Chambers County, Alabama Property Taxes
The median property tax rate in Chambers County is 0.43%, which is significantly lower than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in Chambers County at $84,510, the typical annual property tax bill is $448, far below the national median of $2,690. Property taxes in Chambers County are calculated based on the tax assessed value, which typically falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Chambers County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in LaFayette or another part of Chambers County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Chambers County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.43%
Estimate Property Tax Bill
$363
$337
Ownwell’s Chambers County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Chambers County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Chambers County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Chambers County, Alabama
Property taxes in Chambers County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Chambers County is 0.43%, which is lower than both the Alabama state median and the U.S. national median of 0.99%. Local government entities within Chambers County set these rates annually, and they can vary significantly between different areas within the county. Each year, Chambers County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Danville has one of the higher property tax rates in Alabama at 0.85%, while the city of Opelika boasts one of the lowest at 0.41%. Analyzing how Chambers County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Chambers County Tax Rate
0.43%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Chambers County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | 0.22% | 0.30% | 0.38% | 0.45% | 0.85% |
| Camp Hill | 0.17% | 0.29% | 0.37% | 0.58% | 0.85% |
| Cusseta | 0.21% | 0.32% | 0.39% | 0.85% | 0.85% |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Five Points | 0.26% | 0.33% | 0.40% | 0.82% | 0.85% |
| Lafayette | 0.25% | 0.36% | 0.43% | 0.85% | 0.99% |
| Lanett | 0.32% | 0.38% | 0.52% | 1.05% | 1.05% |
| Opelika | 0.24% | 0.32% | 0.41% | 0.84% | 0.85% |
| Roanoke | 0.18% | 0.28% | 0.39% | 0.85% | 0.85% |
| Valley | 0.31% | 0.35% | 0.39% | 0.85% | 0.85% |
| Wadley | 0.19% | 0.28% | 0.38% | 0.54% | 0.85% |
| Waverly | 0.25% | 0.35% | 0.47% | 0.95% | 0.96% |
Source: Ownwell
Property Tax Assessment Values Across Chambers County, Alabama
In Chambers County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Chambers County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Chambers County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Chambers County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In Chambers County, Auburn has the highest median tax bill at $685, while Opelika has the lowest at $318. With the national median property tax rate at 0.99%, knowing these local figures can provide valuable context for homeowners looking to optimize their property tax obligations.
Property Tax Assessment Values Across Chambers County, Alabama
Source: Ownwell
$71,985
$104,848
$137,710
Average Chambers County Assessed Value
$84,510
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Chambers County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | $44,873 | $66,165 | $137,710 | $291,412 | $514,268 |
| Camp Hill | $39,774 | $55,455 | $102,820 | $241,135 | $404,538 |
| Cusseta | $26,806 | $56,770 | $96,085 | $169,592 | $292,341 |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Five Points | $26,580 | $53,838 | $95,905 | $167,032 | $261,415 |
| Lafayette | $25,998 | $51,410 | $87,400 | $161,250 | $275,122 |
| Lanett | $25,571 | $45,532 | $80,490 | $138,272 | $222,923 |
| Opelika | $21,820 | $43,400 | $73,300 | $121,590 | $315,728 |
| Roanoke | $25,238 | $51,415 | $92,380 | $181,648 | $354,342 |
| Valley | $32,275 | $54,212 | $83,820 | $132,568 | $193,139 |
| Wadley | $37,544 | $58,030 | $105,680 | $210,665 | $336,999 |
| Waverly | $20,816 | $42,798 | $91,015 | $216,252 | $332,573 |
Source: Ownwell
Property Tax Bills Across Chambers County, Alabama
Property tax bills in Chambers County, Alabama, are calculated based on the assessed value of a property, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as property location, market trends, and any applicable exemptions or deductions can influence this assessed value. For example, homeowners in Auburn face the highest median tax bill at $685, while those in Opelika encounter a lower median tax bill of $318. The median home price in Chambers County stands at $84,510, with tax bills varying significantly across different percentiles. At the 25th percentile, the tax bill is around $250, rising to $728 at the 75th percentile, and reaching up to $1,120 at the 90th percentile. This variability impacts homeowners differently, depending on their property's assessed value and the specific tax rate applied. Understanding these factors is crucial for homeowners to anticipate their property tax obligations accurately.
Average Chambers County Tax Bill
$448
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Chambers County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | $171 | $309 | $685 | $1,155 | $1,636 |
| Camp Hill | $147 | $251 | $448 | $830 | $1,235 |
| Cusseta | $91 | $237 | $469 | $858 | $1,253 |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Five Points | $113 | $225 | $427 | $750 | $1,215 |
| Lafayette | $116 | $246 | $470 | $764 | $1,196 |
| Lanett | $111 | $264 | $470 | $775 | $1,207 |
| Opelika | $60 | $159 | $318 | $762 | $1,194 |
| Roanoke | $79 | $200 | $437 | $735 | $1,244 |
| Valley | $132 | $253 | $414 | $647 | $935 |
| Wadley | $104 | $217 | $416 | $700 | $1,190 |
| Waverly | $131 | $219 | $616 | $758 | $1,154 |
Source: Ownwell