Chambers County, Alabama Property Taxes

Name: Property Tax Bills Across Chambers County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chambers County effective property tax rate: 0.43%, significantly lower than the national median of 1.02%.
Median Chambers County home value: $84,510
Median annual Chambers County tax bill: $448, $1,952 lower than the national median property tax bill of $2,400.

How are property taxes in Chambers County calculated?

Property taxes in Chambers County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lafayette or another part of Chambers County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chambers County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.43%

Estimate Property Tax Bill

$363

$337

Ownwell’s Chambers County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chambers County with just two data points. By entering your property's estimated assessed value, our calculator applies Chambers County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Chambers County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chambers County, Alabama

Local government entities set tax rates, which can vary widely within a state. The process involves each county estimating its required budget to provide essential services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the core of the annual process.

Chambers County in Alabama has an effective property tax rate that allows for a comparison with other counties in the state or even against the U.S. median property tax rate of 1.02%. This comparison highlights the variability in tax rates, where some areas may have significantly lower rates. For instance, Chambers County's rate is lower than the national median, reflecting a more favorable tax environment for property owners. The variation in tax rates within Alabama can be seen with Lanett having the highest median tax rate in the county and Opelika the lowest. Understanding these differences can be crucial for property owners seeking to manage their tax liabilities effectively.

Property Tax Rates Across Chambers County, Alabama

Source: Ownwell

0.37%

0.45%

0.52%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chambers County Tax Rate

0.43%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chambers County, Alabama

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Auburn	0.22%	0.30%	0.38%	0.45%	0.85%
Camp Hill	0.17%	0.29%	0.37%	0.58%	0.85%
Cusseta	0.21%	0.32%	0.39%	0.85%	0.85%
Danville	N/A	N/A	N/A	N/A	N/A
Five Points	0.26%	0.33%	0.40%	0.82%	0.85%
Lafayette	0.25%	0.36%	0.43%	0.85%	0.99%
Lanett	0.32%	0.38%	0.52%	1.05%	1.05%
Opelika	0.24%	0.32%	0.41%	0.84%	0.85%
Roanoke	0.18%	0.28%	0.39%	0.85%	0.85%
Valley	0.31%	0.35%	0.39%	0.85%	0.85%
Wadley	0.19%	0.28%	0.38%	0.54%	0.85%
Waverly	0.25%	0.35%	0.47%	0.95%	0.96%

Source: Ownwell

Property Tax Assessment Values Across Chambers County, Alabama

When examining property taxes in Chambers County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chambers County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Chambers County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chambers County. For example, the median tax bill in Chambers County is $685, with tax bills ranging significantly across the county. Auburn has the highest median home price at $137,710.

Property Tax Assessment Values Across Chambers County, Alabama

Source: Ownwell

$71,985

$104,848

$137,710

Median Chambers County Market Value

$84,510

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chambers County, Alabama

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Auburn	$44,873	$66,165	$137,710	$291,412	$514,268
Camp Hill	$39,774	$55,455	$102,820	$241,135	$404,538
Cusseta	$26,806	$56,770	$96,085	$169,592	$292,341
Danville	N/A	N/A	N/A	N/A	N/A
Five Points	$26,580	$53,838	$95,905	$167,032	$261,415
Lafayette	$25,998	$51,410	$87,400	$161,250	$275,122
Lanett	$25,571	$45,532	$80,490	$138,272	$222,923
Opelika	$21,820	$43,400	$73,300	$121,590	$315,728
Roanoke	$25,238	$51,415	$92,380	$181,648	$354,342
Valley	$32,275	$54,212	$83,820	$132,568	$193,139
Wadley	$37,544	$58,030	$105,680	$210,665	$336,999
Waverly	$20,816	$42,798	$91,015	$216,252	$332,573

Source: Ownwell

Property Tax Bills Across Chambers County, Alabama

In Chambers County, AL, property tax bills are calculated based on the assessed value of a property, which is derived from the market value. The county applies its specific tax rate to this assessed value to determine the property tax bill. Homeowners in Chambers County face a median property tax bill of $685, notably lower than the national median of $2400. This discrepancy highlights the relatively affordable property tax burden in the area. For instance, in Auburn, the highest median tax bill is $685, while in Opelika, it drops to $318. Factors influencing the tax bill include the property's assessed value, local tax rates, and any applicable exemptions or deductions. Homeowners should be aware of these elements, as they directly impact the annual financial obligations associated with property ownership. Understanding how these factors interplay allows homeowners to anticipate potential changes in their tax bills and manage their budgets effectively, ensuring a more predictable financial planning process.

Property Tax Bills Across Chambers County, Alabama

Source: Ownwell

$320

$503

$685

Median Chambers County Tax Bill

$448

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Chambers County, Alabama

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Auburn	$171	$309	$685	$1,155	$1,636
Camp Hill	$147	$251	$448	$830	$1,235
Cusseta	$91	$237	$469	$858	$1,253
Danville	N/A	N/A	N/A	N/A	N/A
Five Points	$113	$225	$427	$750	$1,215
Lafayette	$116	$246	$470	$764	$1,196
Lanett	$111	$264	$470	$775	$1,207
Opelika	$60	$159	$318	$762	$1,194
Roanoke	$79	$200	$437	$735	$1,244
Valley	$132	$253	$414	$647	$935
Wadley	$104	$217	$416	$700	$1,190
Waverly	$131	$219	$616	$758	$1,154

Source: Ownwell