Mobile County, Alabama Property Taxes
The median property tax rate in Mobile is 0.59%, which is higher than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in Mobile, the typical annual property tax bill is $779, significantly lower than the national median of $2,690. Property taxes in Mobile are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Mobile's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Mobile city or another part of Mobile County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Mobile County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.59%
Estimate Property Tax Bill
$712
$660
Ownwell’s Mobile County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Mobile County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Mobile County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Mobile County, Alabama
Property taxes in Mobile County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Mobile County is 0.59%, which is lower than the U.S. national median of 0.99%. Local government entities within Mobile County set these rates annually, and they can vary significantly between different areas within the county. Each year, Mobile County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Mobile County's effective property tax rate with other areas in Alabama and the national median. For comparison, the city of Prichard has one of the higher property tax rates in Alabama at 1.23%, while the city of Semmes boasts one of the lowest at 0.45%. Analyzing how Mobile County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Mobile County Tax Rate
0.59%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Mobile County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Axis | 0.39% | 0.44% | 0.46% | 0.97% | 0.99% |
| Bayou La Batre | 0.36% | 0.42% | 0.54% | 1.07% | 1.07% |
| Bucks | N/A | N/A | N/A | N/A | N/A |
| Chickasaw | 0.42% | 0.46% | 1.07% | 1.09% | 1.10% |
| Chunchula | 0.39% | 0.44% | 0.46% | 0.97% | 1.01% |
| Citronelle | 0.39% | 0.45% | 0.50% | 1.02% | 1.09% |
| Coden | 0.42% | 0.47% | 0.54% | 1.03% | 1.18% |
| Creola | 0.43% | 0.46% | 0.49% | 1.07% | 1.07% |
| Dauphin Island | 0.50% | 0.53% | 0.89% | 1.07% | 1.47% |
| Eight Mile | 0.40% | 0.44% | 0.56% | 0.97% | 1.23% |
| Grand Bay | 0.43% | 0.46% | 0.48% | 1.00% | 1.08% |
| Irvington | 0.42% | 0.45% | 0.49% | 1.00% | 1.08% |
| Mobile | 0.45% | 0.53% | 0.60% | 1.28% | 1.29% |
| Mount Vernon | 0.38% | 0.44% | 0.97% | 1.06% | 1.06% |
| Prichard | 0.43% | 0.83% | 1.23% | 1.23% | 1.23% |
| Saint Elmo | 1.01% | 1.02% | 1.04% | 1.24% | 1.49% |
| Saraland | 0.50% | 0.53% | 0.56% | 0.60% | 1.19% |
| Satsuma | 0.52% | 0.55% | 0.57% | 0.59% | 1.22% |
| Semmes | 0.40% | 0.43% | 0.45% | 0.47% | 0.97% |
| Theodore | 0.44% | 0.48% | 0.52% | 1.00% | 1.16% |
| Whistler | 0.47% | 0.50% | 1.23% | 1.23% | 1.23% |
| Wilmer | 0.41% | 0.45% | 0.48% | 0.97% | 1.09% |
Source: Ownwell
Property Tax Assessment Values Across Mobile County, Alabama
In Mobile County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Mobile County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Mobile County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Dauphin Island has the highest median tax bill at $2,321, while Prichard has the lowest at $233. Being aware of these valuation processes in Mobile County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Mobile County Assessed Value
$120,600
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Mobile County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Axis | $33,860 | $60,300 | $123,000 | $169,000 | $234,960 |
| Bayou La Batre | $15,530 | $28,200 | $47,750 | $81,200 | $127,540 |
| Bucks | N/A | N/A | N/A | N/A | N/A |
| Chickasaw | $28,600 | $39,800 | $59,400 | $85,600 | $114,780 |
| Chunchula | $39,260 | $68,600 | $125,200 | $181,400 | $247,060 |
| Citronelle | $35,740 | $64,300 | $102,300 | $161,200 | $231,240 |
| Coden | $17,490 | $37,975 | $82,500 | $185,550 | $307,850 |
| Creola | $44,140 | $75,350 | $118,900 | $169,700 | $248,060 |
| Dauphin Island | $151,300 | $209,150 | $303,500 | $422,850 | $589,100 |
| Eight Mile | $30,100 | $52,100 | $92,800 | $134,100 | $173,200 |
| Grand Bay | $35,100 | $64,600 | $116,950 | $178,575 | $251,080 |
| Irvington | $31,480 | $57,950 | $101,400 | $163,500 | $233,920 |
| Mobile | $29,900 | $55,800 | $117,000 | $188,100 | $282,100 |
| Mount Vernon | $20,300 | $37,300 | $67,400 | $114,950 | $170,080 |
| Prichard | $2,760 | $11,100 | $19,100 | $30,300 | $39,540 |
| Saint Elmo | $14,330 | $50,975 | $73,000 | $84,875 | $111,020 |
| Saraland | $67,900 | $109,325 | $152,200 | $221,275 | $320,150 |
| Satsuma | $80,500 | $116,000 | $155,200 | $204,500 | $262,320 |
| Semmes | $72,600 | $116,500 | $163,850 | $225,225 | $291,900 |
| Theodore | $39,900 | $80,500 | $128,100 | $188,800 | $300,500 |
| Whistler | $15,920 | $24,200 | $44,100 | $54,400 | $66,370 |
| Wilmer | $30,100 | $50,500 | $105,600 | $175,000 | $248,770 |
Source: Ownwell
Property Tax Bills Across Mobile County, Alabama
In Mobile County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the final tax bill. Factors such as the property's location, size, and condition, as well as any applicable exemptions, play a significant role in this calculation. For example, the median home price in Mobile County is $120,600. Homeowners in the 25th percentile can expect a tax bill around $472, while those in the 75th percentile may see bills closer to $1,228. At the 90th percentile, tax bills can reach as high as $1,888. The highest median tax bill in the county is found in Dauphin Island at $2,321, whereas Prichard has the lowest at $233. Understanding these factors helps homeowners anticipate their property tax obligations and budget accordingly. Compared to the national median property tax rate of 0.99%, Mobile County offers a range of tax bills influenced by various local factors.
Average Mobile County Tax Bill
$779
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Mobile County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Axis | $188 | $357 | $659 | $951 | $1,468 |
| Bayou La Batre | $94 | $159 | $309 | $536 | $839 |
| Bucks | N/A | N/A | N/A | N/A | N/A |
| Chickasaw | $183 | $288 | $419 | $605 | $834 |
| Chunchula | $227 | $385 | $653 | $960 | $1,375 |
| Citronelle | $205 | $371 | $620 | $922 | $1,346 |
| Coden | $136 | $253 | $554 | $1,101 | $1,805 |
| Creola | $282 | $489 | $674 | $992 | $1,408 |
| Dauphin Island | $1,054 | $1,539 | $2,321 | $4,070 | $5,454 |
| Eight Mile | $186 | $348 | $553 | $814 | $1,150 |
| Grand Bay | $233 | $401 | $671 | $991 | $1,431 |
| Irvington | $207 | $355 | $579 | $912 | $1,307 |
| Mobile | $265 | $486 | $809 | $1,275 | $1,945 |
| Mount Vernon | $120 | $240 | $423 | $673 | $1,013 |
| Prichard | $51 | $99 | $233 | $334 | $447 |
| Saint Elmo | $151 | $249 | $520 | $736 | $968 |
| Saraland | $484 | $679 | $977 | $1,477 | $1,989 |
| Satsuma | $514 | $725 | $983 | $1,358 | $1,810 |
| Semmes | $375 | $565 | $824 | $1,165 | $1,606 |
| Theodore | $312 | $527 | $777 | $1,169 | $1,853 |
| Whistler | $170 | $207 | $291 | $517 | $591 |
| Wilmer | $191 | $331 | $601 | $938 | $1,364 |
Source: Ownwell