Montgomery, Montgomery County, Alabama Property Taxes

Name: Property Tax Bills Across Montgomery, Montgomery County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Montgomery, AL effective property tax rate: 0.48%, significantly lower than the national median of 1.02%, but slightly higher than the Alabama state median of 0.47%.
Median Montgomery, AL home value: $122,550
Median annual Montgomery, AL tax bill: $748, $1,652 lower than the national median property tax bill of $2,400.

How are property taxes in Montgomery calculated?

Property taxes in Montgomery, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Montgomery’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montgomery, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Montgomery, Montgomery County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.48%

Estimate Property Tax Bill

$588

$546

Ownwell’s Montgomery Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Montgomery with just two data points. By entering your property's estimated assessed value, our calculator applies Montgomery’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montgomery. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Montgomery, Montgomery County, Alabama

Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Montgomery, Alabama, the effective property tax rate is notably lower than the national median of 1.02%. This means homeowners in Montgomery generally pay less in property taxes compared to many other parts of the country. Within Montgomery County, the highest median tax rate is found in the 36104 ZIP code, while the lowest is in the 36109 area. The median property tax rate in Montgomery County is also below the national average, making it an attractive location for property owners seeking to reduce their annual tax burden.

Property Tax Rates Across Montgomery, Montgomery County, Alabama

Source: Ownwell

0.38%

0.68%

0.98%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Montgomery Tax Rate

0.48%

Median Effective Montgomery County Tax Rate

0.48%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Montgomery, Montgomery County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
36104	0.43%	0.50%	0.98%	1.01%	1.08%
36105	0.40%	0.41%	0.98%	0.99%	1.01%
36106	0.42%	0.47%	0.47%	0.97%	0.98%
36107	0.43%	0.46%	0.98%	0.98%	0.99%
36108	0.40%	0.44%	0.97%	0.99%	1.01%
36109	0.42%	0.46%	0.47%	0.98%	0.98%
36110	0.41%	0.44%	0.98%	0.99%	1.01%
36111	0.42%	0.46%	0.47%	0.98%	0.98%
36116	0.43%	0.46%	0.47%	0.98%	0.98%
36117	0.42%	0.47%	0.47%	0.49%	0.97%
36113	N/A	N/A	N/A	N/A	N/A
36114	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Montgomery, Montgomery County, Alabama

When examining property taxes in Montgomery, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Montgomery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montgomery.

For example, the median home price in Montgomery is $122,550, with tax bills ranging significantly across the county. Zip code 36117 has the highest median home price at $224,750.

Property Tax Assessment Values Across Montgomery, Montgomery County, Alabama

Source: Ownwell

$30,000

$231,400

$432,800

Median Montgomery Market Value

$122,550

Median Montgomery County Market Value

$131,500

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Montgomery, Montgomery County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
36104	$3,600	$10,300	$30,000	$88,775	$201,540
36105	$14,700	$22,500	$35,800	$75,800	$175,420
36106	$76,290	$140,300	$181,700	$241,350	$350,100
36107	$24,880	$37,475	$56,900	$81,500	$108,420
36108	$9,600	$21,100	$56,000	$79,800	$112,340
36109	$79,400	$99,500	$133,300	$174,825	$223,200
36110	$13,100	$25,000	$41,600	$58,875	$93,710
36111	$58,560	$79,700	$143,800	$225,900	$393,080
36116	$64,100	$88,400	$120,900	$188,900	$329,600
36117	$115,200	$159,400	$224,750	$307,400	$429,540
36113	N/A	N/A	N/A	N/A	N/A
36114	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Montgomery, Montgomery County, Alabama

In Montgomery, AL, property tax bills are calculated based on the assessed value of a property, which is a percentage of its market value. Montgomery County uses a millage rate to determine the tax amount, which is then applied to the assessed value. Factors such as property location, size, and improvements can influence the assessed value, ultimately affecting the property tax bill. The median property tax bill in Montgomery is significantly lower than the national median of $2,400, with the highest median tax bill reaching $1,200 in the 36117 zip code and the lowest at $267 in 36104. This variance highlights the importance of understanding how local assessments impact taxes. Homeowners may feel the financial strain if their property is over-assessed, leading to higher tax bills. Ownwell assists homeowners by providing expert property tax appeal services, potentially reducing their tax liabilities. By evaluating assessments and filing appeals, Ownwell can help homeowners ensure fair taxation and potentially save significantly on their property tax bills.

Property Tax Bills Across Montgomery, Montgomery County, Alabama

Source: Ownwell

$267

$1,399

$2,530

Median Montgomery Tax Bill

$748

Median Montgomery County Tax Bill

$782

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Montgomery, Montgomery County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
36104	$43	$101	$267	$706	$1,435
36105	$97	$162	$280	$514	$1,011
36106	$486	$739	$996	$1,490	$2,100
36107	$179	$285	$426	$660	$923
36108	$74	$153	$304	$523	$769
36109	$437	$586	$807	$1,097	$1,475
36110	$108	$185	$304	$456	$632
36111	$335	$559	$821	$1,412	$2,206
36116	$367	$484	$741	$1,149	$1,848
36117	$621	$843	$1,200	$1,716	$2,465
36113	N/A	N/A	N/A	N/A	N/A
36114	N/A	N/A	N/A	N/A	N/A

Source: Ownwell