Shelby County Property Taxes
The median property tax rate in Shelby County is 0.48%, which is slightly higher than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in Shelby County, the typical annual property tax bill reaches $1,229, which is lower than the national median of $2,690. Property taxes in Shelby County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Shelby County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in a city like Alabaster or another part of Shelby County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Shelby County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.48%
Estimate Property Tax Bill
$1,195
Ownwell’s Shelby County Property Tax Bill Calculator is a valuable tool for homeowners, real estate investors, and potential buyers to estimate their annual property taxes with just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Shelby County to provide an estimate of your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Shelby County, Alabama
Property taxes in Shelby County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Shelby County is 0.48%, which is lower than both the Alabama state median and the U.S. national median of 0.99%. Local government entities within Shelby County set these rates annually, and they can vary significantly between different areas within the county. Each year, Shelby County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Shelby County's effective property tax rate with other counties in Alabama and the national median. For comparison, the city of Maylene has one of the higher property tax rates in Alabama at 1.08%, while the city of Chelsea boasts one of the lowest at 0.43%. Analyzing how Shelby County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Shelby County Tax Rate
0.48%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Shelby County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alabaster | N/A | N/A | N/A | N/A | N/A |
| Bessemer | N/A | N/A | N/A | N/A | N/A |
| Birmingham | 0.37% | 0.42% | 0.43% | 0.44% | 0.66% |
| Brierfield | N/A | N/A | N/A | N/A | N/A |
| Calera | 0.34% | 0.51% | 0.52% | 0.54% | 1.08% |
| Chelsea | 0.30% | 0.42% | 0.43% | 0.43% | 0.58% |
| Columbiana | N/A | N/A | N/A | N/A | N/A |
| Harpersville | N/A | N/A | N/A | N/A | N/A |
| Helena | 0.37% | 0.47% | 0.47% | 0.48% | 0.98% |
| Hoover | 0.53% | 0.60% | 0.66% | 0.66% | 0.67% |
| Indian Springs | 0.18% | 0.37% | 0.43% | 0.43% | 0.44% |
| Leeds | N/A | N/A | N/A | N/A | N/A |
| Maylene | 0.50% | 0.52% | 1.08% | 1.08% | 1.08% |
| Meadowbrook | 0.44% | 0.44% | 0.44% | 0.44% | 0.44% |
| Montevallo | N/A | N/A | N/A | N/A | N/A |
| Pelham | 0.34% | 0.55% | 0.56% | 0.57% | 1.16% |
| Pell City | 0.17% | 0.20% | 0.33% | 0.43% | 0.44% |
| Shelby | N/A | N/A | N/A | N/A | N/A |
| Shoal Creek | 0.37% | 0.43% | 0.44% | 0.66% | 0.66% |
| Sterrett | N/A | N/A | N/A | N/A | N/A |
| Vandiver | N/A | N/A | N/A | N/A | N/A |
| Vestavia | 0.64% | 0.79% | 0.79% | 0.79% | 0.79% |
| Vestavia Hills | 0.37% | 0.42% | 0.43% | 0.43% | 0.44% |
| Vincent | N/A | N/A | N/A | N/A | N/A |
| Westover | N/A | N/A | N/A | N/A | N/A |
| Wilsonville | N/A | N/A | N/A | N/A | N/A |
| Wilton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Shelby County, Alabama
In Shelby County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Shelby County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Shelby County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Shoal Creek has the highest median tax bill at $5,160, while Pell City has the lowest at $287. Being aware of these valuation processes in Shelby County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Shelby County Assessed Value
$249,060
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Shelby County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alabaster | N/A | N/A | N/A | N/A | N/A |
| Bessemer | N/A | N/A | N/A | N/A | N/A |
| Birmingham | $236,500 | $286,400 | $372,270 | $485,950 | $634,092 |
| Brierfield | N/A | N/A | N/A | N/A | N/A |
| Calera | $115,197 | $142,515 | $175,500 | $216,425 | $269,100 |
| Chelsea | $181,840 | $234,800 | $283,600 | $352,200 | $459,200 |
| Columbiana | N/A | N/A | N/A | N/A | N/A |
| Harpersville | N/A | N/A | N/A | N/A | N/A |
| Helena | $153,000 | $189,925 | $228,700 | $303,682 | $388,020 |
| Hoover | $240,080 | $292,800 | $384,000 | $515,400 | $725,240 |
| Indian Springs | $277,360 | $361,610 | $468,480 | $632,035 | $920,570 |
| Leeds | N/A | N/A | N/A | N/A | N/A |
| Maylene | $76,378 | $93,385 | $148,405 | $228,825 | $337,539 |
| Meadowbrook | $233,373 | $315,548 | $452,505 | $589,462 | $671,637 |
| Montevallo | N/A | N/A | N/A | N/A | N/A |
| Pelham | $141,630 | $179,300 | $231,545 | $326,600 | $450,140 |
| Pell City | $59,915 | $98,690 | $108,685 | $126,585 | $191,635 |
| Shelby | N/A | N/A | N/A | N/A | N/A |
| Shoal Creek | $612,030 | $727,472 | $969,435 | $1,319,818 | $1,603,732 |
| Sterrett | N/A | N/A | N/A | N/A | N/A |
| Vandiver | N/A | N/A | N/A | N/A | N/A |
| Vestavia | $8,880 | $130,835 | $460,500 | $591,400 | $642,160 |
| Vestavia Hills | $203,650 | $239,150 | $298,350 | $360,050 | $397,850 |
| Vincent | N/A | N/A | N/A | N/A | N/A |
| Westover | N/A | N/A | N/A | N/A | N/A |
| Wilsonville | N/A | N/A | N/A | N/A | N/A |
| Wilton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Shelby County, Alabama
In Shelby County, AL, property tax bills are calculated based on the assessed value of a home, which is determined by a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Various factors influence this calculation, including property location, home size, and market conditions. For instance, the median home price in Shelby County is $249,060. Homeowners can expect tax bills ranging from $808 at the 25th percentile to $2,666 at the 90th percentile, reflecting differences in property values and assessments. Comparatively, Shelby County's property tax rates are relatively modest. For example, the highest median tax bill in the county is $5,160 in Shoal Creek, while the lowest is $287 in Pell City. These figures highlight the variability within the county and how local factors can significantly impact a homeowner's tax liability. Understanding this process helps homeowners anticipate their property tax obligations and budget accordingly.
Average Shelby County Tax Bill
$1,229
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Shelby County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alabaster | N/A | N/A | N/A | N/A | N/A |
| Bessemer | N/A | N/A | N/A | N/A | N/A |
| Birmingham | $748 | $1,211 | $1,696 | $2,320 | $3,293 |
| Brierfield | N/A | N/A | N/A | N/A | N/A |
| Calera | $191 | $706 | $943 | $1,323 | $1,810 |
| Chelsea | $343 | $945 | $1,228 | $1,655 | $2,175 |
| Columbiana | N/A | N/A | N/A | N/A | N/A |
| Harpersville | N/A | N/A | N/A | N/A | N/A |
| Helena | $544 | $887 | $1,136 | $1,563 | $2,017 |
| Hoover | $1,108 | $1,815 | $2,462 | $3,383 | $4,810 |
| Indian Springs | $676 | $1,407 | $1,928 | $2,609 | $3,915 |
| Leeds | N/A | N/A | N/A | N/A | N/A |
| Maylene | $630 | $913 | $1,125 | $1,781 | $2,789 |
| Meadowbrook | $1,023 | $1,378 | $1,971 | $2,563 | $2,919 |
| Montevallo | N/A | N/A | N/A | N/A | N/A |
| Pelham | $216 | $942 | $1,328 | $1,921 | $2,554 |
| Pell City | $144 | $186 | $287 | $529 | $624 |
| Shelby | N/A | N/A | N/A | N/A | N/A |
| Shoal Creek | $2,271 | $3,749 | $5,160 | $6,393 | $8,384 |
| Sterrett | N/A | N/A | N/A | N/A | N/A |
| Vandiver | N/A | N/A | N/A | N/A | N/A |
| Vestavia | $70 | $579 | $3,612 | $4,649 | $5,052 |
| Vestavia Hills | $755 | $972 | $1,226 | $1,554 | $1,798 |
| Vincent | N/A | N/A | N/A | N/A | N/A |
| Westover | N/A | N/A | N/A | N/A | N/A |
| Wilsonville | N/A | N/A | N/A | N/A | N/A |
| Wilton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell