Baldwin County, Alabama Property Taxes
The median property tax rate in Baldwin County is 0.33%, which is significantly lower than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in Baldwin County, the typical annual property tax bill reaches $967, well below the national median of $2,690. Property taxes in Baldwin County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Baldwin County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Fairhope or another part of Baldwin County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Baldwin County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.33%
Estimate Property Tax Bill
$841
$781
Ownwell’s Baldwin County Property Tax Bill Calculator assists homeowners, real estate investors, and potential buyers in estimating their annual property taxes in Baldwin County using just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Baldwin County to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations, taking into account any exemptions you may have.
Property Tax Rates Across Baldwin County, Alabama
Property taxes in Baldwin County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Baldwin County is 0.33%, which is significantly lower than the U.S. national median of 0.99%. Local government entities within Baldwin County set these rates annually, and they can vary significantly between different areas within the county. Each year, Baldwin County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Baldwin County's effective property tax rate with other areas. For comparison, the city of Orange Beach has one of the higher property tax rates in the region at 0.64%, while the city of Daphne boasts one of the lowest at 0.41%. Analyzing how Baldwin County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Baldwin County Tax Rate
0.33%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Baldwin County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atmore | 0.13% | 0.19% | 0.26% | 0.28% | 0.52% |
| Bay Minette | 0.21% | 0.27% | 0.30% | 0.43% | 0.85% |
| Bon Secour | 0.20% | 0.26% | 0.28% | 0.56% | 0.56% |
| Daphne | 0.26% | 0.30% | 0.41% | 0.43% | 0.86% |
| Elberta | 0.18% | 0.26% | 0.28% | 0.56% | 0.66% |
| Fairhope | 0.24% | 0.30% | 0.44% | 0.46% | 0.92% |
| Foley | 0.21% | 0.26% | 0.31% | 0.56% | 0.66% |
| Gulf Shores | 0.27% | 0.32% | 0.56% | 0.66% | 0.66% |
| Lillian | 0.18% | 0.21% | 0.27% | 0.28% | 0.56% |
| Little River | 0.11% | 0.17% | 0.26% | 0.31% | 0.56% |
| Loxley | 0.24% | 0.28% | 0.30% | 0.39% | 0.62% |
| Magnolia Springs | 0.22% | 0.27% | 0.32% | 0.56% | 0.66% |
| Montrose | 0.17% | 0.24% | 0.31% | 0.31% | 0.46% |
| Orange Beach | 0.28% | 0.32% | 0.64% | 0.64% | 0.64% |
| Perdido | 0.15% | 0.22% | 0.28% | 0.30% | 0.60% |
| Perdido Beach | 0.19% | 0.27% | 0.32% | 0.32% | 0.64% |
| Point Clear | 0.19% | 0.28% | 0.31% | 0.48% | 0.62% |
| Robertsdale | 0.22% | 0.28% | 0.32% | 0.36% | 0.72% |
| Seminole | 0.23% | 0.27% | 0.30% | 0.43% | 0.62% |
| Silverhill | 0.22% | 0.28% | 0.30% | 0.39% | 0.62% |
| Spanish Fort | 0.29% | 0.33% | 0.35% | 0.36% | 0.72% |
| Stapleton | 0.19% | 0.26% | 0.28% | 0.30% | 0.60% |
| Stockton | 0.16% | 0.23% | 0.30% | 0.32% | 0.60% |
| Summerdale | 0.19% | 0.24% | 0.28% | 0.33% | 0.56% |
| Uriah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Baldwin County, Alabama
In Baldwin County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Baldwin County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Baldwin County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Baldwin County, the median property tax bill can vary significantly, with Orange Beach having the highest median tax bill at $2,386, while Perdido has the lowest at $241. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Baldwin County Assessed Value
$254,900
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Baldwin County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atmore | $56,950 | $97,350 | $163,750 | $228,600 | $323,830 |
| Bay Minette | $38,300 | $68,700 | $133,100 | $204,400 | $303,000 |
| Bon Secour | $45,160 | $81,450 | $155,900 | $267,650 | $451,980 |
| Daphne | $127,500 | $179,000 | $245,800 | $342,100 | $449,140 |
| Elberta | $71,300 | $110,400 | $209,700 | $369,000 | $641,900 |
| Fairhope | $169,900 | $239,600 | $338,600 | $492,975 | $717,900 |
| Foley | $78,100 | $150,500 | $209,000 | $264,100 | $337,890 |
| Gulf Shores | $153,800 | $224,600 | $333,200 | $479,900 | $696,320 |
| Lillian | $50,000 | $66,100 | $183,000 | $264,675 | $431,010 |
| Little River | $32,360 | $63,550 | $124,200 | $205,600 | $340,560 |
| Loxley | $70,600 | $123,150 | $191,300 | $253,950 | $345,660 |
| Magnolia Springs | $56,960 | $146,500 | $262,500 | $450,500 | $647,880 |
| Montrose | $71,500 | $170,100 | $373,900 | $686,100 | $1,270,180 |
| Orange Beach | $185,650 | $331,800 | $508,100 | $700,400 | $1,118,150 |
| Perdido | $25,000 | $49,125 | $94,250 | $170,800 | $241,050 |
| Perdido Beach | $75,860 | $135,750 | $284,000 | $563,500 | $837,820 |
| Point Clear | $56,800 | $208,050 | $460,300 | $1,097,700 | $2,002,100 |
| Robertsdale | $61,100 | $104,900 | $167,600 | $238,975 | $352,730 |
| Seminole | $50,200 | $85,500 | $179,200 | $293,300 | $410,980 |
| Silverhill | $83,400 | $150,850 | $216,300 | $272,300 | $392,900 |
| Spanish Fort | $142,450 | $195,375 | $257,700 | $341,550 | $434,750 |
| Stapleton | $60,800 | $111,650 | $192,300 | $268,050 | $351,400 |
| Stockton | $26,900 | $53,400 | $125,100 | $232,300 | $326,380 |
| Summerdale | $72,070 | $114,575 | $184,950 | $277,200 | $409,580 |
| Uriah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Baldwin County, Alabama
In Baldwin County, AL, property tax bills are calculated based on the assessed value of a property, which is a percentage of its market value. The county's median home price stands at $254,900. Various factors influence the final tax bill, including the property's location and any applicable exemptions. For instance, median tax bills in Baldwin County range significantly, from $562 at the 25th percentile to $3,098 at the 90th percentile. The city with the highest median tax bill is Orange Beach at $2,386, while Perdido has the lowest at $241. Homeowners in Baldwin County can expect their tax bills to be influenced by the county's specific tax rate and the assessed value of their property. This can lead to substantial variations in tax obligations, impacting household budgets differently. Compared to the national median property tax rate of 0.99%, Baldwin County's rates can offer both higher and lower tax burdens depending on the specific circumstances and locations within the county.
Average Baldwin County Tax Bill
$967
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Baldwin County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atmore | $114 | $254 | $388 | $599 | $905 |
| Bay Minette | $118 | $240 | $447 | $700 | $1,023 |
| Bon Secour | $157 | $276 | $497 | $866 | $1,281 |
| Daphne | $473 | $679 | $970 | $1,428 | $1,976 |
| Elberta | $214 | $370 | $652 | $1,107 | $1,988 |
| Fairhope | $563 | $906 | $1,428 | $2,155 | $3,279 |
| Foley | $253 | $447 | $645 | $911 | $1,338 |
| Gulf Shores | $602 | $916 | $1,486 | $2,517 | $3,688 |
| Lillian | $129 | $218 | $451 | $737 | $1,298 |
| Little River | $65 | $126 | $284 | $509 | $929 |
| Loxley | $264 | $425 | $604 | $895 | $1,278 |
| Magnolia Springs | $315 | $517 | $858 | $1,419 | $2,063 |
| Montrose | $159 | $513 | $1,181 | $1,887 | $3,269 |
| Orange Beach | $742 | $1,388 | $2,386 | $3,678 | $5,021 |
| Perdido | $74 | $132 | $241 | $454 | $678 |
| Perdido Beach | $227 | $397 | $938 | $1,860 | $3,044 |
| Point Clear | $216 | $675 | $1,846 | $3,661 | $6,513 |
| Robertsdale | $207 | $364 | $569 | $809 | $1,194 |
| Seminole | $151 | $269 | $539 | $923 | $1,388 |
| Silverhill | $253 | $452 | $654 | $900 | $1,378 |
| Spanish Fort | $472 | $687 | $961 | $1,317 | $1,734 |
| Stapleton | $164 | $305 | $550 | $808 | $1,098 |
| Stockton | $76 | $156 | $330 | $628 | $915 |
| Summerdale | $202 | $328 | $529 | $822 | $1,264 |
| Uriah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell