. Joseph County, Michigan

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Athens	$32,560	$67,400	$123,200	$211,000	$241,600
Burr Oak	$38,040	$75,000	$118,800	$194,200	$291,520
Centreville	$73,200	$107,400	$149,600	$219,400	$308,600
Colon	$17,000	$55,600	$125,000	$204,200	$297,280
Constantine	$66,920	$97,600	$136,600	$191,000	$266,320
Leonidas	$45,380	$82,150	$114,900	$171,300	$266,560
Marcellus	$78,600	$128,000	$190,600	$259,400	$351,200
Mendon	$47,000	$85,000	$133,300	$196,500	$272,600
Sturgis	$71,400	$99,600	$145,000	$232,350	$374,860
Three Rivers	$53,200	$91,600	$146,800	$235,000	$370,000
Vicksburg	$98,200	$129,400	$201,400	$258,000	$360,000
White Pigeon	$69,800	$102,200	$146,200	$233,000	$399,520
Fulton	N/A	N/A	N/A	N/A	N/A
Nottawa	N/A	N/A	N/A	N/A	N/A
Schoolcraft	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across St. Joseph County, Michigan

In St. Joseph County, MI, property tax bills are determined by assessing the market value of a property and applying the local tax rate. Homeowners in this region see a median property tax bill of $1,163 in Sturgis, while Athens reports the lowest median tax bill at $382. The process begins with the county assessor determining the taxable value of a property, which is typically a percentage of its market value. This assessed value is then multiplied by the local tax rate to calculate the annual tax bill. Factors such as property improvements, location, and market trends can influence the assessed value, thereby affecting the tax bill. Homeowners in St. Joseph County experience a range of tax bills, with the 25th percentile at $452 and the 90th percentile reaching $1,943. Compared to the national median property tax bill of $2,400, many residents in this county enjoy relatively lower tax obligations, which can ease the financial burden on homeowners and make property ownership more affordable.

Property Tax Bills Across St. Joseph County, Michigan

Source: Ownwell

$382

$773

$1,163

Median St. Joseph County Tax Bill

$772

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across St. Joseph County, Michigan

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Athens	$85	$239	$382	$710	$846
Burr Oak	$120	$223	$391	$763	$1,265
Centreville	$262	$389	$625	$928	$1,337
Colon	$80	$201	$404	$669	$917
Constantine	$235	$361	$529	$795	$1,159
Leonidas	$159	$267	$398	$604	$949
Marcellus	$264	$460	$701	$947	$1,288
Mendon	$139	$285	$478	$732	$1,054
Sturgis	$374	$641	$1,163	$1,785	$2,548
Three Rivers	$251	$522	$822	$1,224	$1,767
Vicksburg	$377	$474	$627	$844	$1,232
White Pigeon	$249	$355	$487	$695	$998
Fulton	N/A	N/A	N/A	N/A	N/A
Nottawa	N/A	N/A	N/A	N/A	N/A
Schoolcraft	N/A	N/A	N/A	N/A	N/A

Source: Ownwell