Cullman County, Alabama Property Taxes
The median property tax rate in Cullman County is 0.25%, which is significantly lower than both the national median of 0.99% and the Alabama state median of 0.47%. With a median home value of $169,500 in Cullman County, the typical annual property tax bill is $503, far below the national median of $2,690. Property taxes in Cullman County are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Cullman County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cullman or another part of Cullman County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cullman County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.25%
Estimate Property Tax Bill
$424
$393
Ownwell’s Cullman County Property Tax Bill Calculator assists homeowners, real estate investors, and potential buyers in estimating their annual property taxes in Cullman County with just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Cullman County to estimate your property tax bill. This tool is invaluable in helping you understand potential tax liabilities. For more detailed trends at the city level, scroll down to navigate to a more localized informational page. Your property assessed value is the value assigned to your property by the county for property tax calculations, taking into account any exemptions you may have on your property.
Property Tax Rates Across Cullman County, Alabama
Property taxes in Cullman play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Cullman is 0.25%, which is significantly lower than the U.S. national median of 0.99%. Local government entities within Cullman set these rates annually, and they can vary significantly between different areas within the county. Each year, Cullman estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. Analyzing how Cullman's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Cullman County Tax Rate
0.25%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cullman County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | 0.11% | 0.19% | 0.22% | 0.26% | 0.48% |
| Arab | 0.16% | 0.21% | 0.24% | 0.46% | 0.52% |
| Arley | N/A | N/A | N/A | N/A | N/A |
| Baileyton | 0.15% | 0.19% | 0.23% | 0.26% | 0.52% |
| Blountsville | N/A | N/A | N/A | N/A | N/A |
| Bremen | 0.14% | 0.19% | 0.24% | 0.26% | 0.52% |
| Crane Hill | 0.18% | 0.24% | 0.26% | 0.33% | 0.52% |
| Cullman | 0.17% | 0.22% | 0.28% | 0.39% | 0.62% |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Eva | 0.20% | 0.22% | 0.23% | 0.24% | 0.52% |
| Falkville | 0.14% | 0.19% | 0.23% | 0.26% | 0.52% |
| Garden City | 0.24% | 0.28% | 0.35% | 0.64% | 0.64% |
| Guntersville | N/A | N/A | N/A | N/A | N/A |
| Hanceville | 0.16% | 0.21% | 0.25% | 0.33% | 0.52% |
| Holly Pond | 0.16% | 0.20% | 0.24% | 0.26% | 0.52% |
| Joppa | 0.14% | 0.19% | 0.23% | 0.26% | 0.52% |
| Logan | N/A | N/A | N/A | N/A | N/A |
| Vinemont | 0.16% | 0.20% | 0.24% | 0.26% | 0.52% |
Source: Ownwell
Property Tax Assessment Values Across Cullman County, Alabama
In Cullman County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Cullman County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Cullman County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Crane Hill has the highest median tax bill at $859, while Addison has the lowest at $270. Being aware of these valuation processes in Cullman County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Cullman County Assessed Value
$169,500
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cullman County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | $51,660 | $75,500 | $145,700 | $253,500 | $475,800 |
| Arab | $50,260 | $84,925 | $150,450 | $243,650 | $357,960 |
| Arley | N/A | N/A | N/A | N/A | N/A |
| Baileyton | $54,200 | $90,750 | $145,350 | $228,525 | $371,350 |
| Blountsville | N/A | N/A | N/A | N/A | N/A |
| Bremen | $48,080 | $94,400 | $184,300 | $357,600 | $675,960 |
| Crane Hill | $92,400 | $168,200 | $292,200 | $517,750 | $831,500 |
| Cullman | $71,300 | $114,400 | $179,000 | $283,875 | $469,310 |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Eva | $68,660 | $110,200 | $175,400 | $248,700 | $403,080 |
| Falkville | $45,960 | $74,400 | $127,000 | $205,550 | $308,400 |
| Garden City | $31,500 | $44,275 | $88,000 | $119,800 | $185,200 |
| Guntersville | N/A | N/A | N/A | N/A | N/A |
| Hanceville | $52,000 | $87,625 | $138,800 | $216,425 | $325,340 |
| Holly Pond | $58,200 | $94,900 | $148,900 | $235,300 | $361,800 |
| Joppa | $39,400 | $72,550 | $130,600 | $203,675 | $326,230 |
| Logan | N/A | N/A | N/A | N/A | N/A |
| Vinemont | $50,800 | $89,000 | $154,500 | $240,550 | $378,100 |
Source: Ownwell
Property Tax Bills Across Cullman County, Alabama
In Cullman County, AL, property tax bills are calculated based on the assessed value of a property, which is determined by the local tax assessor. The assessed value is a percentage of the property's market value, and this figure forms the basis for the tax bill. Factors such as property size, location, and improvements can influence the assessed value. Homeowners in Cullman County experience varying tax bills. The median home price in the area stands at $169,500, with tax bills ranging significantly. For instance, the 25th percentile tax bill is $284, while the 75th percentile reaches $877, and the 90th percentile climbs to $1420. Comparatively, the national median property tax rate is 0.99%, highlighting the relative affordability of property taxes in Cullman County. Cities within the county also show variability; Crane Hill has the highest median tax bill at $859, whereas Addison has the lowest at $270. These differences in tax bills can significantly affect homeowners, influencing their overall cost of living and financial planning.
Average Cullman County Tax Bill
$503
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Cullman County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | $120 | $165 | $270 | $529 | $1,197 |
| Arab | $130 | $241 | $432 | $649 | $991 |
| Arley | N/A | N/A | N/A | N/A | N/A |
| Baileyton | $118 | $219 | $363 | $611 | $940 |
| Blountsville | N/A | N/A | N/A | N/A | N/A |
| Bremen | $99 | $227 | $476 | $1,003 | $2,084 |
| Crane Hill | $239 | $460 | $859 | $1,484 | $2,471 |
| Cullman | $188 | $337 | $592 | $992 | $1,497 |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Eva | $209 | $307 | $412 | $580 | $679 |
| Falkville | $89 | $196 | $311 | $511 | $859 |
| Garden City | $136 | $197 | $300 | $482 | $672 |
| Guntersville | N/A | N/A | N/A | N/A | N/A |
| Hanceville | $120 | $235 | $375 | $611 | $949 |
| Holly Pond | $134 | $238 | $385 | $607 | $931 |
| Joppa | $97 | $193 | $343 | $531 | $773 |
| Logan | N/A | N/A | N/A | N/A | N/A |
| Vinemont | $113 | $221 | $385 | $630 | $1,023 |
Source: Ownwell