Delta, Clay County, Alabama Property Taxes

Name: Property Tax Bills Across Delta, Clay County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Delta, AL effective property tax rate: 0.27%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Delta, AL home value: $81,320
Median annual Delta, AL tax bill: $200, $2,200 lower than the national median property tax bill of $2,400.

How are property taxes in Clay County calculated?

Property taxes in Delta, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Delta’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Delta, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Delta, Clay County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.27%

Estimate Property Tax Bill

$220

$204

Ownwell’s Delta Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Delta with just two data points.

By entering your property's estimated assessed value, our calculator applies Delta’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Clay County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Delta, Clay County, Alabama

Local government entities determine tax rates, and these can differ significantly within a state. This is because each county calculates its necessary budget for services annually and divides this by the total value of all taxable properties in its area. This calculation results in the property tax rate. Although votes and legislation play a role in setting these rates and budgets, this process essentially captures the yearly routine. In Delta, located in Clay County, Alabama, the effective property tax rate is lower than the national median property tax rate of 1.02%. This is reflected in Delta's median tax rate of 0.27%, which is considerably below the national average. When comparing property tax rates, Delta stands out for its affordability within Alabama and the broader U.S. context. Understanding these differences can help property owners make informed decisions about property investments and potential savings through tax appeals.

Property Tax Rates Across Delta, Clay County, Alabama

Source: Ownwell

0.22%

0.26%

0.31%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Delta Taxx Rate

0.27%

Median Effective Clay County Taxx Rate

0.28%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Delta, Clay County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
36258	0.13%	0.20%	0.27%	0.31%	0.47%

Source: Ownwell

Property Tax Assessment Values Across Delta, Clay County, Alabama

When examining property taxes in Delta, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Delta. For example, the median home price in Delta is $81,320, with tax bills ranging significantly across the county. 36258 has the highest median home price at $81,320.

Property Tax Assessment Values Across Delta, Clay County, Alabama

Source: Ownwell

$62,540

$77,205

$91,870

Median Delta Market Value

$81,320

Median Clay County Market Value

$72,990

Median Alabama Market Value

$149,600

Median United States Market Value

$244,900

Property Tax Assessment Values Across Delta, Clay County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
36258	$25,608	$47,230	$81,320	$145,600	$210,000

Source: Ownwell

Property Tax Bills Across Delta, Clay County, Alabama

In Delta, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is a percentage of the property's market value. The tax rate, set by local government entities, is then applied to this assessed value to determine the tax bill. Delta homeowners face a median property tax bill of $200, which is significantly below the national median property tax bill of $2,400. This lower tax burden can be attributed to the area's relatively low median home price of $81,320. However, factors such as property improvements or changes in local tax rates can impact the assessed value, potentially increasing the tax bill. Ownwell assists homeowners by identifying potential tax savings through appeals and exemptions, ensuring they are not overpaying. By leveraging expertise in property tax laws and local market trends, Ownwell helps homeowners in Delta reduce their property tax liabilities, providing financial relief and peace of mind.

Property Tax Bills Across Delta, Clay County, Alabama

Source: Ownwell

$142

$181

$219

Median Delta Tax Bill

$200

Median Clay County Tax Bill

$201

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,690

Property Tax Bills Across Delta, Clay County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
36258	$51	$111	$200	$364	$560

Source: Ownwell