Cherokee County, Alabama Property Taxes
Median Cherokee County effective property tax rate: 0.42%, significantly lower than the national median of 1.02%.
Median Cherokee County home value: $121,000
Median annual Cherokee County tax bill: $617, $1,783 lower than the national median property tax bill of $2,400.
How are property taxes in Cherokee County calculated?
Property taxes in Cherokee County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Centre or another part of Cherokee County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cherokee County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.42%
Estimate Property Tax Bill
$508
$472
Ownwell’s Cherokee County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cherokee County with just two data points.
By entering your property's estimated assessed value, our calculator applies Cherokee County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cherokee County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Cherokee County, Alabama
Local government entities set tax rates, which can vary widely within a state. This variability is due to each county's annual estimation of its required budget to provide services, which is then divided by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cherokee County's effective property tax rate to other counties in Alabama or the U.S. median property tax rate. Cherokee County's rate is significantly lower than the national median property tax rate of 1.02%. In fact, it is one of the lowest in the state, with the highest being in Leesburg and the lowest in Collinsville. Residents in Cherokee County benefit from a more affordable property tax rate compared to the national average, making it an attractive place for homeowners looking to save on property taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cherokee County Tax Rate
0.42%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cherokee County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedar Bluff | 0.34% | 0.40% | 0.44% | 0.84% | 0.94% |
| Centre | 0.34% | 0.39% | 0.42% | 0.84% | 0.94% |
| Collinsville | 0.23% | 0.33% | 0.40% | 0.84% | 0.84% |
| Fort Payne | 0.28% | 0.35% | 0.42% | 0.84% | 0.84% |
| Gadsden | 0.30% | 0.38% | 0.42% | 0.83% | 0.84% |
| Gaylesville | 0.29% | 0.38% | 0.42% | 0.84% | 0.84% |
| Leesburg | 0.34% | 0.40% | 0.44% | 0.84% | 0.94% |
| Mentone | 0.32% | 0.39% | 0.42% | 0.84% | 0.84% |
| Piedmont | 0.29% | 0.37% | 0.40% | 0.84% | 0.84% |
| Spring Garden | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cherokee County, Alabama
When examining property taxes in Cherokee County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cherokee County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cherokee County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cherokee County.
For example, the median tax bill in Cherokee County is $764, with tax bills ranging significantly across the county. Mentone has the highest median home price at $152,500.
Property Tax Assessment Values Across Cherokee County, Alabama
Source: Ownwell
$71,917
$112,209
$152,500
Median Cherokee County Market Value
$121,000
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cherokee County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedar Bluff | $20,720 | $55,600 | $131,700 | $222,700 | $329,900 |
| Centre | $25,400 | $64,400 | $132,400 | $215,500 | $336,340 |
| Collinsville | $17,786 | $29,200 | $71,917 | $132,777 | $233,120 |
| Fort Payne | $17,440 | $37,952 | $103,600 | $180,800 | $344,740 |
| Gadsden | $8,150 | $32,434 | $87,450 | $173,728 | $263,000 |
| Gaylesville | $20,240 | $41,700 | $96,500 | $174,700 | $258,960 |
| Leesburg | $19,200 | $51,300 | $126,800 | $222,000 | $330,074 |
| Mentone | $22,540 | $51,400 | $152,500 | $257,900 | $352,680 |
| Piedmont | $18,960 | $41,850 | $101,600 | $173,000 | $253,244 |
| Spring Garden | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cherokee County, Alabama
Median Cherokee County Tax Bill
$617
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Cherokee County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedar Bluff | $123 | $316 | $693 | $1,181 | $1,867 |
| Centre | $148 | $348 | $664 | $1,116 | $1,739 |
| Collinsville | $54 | $135 | $302 | $625 | $1,021 |
| Fort Payne | $99 | $242 | $491 | $855 | $1,448 |
| Gadsden | $73 | $230 | $551 | $757 | $1,400 |
| Gaylesville | $96 | $209 | $465 | $842 | $1,243 |
| Leesburg | $110 | $294 | $685 | $1,180 | $1,784 |
| Mentone | $141 | $268 | $764 | $1,275 | $1,948 |
| Piedmont | $93 | $207 | $439 | $801 | $1,267 |
| Spring Garden | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell