Cullman County, Alabama Property Taxes

Name: Property Tax Bills Across Cullman County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cullman County effective property tax rate: 0.25%, significantly lower than the national median of 1.02%.
Median Cullman County home value: $169,500
Median annual Cullman County tax bill: $503, $1,897 lower than the national median property tax bill of $2,400.

How are property taxes in Cullman County calculated?

Property taxes in Cullman County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cullman or another part of Cullman County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cullman County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.25%

Estimate Property Tax Bill

$424

$393

Ownwell’s Cullman County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cullman County with just two data points. By entering your property's estimated assessed value, our calculator applies Cullman County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cullman County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cullman County, Alabama

Local government entities determine property tax rates, which can significantly differ across regions. Each county, including Cullman County in Alabama, calculates its necessary budget for public services annually. This budget is then divided by the total assessed value of all taxable properties within the county to establish the property tax rate. While the process involves voting and legislation, this is essentially how property tax rates are set each year.

Cullman County's effective property tax rate is notably lower than the national median property tax rate of 1.02%. This difference highlights the variability in property tax rates not only within Alabama but also when compared to national figures. The median property tax bill for Cullman County residents is also considerably less than the national median of $2,400, providing a financial advantage to property owners in the region. Understanding these differences can be crucial for homeowners and potential buyers when considering the total cost of property ownership.

Property Tax Rates Across Cullman County, Alabama

Source: Ownwell

0.22%

0.29%

0.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cullman County Tax Rate

0.25%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cullman County, Alabama

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Addison	0.11%	0.19%	0.22%	0.26%	0.48%
Arab	0.16%	0.21%	0.24%	0.46%	0.52%
Arley	N/A	N/A	N/A	N/A	N/A
Baileyton	0.15%	0.19%	0.23%	0.26%	0.52%
Blountsville	N/A	N/A	N/A	N/A	N/A
Bremen	0.14%	0.19%	0.24%	0.26%	0.52%
Crane Hill	0.18%	0.24%	0.26%	0.33%	0.52%
Cullman	0.17%	0.22%	0.28%	0.39%	0.62%
Danville	N/A	N/A	N/A	N/A	N/A
Eva	0.20%	0.22%	0.23%	0.24%	0.52%
Falkville	0.14%	0.19%	0.23%	0.26%	0.52%
Garden City	0.24%	0.28%	0.35%	0.64%	0.64%
Guntersville	N/A	N/A	N/A	N/A	N/A
Hanceville	0.16%	0.21%	0.25%	0.33%	0.52%
Holly Pond	0.16%	0.20%	0.24%	0.26%	0.52%
Joppa	0.14%	0.19%	0.23%	0.26%	0.52%
Logan	N/A	N/A	N/A	N/A	N/A
Vinemont	0.16%	0.20%	0.24%	0.26%	0.52%

Source: Ownwell

Property Tax Assessment Values Across Cullman County, Alabama

When examining property taxes in Cullman County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cullman County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: Assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cullman County. For example, the median tax bill in Cullman County is $859, with tax bills ranging significantly across the county. Crane Hill has the highest median home price at $292,200.

Property Tax Assessment Values Across Cullman County, Alabama

Source: Ownwell

$88,000

$190,100

$292,200

Median Cullman County Market Value

$169,500

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cullman County, Alabama

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Addison	$51,660	$75,500	$145,700	$253,500	$475,800
Arab	$50,260	$84,925	$150,450	$243,650	$357,960
Arley	N/A	N/A	N/A	N/A	N/A
Baileyton	$54,200	$90,750	$145,350	$228,525	$371,350
Blountsville	N/A	N/A	N/A	N/A	N/A
Bremen	$48,080	$94,400	$184,300	$357,600	$675,960
Crane Hill	$92,400	$168,200	$292,200	$517,750	$831,500
Cullman	$71,300	$114,400	$179,000	$283,875	$469,310
Danville	N/A	N/A	N/A	N/A	N/A
Eva	$68,660	$110,200	$175,400	$248,700	$403,080
Falkville	$45,960	$74,400	$127,000	$205,550	$308,400
Garden City	$31,500	$44,275	$88,000	$119,800	$185,200
Guntersville	N/A	N/A	N/A	N/A	N/A
Hanceville	$52,000	$87,625	$138,800	$216,425	$325,340
Holly Pond	$58,200	$94,900	$148,900	$235,300	$361,800
Joppa	$39,400	$72,550	$130,600	$203,675	$326,230
Logan	N/A	N/A	N/A	N/A	N/A
Vinemont	$50,800	$89,000	$154,500	$240,550	$378,100

Source: Ownwell

Property Tax Bills Across Cullman County, Alabama

In Cullman County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in the county is $169,500, and the property tax bill is determined by applying the local tax rate to this assessed value. Factors such as property location and applicable exemptions can influence the final tax bill. For instance, homeowners in Crane Hill experience the highest median tax bill in the county at $859, while those in Addison pay the lowest at $270. The tax bill at the 25th percentile is $284, and at the 75th percentile, it rises to $877, with the 90th percentile reaching $1,420. These figures illustrate the variation in tax bills across different areas and property values within the county. Compared to the national median property tax bill of $2,400, Cullman County's tax bills are generally lower, providing some financial relief to homeowners, though they still need to budget for this annual expense.

Property Tax Bills Across Cullman County, Alabama

Source: Ownwell

$270

$565

$859

Median Cullman County Tax Bill

$503

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Cullman County, Alabama

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Addison	$120	$165	$270	$529	$1,197
Arab	$130	$241	$432	$649	$991
Arley	N/A	N/A	N/A	N/A	N/A
Baileyton	$118	$219	$363	$611	$940
Blountsville	N/A	N/A	N/A	N/A	N/A
Bremen	$99	$227	$476	$1,003	$2,084
Crane Hill	$239	$460	$859	$1,484	$2,471
Cullman	$188	$337	$592	$992	$1,497
Danville	N/A	N/A	N/A	N/A	N/A
Eva	$209	$307	$412	$580	$679
Falkville	$89	$196	$311	$511	$859
Garden City	$136	$197	$300	$482	$672
Guntersville	N/A	N/A	N/A	N/A	N/A
Hanceville	$120	$235	$375	$611	$949
Holly Pond	$134	$238	$385	$607	$931
Joppa	$97	$193	$343	$531	$773
Logan	N/A	N/A	N/A	N/A	N/A
Vinemont	$113	$221	$385	$630	$1,023

Source: Ownwell