Shelby County, Alabama Property Taxes
Median Shelby County effective property tax rate: 0.48%, significantly lower than the national median of 1.02%.
Median Shelby County home value: $249,060
Median annual Shelby County tax bill: $1,229, $1,171 lower than the national median property tax bill of $2,400.
How are property taxes in Shelby County calculated?
Property taxes in Shelby County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in a city like Birmingham or another part of Shelby County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Shelby County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.48%
Estimate Property Tax Bill
$1,195
$1,109
Ownwell’s Shelby County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Shelby County with just two data points.
By entering your property's estimated assessed value, our calculator applies Shelby County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Shelby County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Shelby County, Alabama
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Shelby County Tax Rate
0.48%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Shelby County, Alabama
City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alabaster | N/A | N/A | N/A | N/A | N/A |
Bessemer | N/A | N/A | N/A | N/A | N/A |
Birmingham | 0.37% | 0.42% | 0.43% | 0.44% | 0.66% |
Brierfield | N/A | N/A | N/A | N/A | N/A |
Calera | 0.34% | 0.51% | 0.52% | 0.54% | 1.08% |
Chelsea | 0.30% | 0.42% | 0.43% | 0.43% | 0.58% |
Columbiana | N/A | N/A | N/A | N/A | N/A |
Harpersville | N/A | N/A | N/A | N/A | N/A |
Helena | 0.37% | 0.47% | 0.47% | 0.48% | 0.98% |
Hoover | 0.53% | 0.60% | 0.66% | 0.66% | 0.67% |
Indian Springs | 0.18% | 0.37% | 0.43% | 0.43% | 0.44% |
Leeds | N/A | N/A | N/A | N/A | N/A |
Maylene | N/A | N/A | N/A | N/A | N/A |
Meadowbrook | N/A | N/A | N/A | N/A | N/A |
Montevallo | N/A | N/A | N/A | N/A | N/A |
Pelham | 0.34% | 0.55% | 0.56% | 0.57% | 1.16% |
Pell City | N/A | N/A | N/A | N/A | N/A |
Shelby | N/A | N/A | N/A | N/A | N/A |
Shoal Creek | 0.37% | 0.43% | 0.44% | 0.66% | 0.66% |
Sterrett | N/A | N/A | N/A | N/A | N/A |
Vandiver | N/A | N/A | N/A | N/A | N/A |
Vestavia | N/A | N/A | N/A | N/A | N/A |
Vestavia Hills | 0.37% | 0.42% | 0.43% | 0.43% | 0.44% |
Vincent | N/A | N/A | N/A | N/A | N/A |
Westover | N/A | N/A | N/A | N/A | N/A |
Wilsonville | N/A | N/A | N/A | N/A | N/A |
Wilton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Shelby County, Alabama
When examining property taxes in Shelby County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Shelby County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shelby County.
For example, the median tax bill in Shelby County is $1,866, with tax bills ranging significantly across the county. Shoal Creek has the highest median home price at $969,435.
Median Shelby County Market Value
$249,060
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Shelby County, Alabama
City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alabaster | N/A | N/A | N/A | N/A | N/A |
Bessemer | N/A | N/A | N/A | N/A | N/A |
Birmingham | $236,500 | $286,400 | $372,270 | $485,950 | $634,092 |
Brierfield | N/A | N/A | N/A | N/A | N/A |
Calera | $115,197 | $142,515 | $175,500 | $216,425 | $269,100 |
Chelsea | $181,840 | $234,800 | $283,600 | $352,200 | $459,200 |
Columbiana | N/A | N/A | N/A | N/A | N/A |
Harpersville | N/A | N/A | N/A | N/A | N/A |
Helena | $153,000 | $189,925 | $228,700 | $303,682 | $388,020 |
Hoover | $240,080 | $292,800 | $384,000 | $515,400 | $725,240 |
Indian Springs | $277,360 | $361,610 | $468,480 | $632,035 | $920,570 |
Leeds | N/A | N/A | N/A | N/A | N/A |
Maylene | N/A | N/A | N/A | N/A | N/A |
Meadowbrook | N/A | N/A | N/A | N/A | N/A |
Montevallo | N/A | N/A | N/A | N/A | N/A |
Pelham | $141,630 | $179,300 | $231,545 | $326,600 | $450,140 |
Pell City | N/A | N/A | N/A | N/A | N/A |
Shelby | N/A | N/A | N/A | N/A | N/A |
Shoal Creek | $612,030 | $727,472 | $969,435 | $1,319,818 | $1,603,732 |
Sterrett | N/A | N/A | N/A | N/A | N/A |
Vandiver | N/A | N/A | N/A | N/A | N/A |
Vestavia | N/A | N/A | N/A | N/A | N/A |
Vestavia Hills | $203,650 | $239,150 | $298,350 | $360,050 | $397,850 |
Vincent | N/A | N/A | N/A | N/A | N/A |
Westover | N/A | N/A | N/A | N/A | N/A |
Wilsonville | N/A | N/A | N/A | N/A | N/A |
Wilton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Shelby County, Alabama
In Shelby County, AL, property tax bills are determined by assessing the market value of a home and applying the local tax rate. The median home price in Shelby County stands at $249,060, and the property tax rate is applied to this value to calculate the tax bill. Homeowners in this region experience a median property tax bill that falls below the national median of $2,400, with the 25th percentile tax bill at $808 and the 75th percentile at $1,866. Notably, the 90th percentile reaches $2,666, indicating a range of tax burdens depending on property valuations and exemptions.
Shoal Creek has the highest median tax bill at $5,160, reflecting the area's higher property values or tax rates, while Calera presents the lowest median tax bill at $943. These variations affect homeowners by influencing their annual financial obligations. Higher property taxes can impact affordability and overall cost of living, while lower taxes may offer financial relief. Understanding these factors is crucial for homeowners budgeting for their annual expenses.
Median Shelby County Tax Bill
$1,229
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Shelby County, Alabama
City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Alabaster | N/A | N/A | N/A | N/A | N/A |
Bessemer | N/A | N/A | N/A | N/A | N/A |
Birmingham | $748 | $1,211 | $1,696 | $2,320 | $3,293 |
Brierfield | N/A | N/A | N/A | N/A | N/A |
Calera | $191 | $706 | $943 | $1,323 | $1,810 |
Chelsea | $343 | $945 | $1,228 | $1,655 | $2,175 |
Columbiana | N/A | N/A | N/A | N/A | N/A |
Harpersville | N/A | N/A | N/A | N/A | N/A |
Helena | $544 | $887 | $1,136 | $1,563 | $2,017 |
Hoover | $1,108 | $1,815 | $2,462 | $3,383 | $4,810 |
Indian Springs | $676 | $1,407 | $1,928 | $2,609 | $3,915 |
Leeds | N/A | N/A | N/A | N/A | N/A |
Maylene | N/A | N/A | N/A | N/A | N/A |
Meadowbrook | N/A | N/A | N/A | N/A | N/A |
Montevallo | N/A | N/A | N/A | N/A | N/A |
Pelham | $216 | $942 | $1,328 | $1,921 | $2,554 |
Pell City | N/A | N/A | N/A | N/A | N/A |
Shelby | N/A | N/A | N/A | N/A | N/A |
Shoal Creek | $2,271 | $3,749 | $5,160 | $6,393 | $8,384 |
Sterrett | N/A | N/A | N/A | N/A | N/A |
Vandiver | N/A | N/A | N/A | N/A | N/A |
Vestavia | N/A | N/A | N/A | N/A | N/A |
Vestavia Hills | $755 | $972 | $1,226 | $1,554 | $1,798 |
Vincent | N/A | N/A | N/A | N/A | N/A |
Westover | N/A | N/A | N/A | N/A | N/A |
Wilsonville | N/A | N/A | N/A | N/A | N/A |
Wilton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell