Birmingham, Jefferson County, Alabama Property Taxes

Name: Property Tax Bills Across Birmingham, Jefferson County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Birmingham, AL effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, but higher than the Alabama state median of 0.47%.
Median Birmingham, AL home value: $96,000
Median annual Birmingham, AL tax bill: $919, $1,481 lower than the national median property tax bill of $2,400.

How are property taxes in Jefferson County calculated?

Property taxes in Birmingham, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Birmingham’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Birmingham, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Birmingham, Jefferson County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.73%

Estimate Property Tax Bill

$701

$650

Ownwell’s Birmingham Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Birmingham with just two data points. By entering your property's estimated assessed value, our calculator applies Birmingham’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jefferson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Birmingham, Jefferson County, Alabama

Local government entities in Alabama set tax rates that can vary widely across the state. This variance is due to each county estimating its budget needs annually to provide essential services, then dividing that budget by the total value of all taxable property within its jurisdiction. This process results in the property tax rate. While votes and laws influence these rates and budgets, this is essentially how the annual process unfolds.

In Birmingham, located in Jefferson County, the effective property tax rate is a key metric for homeowners to consider. When compared to other cities in Alabama, Birmingham's rate offers a glimpse into the broader landscape of property taxation within the state. The median property tax rate in Alabama is notably lower than the national median, which provides a competitive edge for property owners in the state. However, within Jefferson County, there are areas with both the highest and lowest median tax rates, illustrating the diversity of tax burdens even within a single county. Understanding these variations is crucial for homeowners seeking to manage their property tax liabilities effectively.

Property Tax Rates Across Birmingham, Jefferson County, Alabama

Source: Ownwell

0.44%

1.34%

2.24%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Birmingham Tax Rate

0.73%

Median Effective Jefferson County Tax Rate

0.71%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Birmingham, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35203	1.18%	1.49%	2.24%	2.65%	3.07%
35204	0.55%	0.62%	1.45%	1.45%	1.45%
35205	0.64%	0.70%	1.22%	1.45%	2.41%
35206	0.62%	0.65%	1.43%	1.45%	1.45%
35207	0.45%	0.56%	1.00%	1.45%	1.45%
35208	0.61%	0.64%	1.45%	1.45%	1.45%
35209	0.70%	0.73%	0.74%	1.13%	1.50%
35210	0.48%	0.52%	0.55%	1.00%	1.13%
35211	0.59%	0.64%	1.45%	1.45%	1.45%
35212	0.62%	0.70%	0.71%	1.45%	1.45%
35213	0.65%	0.70%	0.71%	1.01%	1.45%
35214	0.44%	0.47%	0.62%	1.00%	1.45%
35215	0.46%	0.64%	0.68%	1.45%	1.45%
35216	0.68%	0.74%	0.91%	0.92%	1.45%
35217	0.47%	0.52%	1.10%	1.13%	1.45%
35218	0.60%	0.65%	1.45%	1.45%	1.45%
35221	0.56%	0.62%	1.45%	1.45%	1.45%
35222	0.66%	0.70%	0.71%	0.73%	1.45%
35223	0.48%	0.54%	0.72%	2.21%	3.08%
35224	0.42%	0.50%	1.00%	1.45%	1.45%
35226	0.65%	0.70%	0.72%	0.73%	0.92%
35228	0.62%	0.74%	1.45%	1.50%	1.50%
35233	1.45%	1.83%	2.16%	3.91%	4.56%
35234	0.60%	0.67%	0.73%	1.45%	1.45%
35235	0.46%	0.47%	0.67%	1.00%	1.45%
35242	0.47%	0.49%	0.56%	0.72%	0.92%
35243	0.43%	0.48%	0.49%	0.91%	1.00%
35244	0.47%	0.48%	0.48%	0.71%	1.00%
35020	N/A	N/A	N/A	N/A	N/A
35064	N/A	N/A	N/A	N/A	N/A
35294	N/A	N/A	N/A	N/A	N/A
35295	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Birmingham, Jefferson County, Alabama

When examining property taxes in Birmingham, AL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Jefferson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Birmingham.

For example, the median home price in Birmingham is $96,000, with tax bills ranging significantly across the county. Zip code 35209 has the highest median home price at $419,200.

Property Tax Assessment Values Across Birmingham, Jefferson County, Alabama

Source: Ownwell

$4,300

$414,375

$824,450

Median Birmingham Market Value

$96,000

Median Jefferson County Market Value

$150,900

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Birmingham, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35203	$57,600	$73,100	$103,900	$142,450	$250,610
35204	$23,600	$36,400	$54,200	$74,300	$99,000
35205	$33,600	$54,100	$131,400	$280,100	$446,820
35206	$41,900	$61,900	$85,700	$115,600	$176,250
35207	$16,900	$29,800	$46,900	$71,725	$102,280
35208	$42,100	$57,200	$74,000	$95,800	$126,870
35209	$92,100	$290,100	$419,200	$550,250	$785,620
35210	$60,900	$130,100	$242,500	$319,000	$406,900
35211	$32,600	$49,900	$68,100	$90,500	$131,300
35212	$32,220	$53,600	$83,600	$260,700	$312,900
35213	$221,550	$297,725	$347,300	$422,725	$804,800
35214	$38,700	$64,950	$105,800	$154,200	$188,220
35215	$76,330	$96,200	$120,000	$149,800	$184,670
35216	$200,140	$260,250	$415,000	$770,850	$1,172,260
35217	$26,300	$41,900	$60,400	$91,600	$140,500
35218	$24,550	$40,000	$58,900	$73,500	$91,900
35221	$21,010	$34,100	$48,900	$64,475	$80,790
35222	$112,550	$254,475	$311,450	$395,500	$657,850
35223	$58,200	$141,800	$291,800	$500,000	$986,460
35224	$17,100	$31,700	$52,100	$75,600	$98,980
35226	$244,000	$287,350	$355,600	$433,850	$543,970
35228	$34,220	$48,600	$65,400	$82,600	$103,800
35233	$45,900	$59,350	$74,000	$118,000	$460,220
35234	$30,300	$46,700	$82,700	$132,975	$178,780
35235	$92,000	$121,200	$151,000	$180,775	$223,500
35242	$257,200	$299,400	$370,700	$485,200	$638,800
35243	$232,330	$269,925	$335,900	$477,950	$740,010
35244	$172,500	$200,500	$214,800	$280,650	$442,460
35020	N/A	N/A	N/A	N/A	N/A
35064	N/A	N/A	N/A	N/A	N/A
35294	N/A	N/A	N/A	N/A	N/A
35295	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Birmingham, Jefferson County, Alabama

In Birmingham, located in Jefferson County, AL, property tax bills are calculated based on the assessed value of a home, which is determined by a percentage of its market value. The median home price here is $96,000. The property tax rate is applied to this assessed value to calculate the tax bill. Tax bills can vary significantly; for instance, the 25th percentile tax bill is $557, while the 75th percentile is $1,744, and the 90th percentile reaches $3,193. The highest median tax bill in the area is $3,581 in the 35216 zip code, contrasting with the lowest median tax bill of $420 in the 35207 zip code. Compared to the national median tax bill of $2,400, Birmingham's figures show a wide range, affecting homeowners differently depending on their property’s assessed value and location. Ownwell helps homeowners by providing property tax appeal and exemption services, ensuring they are not overpaying. Through expert analysis and representation, Ownwell can significantly reduce property tax burdens, offering peace of mind and potential savings.

Property Tax Bills Across Birmingham, Jefferson County, Alabama

Source: Ownwell

$62

$4,469

$8,876

Median Birmingham Tax Bill

$919

Median Jefferson County Tax Bill

$1,159

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Birmingham, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35203	$1,257	$1,613	$2,190	$2,644	$3,479
35204	$202	$331	$524	$802	$1,074
35205	$401	$818	$1,680	$2,792	$4,052
35206	$415	$600	$870	$1,221	$1,521
35207	$152	$259	$420	$614	$910
35208	$379	$510	$745	$1,045	$1,372
35209	$1,302	$2,416	$3,403	$4,679	$6,535
35210	$486	$893	$1,453	$1,901	$2,805
35211	$296	$449	$684	$1,028	$1,618
35212	$327	$548	$1,008	$1,990	$2,387
35213	$1,843	$2,224	$2,720	$4,314	$6,833
35214	$315	$481	$693	$936	$1,320
35215	$539	$693	$955	$1,332	$1,693
35216	$1,343	$2,042	$3,581	$5,706	$8,182
35217	$221	$350	$530	$768	$1,033
35218	$264	$405	$587	$859	$1,061
35221	$202	$320	$483	$715	$937
35222	$1,496	$1,926	$2,350	$3,575	$4,968
35223	$1,273	$1,591	$2,939	$4,843	$7,951
35224	$158	$273	$433	$629	$877
35226	$1,759	$2,120	$2,654	$3,413	$4,459
35228	$328	$475	$685	$949	$1,191
35233	$1,277	$1,434	$2,096	$2,901	$4,327
35234	$255	$470	$786	$1,135	$1,615
35235	$563	$751	$1,005	$1,387	$1,966
35242	$1,306	$1,601	$2,023	$3,822	$5,615
35243	$1,181	$1,342	$1,856	$3,128	$5,207
35244	$875	$978	$1,093	$2,322	$3,063
35020	N/A	N/A	N/A	N/A	N/A
35064	N/A	N/A	N/A	N/A	N/A
35294	N/A	N/A	N/A	N/A	N/A
35295	N/A	N/A	N/A	N/A	N/A

Source: Ownwell