Fort Payne, Dekalb County, Alabama Property Taxes

Name: Property Tax Bills Across Fort Payne, Dekalb County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Fort Payne, AL effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Fort Payne, AL home value: $109,980
Median annual Fort Payne, AL tax bill: $473, $1,927 lower than the national median property tax bill of $2,400.

How are property taxes in DeKalb calculated?

Property taxes in Fort Payne, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fort Payne’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fort Payne, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Fort Payne, Dekalb County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.41%

Estimate Property Tax Bill

$451

$418

Ownwell’s Fort Payne Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Fort Payne with just two data points. By entering your property's estimated assessed value, our calculator applies Fort Payne’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in DeKalb County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Fort Payne, Dekalb County, Alabama

Local government entities set tax rates, which can vary significantly within Alabama. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Fort Payne’s effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S. Fort Payne, located in DeKalb County, has a median property tax rate of 0.41%, which is significantly lower than the national median of 1.02%. Within the zip code 35967, the median tax rate is slightly higher at 0.42%, yet it remains one of the lowest in the state. This makes Fort Payne an attractive option for property owners seeking lower tax burdens compared to the national average.

Property Tax Rates Across Fort Payne, Dekalb County, Alabama

Source: Ownwell

0.27%

0.43%

0.60%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fort Payne Tax Rate

0.41%

Median Effective Dekalb County Tax Rate

0.36%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fort Payne, Dekalb County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35967	0.28%	0.36%	0.42%	0.71%	0.90%
35968	0.23%	0.29%	0.35%	0.52%	0.71%

Source: Ownwell

Property Tax Assessment Values Across Fort Payne, Dekalb County, Alabama

When examining property taxes in Fort Payne, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DeKalb County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In DeKalb County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fort Payne. For example, the median home price in Fort Payne is $109,980, with tax bills ranging significantly across the county. Zip code 35968 has the highest median home price at $117,160.

Property Tax Assessment Values Across Fort Payne, Dekalb County, Alabama

Source: Ownwell

$41,000

$104,740

$168,480

Median Fort Payne Market Value

$109,980

Median Dekalb County Market Value

$106,260

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fort Payne, Dekalb County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35967	$28,408	$55,240	$108,200	$176,770	$258,532
35968	$23,144	$56,440	$117,160	$199,320	$297,644

Source: Ownwell

Property Tax Bills Across Fort Payne, Dekalb County, Alabama

In Fort Payne, located in DeKalb County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value. The median home price in this region is $109,980, and the property tax rate is applied to this assessed value to determine the tax bill. The property tax bills in Fort Payne vary significantly, with the 25th percentile at $235 and the 75th percentile at $785, while the 90th percentile reaches $1,184. This range indicates that homeowners in Fort Payne can expect to pay property taxes that are generally below the national median property tax bill of $2,400. However, the highest median tax bill in the area is $485 in the 35967 zip code, and the lowest is $436 in the 35968 zip code. Ownwell assists homeowners by identifying potential savings on their property tax bills through appeals and exemptions, ensuring they pay only what is required. With expertise in property tax regulations, Ownwell provides valuable support to reduce the financial burden on homeowners.

Property Tax Bills Across Fort Payne, Dekalb County, Alabama

Source: Ownwell

$164

$367

$570

Median Fort Payne Tax Bill

$473

Median Dekalb County Tax Bill

$412

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Fort Payne, Dekalb County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35967	$106	$252	$485	$789	$1,177
35968	$79	$186	$436	$763	$1,194

Source: Ownwell