Ardmore, Madison County, Alabama Property Taxes

Name: Property Tax Bills Across Ardmore, Madison County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ardmore, AL effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Ardmore, AL home value: $216,100
Median annual Ardmore, AL tax bill: $781, $1,619 lower than the national median property tax bill of $2,400.

How are property taxes in Madison County calculated?

Property taxes in Ardmore, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ardmore’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ardmore, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ardmore, Madison County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.34%

Estimate Property Tax Bill

$735

$682

Ownwell’s Ardmore Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ardmore with just two data points. By entering your property's estimated assessed value, our calculator applies Ardmore’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Madison County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ardmore, Madison County, Alabama

Local government entities are responsible for setting tax rates, and these can vary significantly across different regions. Each year, counties estimate the budget required to deliver essential services and then divide this amount by the total value of all taxable property within their jurisdiction. This calculation determines the property tax rate. While the process involves votes and legislative measures, this is the fundamental approach taken annually.

Comparing Ardmore's effective property tax rate within Madison County, Alabama, to other cities in the state and the nation reveals notable differences. Alabama's median property tax rate is 0.34%, which is considerably lower than the national median of 1.02%. This means that property owners in Ardmore, and more broadly in Madison County, benefit from a significantly lower tax burden compared to many other regions across the United States. Understanding these differences is crucial for property owners looking to manage their tax liabilities effectively. By exploring these variations, property owners can make more informed decisions and potentially save on their property taxes.

Property Tax Rates Across Ardmore, Madison County, Alabama

Source: Ownwell

0.33%

0.74%

1.16%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ardmore Tax Rate

0.34%

Median Effective Madison County Tax Rate

0.56%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ardmore, Madison County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35739	0.28%	0.31%	0.34%	0.36%	0.72%

Source: Ownwell

Property Tax Assessment Values Across Ardmore, Madison County, Alabama

When examining property taxes in Ardmore, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Madison County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Madison County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ardmore. For example, the median home price in Ardmore is $216,100, with tax bills ranging significantly across the county. Zip code 35739 has the highest median home price at $216,100.

Property Tax Assessment Values Across Ardmore, Madison County, Alabama

Source: Ownwell

$97,250

$226,775

$356,300

Median Ardmore Market Value

$216,100

Median Madison County Market Value

$243,200

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ardmore, Madison County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35739	$74,000	$128,300	$216,100	$303,300	$440,040

Source: Ownwell

Property Tax Bills Across Ardmore, Madison County, Alabama

In Ardmore, located in Madison County, Alabama, property tax bills are determined by applying the local tax rate to the assessed value of a property. The assessed value is typically a fraction of the property's market value, and for Madison County, this fraction is used to determine how much tax a homeowner owes. Factors such as property location, improvements, and market trends can influence the assessed value, impacting the final tax bill. The median property tax bill in Madison County is $781, significantly lower than the national median of $2,400. For homeowners, a lower tax bill can mean substantial savings, but it also requires vigilance to ensure that the assessed value accurately reflects the property's worth. Ownwell assists homeowners in Ardmore by providing expert property tax appeal and exemption services. By analyzing assessments and identifying potential discrepancies, Ownwell can help homeowners reduce their tax burden, ensuring they only pay their fair share. This can result in significant annual savings, making homeownership more affordable.

Property Tax Bills Across Ardmore, Madison County, Alabama

Source: Ownwell

$292

$1,373

$2,453

Median Ardmore Tax Bill

$781

Median Madison County Tax Bill

$1,321

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Ardmore, Madison County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35739	$295	$446	$781	$1,120	$1,634

Source: Ownwell