Baldwin County, Alabama Property Taxes

Name: Property Tax Bills Across Baldwin County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Baldwin County effective property tax rate: 0.33%, significantly lower than the national median of 1.02%.
Median Baldwin County home value: $254,900
Median annual Baldwin County tax bill: $967, $1,433 lower than the national median property tax bill of $2,400.

How are property taxes in Baldwin County calculated?

Property taxes in Baldwin County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Daphne or another part of Baldwin County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Baldwin County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.33%

Estimate Property Tax Bill

$841

$781

Ownwell’s Baldwin County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Baldwin County with just two data points. By entering your property's estimated assessed value, our calculator applies Baldwin County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Baldwin County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Baldwin County, Alabama

Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Baldwin County's effective property tax rate to other counties in Alabama or the U.S. median property tax rate. Baldwin County's median property tax rate is lower than the national median property tax rate of 1.02%. The highest median tax rate in Baldwin County is found in Orange Beach, while the lowest is in Daphne. This information can provide valuable insights for property owners looking to understand how their property tax rates compare within the state and nationally. Understanding these differences can help property owners make informed decisions about their property tax obligations.

Property Tax Rates Across Baldwin County, Alabama

Source: Ownwell

0.26%

0.45%

0.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Baldwin County Tax Rate

0.33%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Baldwin County, Alabama

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Atmore	0.13%	0.19%	0.26%	0.28%	0.52%
Bay Minette	0.21%	0.27%	0.30%	0.43%	0.85%
Bon Secour	0.20%	0.26%	0.28%	0.56%	0.56%
Daphne	0.26%	0.30%	0.41%	0.43%	0.86%
Elberta	0.18%	0.26%	0.28%	0.56%	0.66%
Fairhope	0.24%	0.30%	0.44%	0.46%	0.92%
Foley	0.21%	0.26%	0.31%	0.56%	0.66%
Gulf Shores	0.27%	0.32%	0.56%	0.66%	0.66%
Lillian	0.18%	0.21%	0.27%	0.28%	0.56%
Little River	0.11%	0.17%	0.26%	0.31%	0.56%
Loxley	0.24%	0.28%	0.30%	0.39%	0.62%
Magnolia Springs	0.22%	0.27%	0.32%	0.56%	0.66%
Montrose	0.17%	0.24%	0.31%	0.31%	0.46%
Orange Beach	0.28%	0.32%	0.64%	0.64%	0.64%
Perdido	0.15%	0.22%	0.28%	0.30%	0.60%
Perdido Beach	0.19%	0.27%	0.32%	0.32%	0.64%
Point Clear	0.19%	0.28%	0.31%	0.48%	0.62%
Robertsdale	0.22%	0.28%	0.32%	0.36%	0.72%
Seminole	0.23%	0.27%	0.30%	0.43%	0.62%
Silverhill	0.22%	0.28%	0.30%	0.39%	0.62%
Spanish Fort	0.29%	0.33%	0.35%	0.36%	0.72%
Stapleton	0.19%	0.26%	0.28%	0.30%	0.60%
Stockton	0.16%	0.23%	0.30%	0.32%	0.60%
Summerdale	0.19%	0.24%	0.28%	0.33%	0.56%
Uriah	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Baldwin County, Alabama

When examining property taxes in Baldwin County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baldwin County Revenue Commission estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Baldwin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Baldwin County. For example, the median tax bill in Baldwin County is $1,171, with tax bills ranging significantly across the county. Orange Beach has the highest median home price at $508,100.

Property Tax Assessment Values Across Baldwin County, Alabama

Source: Ownwell

$94,250

$301,175

$508,100

Median Baldwin County Market Value

$254,900

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Baldwin County, Alabama

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Atmore	$56,950	$97,350	$163,750	$228,600	$323,830
Bay Minette	$38,300	$68,700	$133,100	$204,400	$303,000
Bon Secour	$45,160	$81,450	$155,900	$267,650	$451,980
Daphne	$127,500	$179,000	$245,800	$342,100	$449,140
Elberta	$71,300	$110,400	$209,700	$369,000	$641,900
Fairhope	$169,900	$239,600	$338,600	$492,975	$717,900
Foley	$78,100	$150,500	$209,000	$264,100	$337,890
Gulf Shores	$153,800	$224,600	$333,200	$479,900	$696,320
Lillian	$50,000	$66,100	$183,000	$264,675	$431,010
Little River	$32,360	$63,550	$124,200	$205,600	$340,560
Loxley	$70,600	$123,150	$191,300	$253,950	$345,660
Magnolia Springs	$56,960	$146,500	$262,500	$450,500	$647,880
Montrose	$71,500	$170,100	$373,900	$686,100	$1,270,180
Orange Beach	$185,650	$331,800	$508,100	$700,400	$1,118,150
Perdido	$25,000	$49,125	$94,250	$170,800	$241,050
Perdido Beach	$75,860	$135,750	$284,000	$563,500	$837,820
Point Clear	$56,800	$208,050	$460,300	$1,097,700	$2,002,100
Robertsdale	$61,100	$104,900	$167,600	$238,975	$352,730
Seminole	$50,200	$85,500	$179,200	$293,300	$410,980
Silverhill	$83,400	$150,850	$216,300	$272,300	$392,900
Spanish Fort	$142,450	$195,375	$257,700	$341,550	$434,750
Stapleton	$60,800	$111,650	$192,300	$268,050	$351,400
Stockton	$26,900	$53,400	$125,100	$232,300	$326,380
Summerdale	$72,070	$114,575	$184,950	$277,200	$409,580
Uriah	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Baldwin County, Alabama

In Baldwin County, AL, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The assessed value is a percentage of the home's market value. Local tax rates, known as millage rates, are then applied to this assessed value to calculate the tax bill. Factors such as the property's location, size, and improvements can influence the assessed value. For instance, in Baldwin County, the median home price is $254,900, which affects the overall tax bill. Homeowners in Baldwin County experience a range of tax bills, with the 25th percentile at $562 and the 75th percentile reaching $1,771. In comparison, the national median property tax bill is $2,400, indicating that many Baldwin County homeowners pay relatively lower property taxes. However, in some areas like Orange Beach, the median tax bill can reach as high as $2,386, while in Perdido, it can be as low as $241. These variations highlight the impact of location and property value on tax bills.

Property Tax Bills Across Baldwin County, Alabama

Source: Ownwell

$241

$1,314

$2,386

Median Baldwin County Tax Bill

$967

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Baldwin County, Alabama

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Atmore	$114	$254	$388	$599	$905
Bay Minette	$118	$240	$447	$700	$1,023
Bon Secour	$157	$276	$497	$866	$1,281
Daphne	$473	$679	$970	$1,428	$1,976
Elberta	$214	$370	$652	$1,107	$1,988
Fairhope	$563	$906	$1,428	$2,155	$3,279
Foley	$253	$447	$645	$911	$1,338
Gulf Shores	$602	$916	$1,486	$2,517	$3,688
Lillian	$129	$218	$451	$737	$1,298
Little River	$65	$126	$284	$509	$929
Loxley	$264	$425	$604	$895	$1,278
Magnolia Springs	$315	$517	$858	$1,419	$2,063
Montrose	$159	$513	$1,181	$1,887	$3,269
Orange Beach	$742	$1,388	$2,386	$3,678	$5,021
Perdido	$74	$132	$241	$454	$678
Perdido Beach	$227	$397	$938	$1,860	$3,044
Point Clear	$216	$675	$1,846	$3,661	$6,513
Robertsdale	$207	$364	$569	$809	$1,194
Seminole	$151	$269	$539	$923	$1,388
Silverhill	$253	$452	$654	$900	$1,378
Spanish Fort	$472	$687	$961	$1,317	$1,734
Stapleton	$164	$305	$550	$808	$1,098
Stockton	$76	$156	$330	$628	$915
Summerdale	$202	$328	$529	$822	$1,264
Uriah	N/A	N/A	N/A	N/A	N/A

Source: Ownwell