Huntsville, Alabama Property Taxes
The median property tax rate in Huntsville, AL is 0.56%, slightly higher than the state median of 0.47% but lower than the national median of 0.99%. With a median home value of $213,900, the typical annual property tax bill in Huntsville is $1,291, which is below the national median of $2,690. Property taxes in Huntsville are determined based on the assessed value, which is often less than the market value due to exemptions such as those for primary residences and agricultural properties. By understanding Huntsville's property tax system and exploring available exemptions, homeowners and real estate investors can uncover significant annual savings. Whether you're in the heart of Huntsville or another part of Madison County, being knowledgeable about local property taxes will provide financial benefits.
Last Updated June 14, 2024
Huntsville, Alabama Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
0.47%
Estimate Property Tax Bill
$940
Ownwell’s Huntsville Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Huntsville with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Huntsville to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Huntsville, Alabama
Property taxes in Huntsville, Alabama, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Huntsville is 0.56%, which is lower than the U.S. national median of 0.99%. Local government entities within Huntsville set these rates annually, and they can vary significantly across different neighborhoods. Each year, Huntsville estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Huntsville's effective property tax rate to other areas in Madison County and the national median. For comparison, the 35805 zip code has the highest median property tax rate of 1.16%, while the 35815 zip code has the lowest median tax rate of 0.46%. Understanding how these areas compare with Huntsville provides valuable insights into the varying tax landscape across Madison County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Huntsville Tax Rate
0.56%
Average Madison County Tax Rate
0.56%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Huntsville, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35801 | 0.51% | 0.55% | 0.57% | 0.58% | 1.16% |
| 35802 | 0.51% | 0.52% | 0.56% | 0.58% | 1.16% |
| 35803 | 0.51% | 0.55% | 0.56% | 0.57% | 1.16% |
| 35804 | 0.34% | 0.34% | 0.36% | 0.38% | 0.40% |
| 35805 | 0.51% | 0.54% | 1.16% | 1.16% | 1.16% |
| 35806 | 0.33% | 0.35% | 0.51% | 0.57% | 1.16% |
| 35807 | 0.29% | 0.29% | 0.29% | 0.29% | 0.29% |
| 35808 | 0.86% | 1.03% | 1.03% | 1.03% | 1.03% |
| 35810 | 0.50% | 0.53% | 0.56% | 1.16% | 1.16% |
| 35811 | 0.32% | 0.34% | 0.35% | 0.71% | 1.16% |
| 35812 | 0.68% | 0.68% | 0.68% | 0.68% | 0.68% |
| 35813 | 0.56% | 0.56% | 0.56% | 0.56% | 0.56% |
| 35814 | 0.32% | 0.44% | 0.63% | 0.65% | 0.67% |
| 35815 | 0.37% | 0.40% | 0.46% | 0.51% | 0.55% |
| 35816 | 0.50% | 0.54% | 1.16% | 1.16% | 1.16% |
| 35824 | 0.51% | 0.56% | 0.57% | 0.58% | 1.16% |
Source: Ownwell
Property Tax Assessment Values Across Huntsville, Alabama
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Huntsville, Alabama. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Madison County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. In Huntsville, the median home price is $213,900. The zip code with the highest median tax bill is 35808 at $113,300, while the lowest is 35804 at $648. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across Huntsville, Alabama
Source: Ownwell
$97,250
$5,548,625
$11,000,000
Average Huntsville Assessed Value
$213,900
Average Madison County Assessed Value
$243,200
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Huntsville, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35801 | $136,070 | $190,400 | $284,250 | $426,400 | $640,100 |
| 35802 | $160,100 | $214,500 | $276,300 | $367,450 | $568,240 |
| 35803 | $153,580 | $192,100 | $243,800 | $338,500 | $470,800 |
| 35804 | $162,530 | $166,625 | $220,300 | $391,825 | $608,050 |
| 35805 | $57,300 | $82,100 | $104,700 | $134,100 | $191,900 |
| 35806 | $156,700 | $215,250 | $305,200 | $396,650 | $502,580 |
| 35807 | $788,400 | $788,400 | $788,400 | $788,400 | $788,400 |
| 35808 | $806,050 | $2,625,000 | $11,000,000 | $16,000,000 | $18,500,000 |
| 35810 | $71,160 | $89,700 | $113,200 | $143,200 | $185,800 |
| 35811 | $84,000 | $146,000 | $216,100 | $309,600 | $428,000 |
| 35812 | $316,900 | $316,900 | $316,900 | $316,900 | $316,900 |
| 35813 | $200,700 | $200,700 | $200,700 | $200,700 | $200,700 |
| 35814 | $243,980 | $274,400 | $325,100 | $385,400 | $421,580 |
| 35815 | $336,510 | $377,175 | $444,950 | $512,725 | $553,390 |
| 35816 | $52,260 | $72,200 | $113,900 | $156,600 | $226,740 |
| 35824 | $217,000 | $267,125 | $323,050 | $419,400 | $531,400 |
Source: Ownwell
Property Tax Bills Across Huntsville, Alabama
In Huntsville, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The assessed value is determined by the Madison County tax assessor and is subject to periodic reassessment. Factors such as property location, size, and improvements can influence this value. Once the assessed value is established, it is multiplied by the local tax rate to determine the annual tax bill. For homeowners in Huntsville, the median home price is $213,900. Depending on the assessed value, property tax bills can vary significantly. For instance, the 25th percentile tax bill is $856, while the 75th percentile tax bill is $1,967, and the 90th percentile reaches $2,967. These figures highlight the range of potential tax obligations homeowners might face. The highest median tax bill in the area is $113,300 in zip code 35808, while the lowest is $648 in zip code 35804. Understanding these factors helps homeowners anticipate their financial responsibilities and budget accordingly.
Average Huntsville Tax Bill
$1,291
Average Madison County Tax Bill
$1,321
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Huntsville, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35801 | $920 | $1,314 | $1,907 | $2,773 | $4,188 |
| 35802 | $1,027 | $1,281 | $1,683 | $2,471 | $3,870 |
| 35803 | $895 | $1,144 | $1,560 | $2,263 | $3,041 |
| 35804 | $575 | $603 | $648 | $1,662 | $2,270 |
| 35805 | $413 | $555 | $821 | $1,269 | $1,830 |
| 35806 | $795 | $1,000 | $1,375 | $2,036 | $3,022 |
| 35807 | $2,301 | $2,301 | $2,301 | $2,301 | $2,301 |
| 35808 | $8,116 | $27,038 | $113,300 | $164,800 | $190,550 |
| 35810 | $468 | $611 | $855 | $1,218 | $1,583 |
| 35811 | $497 | $699 | $988 | $1,422 | $2,031 |
| 35812 | $2,170 | $2,170 | $2,170 | $2,170 | $2,170 |
| 35813 | $1,117 | $1,117 | $1,117 | $1,117 | $1,117 |
| 35814 | $1,190 | $1,313 | $1,517 | $1,777 | $1,933 |
| 35815 | $1,286 | $1,625 | $2,190 | $2,755 | $3,094 |
| 35816 | $450 | $625 | $843 | $1,336 | $2,358 |
| 35824 | $1,297 | $1,602 | $2,097 | $2,896 | $3,681 |
Source: Ownwell