Clay County, Alabama Property Taxes

Name: Property Tax Bills Across Clay County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Clay County effective property tax rate: 0.28%, significantly lower than the national median of 1.02%.
Median Clay County home value: $72,990
Median annual Clay County tax bill: $201, $2,199 lower than the national median property tax bill of $2,400.

How are property taxes in Clay County calculated?

Property taxes in Clay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Ashland or another part of Clay County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Clay County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.28%

Estimate Property Tax Bill

$204

$190

Ownwell’s Clay County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Clay County with just two data points. By entering your property's estimated assessed value, our calculator applies Clay County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Clay County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Clay County, Alabama

Local government entities determine tax rates, which can differ significantly within a state. This variation occurs because each county annually estimates its budgetary needs to provide essential services and divides that by the total assessed value of all taxable property within its jurisdiction. This calculation yields the property tax rate. Although setting tax rates and budgets involves votes and legislation, this is the simplified annual process.

You can compare Clay County's effective property tax rate to other counties in Alabama or the U.S. median. With a median property tax rate of 0.28%, Clay County falls well below the national median of 1.02%. This lower rate can result in significant savings for property owners compared to the national average. The median property tax bill in the U.S. is $2,400, suggesting that Clay County residents may enjoy lower annual tax bills. Understanding these differences can help property owners make informed decisions about property investments and budget planning.

Property Tax Rates Across Clay County, Alabama

Source: Ownwell

0.22%

0.26%

0.31%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Clay County Tax Rate

0.28%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Clay County, Alabama

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Ashland	0.16%	0.23%	0.31%	0.37%	0.56%
Cragford	0.14%	0.19%	0.25%	0.31%	0.39%
Daviston	0.17%	0.20%	0.22%	0.28%	0.33%
Delta	0.13%	0.20%	0.27%	0.31%	0.47%
Goodwater	0.14%	0.18%	0.24%	0.31%	0.31%
Lineville	0.17%	0.23%	0.30%	0.35%	0.62%
Talladega	0.12%	0.17%	0.23%	0.31%	0.40%
Wadley	0.11%	0.21%	0.25%	0.31%	0.31%
Millerville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Clay County, Alabama

When examining property taxes in Clay County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clay County. For example, the median tax bill in Clay County is $219, with tax bills ranging significantly across the county. Daviston has the highest median home price at $91,870.

Property Tax Assessment Values Across Clay County, Alabama

Source: Ownwell

$62,540

$77,205

$91,870

Median Clay County Market Value

$72,990

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Clay County, Alabama

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Ashland	$24,671	$42,555	$73,000	$124,838	$206,919
Cragford	$26,050	$43,795	$77,500	$129,160	$220,000
Daviston	$26,997	$39,570	$91,870	$161,968	$192,797
Delta	$25,608	$47,230	$81,320	$145,600	$210,000
Goodwater	$20,374	$35,508	$62,595	$106,305	$171,047
Lineville	$23,720	$40,830	$73,400	$126,000	$194,770
Talladega	$17,719	$42,870	$74,595	$142,525	$199,546
Wadley	$26,320	$39,950	$62,540	$111,615	$213,332
Millerville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Clay County, Alabama

In Clay County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. Homeowners in Clay County experience a relatively low property tax burden compared to the national average. With a median home price of $72,990, the tax bills range significantly. The 25th percentile tax bill is $105, while the 75th percentile reaches $355, and the 90th percentile rises to $569. Notably, the highest median tax bill is found in Ashland at $219, while Goodwater has the lowest at $142. These figures are considerably lower than the national median property tax bill of $2,400, reflecting a more affordable tax environment for homeowners in the area. The lower tax rates can be beneficial for homeowners, potentially making homeownership more accessible and less financially burdensome in Clay County.

Property Tax Bills Across Clay County, Alabama

Source: Ownwell

$142

$181

$219

Median Clay County Tax Bill

$201

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Clay County, Alabama

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Ashland	$61	$112	$219	$381	$616
Cragford	$66	$102	$182	$310	$536
Daviston	$59	$101	$166	$312	$637
Delta	$51	$111	$200	$364	$560
Goodwater	$43	$79	$142	$264	$414
Lineville	$61	$114	$216	$374	$585
Talladega	$41	$88	$170	$311	$479
Wadley	$65	$91	$169	$278	$537
Millerville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell