St. Clair County, Alabama Property Taxes
The median property tax rate in St. Clair County is 0.35%, which is significantly lower than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in St. Clair County at $169,020, the typical annual property tax bill is $648, much less than the national median of $2,690. Property taxes in St. Clair County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding St. Clair County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Pell City or another part of St. Clair County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
St. Clair County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.35%
Estimate Property Tax Bill
$592
$549
Ownwell’s St. Clair Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in St. Clair with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in St. Clair to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across St. Clair County, Alabama
Property taxes in St. Clair play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in St. Clair is 0.35%, which is significantly lower than the U.S. national median of 0.99%. Local government entities within St. Clair set these rates annually, and they can vary significantly between different areas within the county. Each year, St. Clair estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares St. Clair's effective property tax rate with other cities in Alabama and the national median. For comparison, the city of Moody has one of the higher property tax rates in Alabama at 0.49%, while the city of Trussville boasts one of the lowest at 0.41%. Analyzing how St. Clair's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average St. Clair County Tax Rate
0.35%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across St. Clair County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ashville | 0.18% | 0.24% | 0.29% | 0.32% | 0.55% |
| Bessemer | N/A | N/A | N/A | N/A | N/A |
| Cropwell | 0.27% | 0.32% | 0.35% | 0.36% | 0.41% |
| Gadsden | N/A | N/A | N/A | N/A | N/A |
| Gallant | 0.16% | 0.20% | 0.26% | 0.29% | 0.61% |
| Leeds | 0.37% | 0.40% | 0.41% | 0.49% | 0.86% |
| Margaret | N/A | N/A | N/A | N/A | N/A |
| Moody | 0.42% | 0.48% | 0.49% | 0.50% | 1.02% |
| Odenville | 0.24% | 0.30% | 0.33% | 0.36% | 0.72% |
| Oneonta | 0.23% | 0.26% | 0.29% | 0.31% | 0.55% |
| Pell City | 0.27% | 0.33% | 0.38% | 0.41% | 0.82% |
| Ragland | 0.18% | 0.24% | 0.30% | 0.36% | 0.62% |
| Remlap | 0.16% | 0.24% | 0.28% | 0.31% | 0.33% |
| Riverside | 0.33% | 0.38% | 0.39% | 0.41% | 0.82% |
| Springville | 0.23% | 0.28% | 0.33% | 0.35% | 0.41% |
| Steele | 0.16% | 0.23% | 0.29% | 0.33% | 0.44% |
| Trussville | 0.30% | 0.34% | 0.41% | 0.42% | 0.51% |
| Vincent | 0.23% | 0.29% | 0.34% | 0.36% | 0.56% |
| Vinemont | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across St. Clair County, Alabama
In St. Clair County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the St. Clair County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in St. Clair County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in St. Clair County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Notably, Trussville has the highest median tax bill at $974, while Ragland has the lowest at $236.
Property Tax Assessment Values Across St. Clair County, Alabama
Source: Ownwell
$76,740
$163,040
$249,340
Average St. Clair County Assessed Value
$169,020
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across St. Clair County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ashville | $31,409 | $59,548 | $123,060 | $216,650 | $318,016 |
| Bessemer | N/A | N/A | N/A | N/A | N/A |
| Cropwell | $72,818 | $151,795 | $249,340 | $351,490 | $488,237 |
| Gadsden | N/A | N/A | N/A | N/A | N/A |
| Gallant | $39,280 | $63,870 | $140,490 | $247,160 | $375,278 |
| Leeds | $57,350 | $113,542 | $163,030 | $204,115 | $236,405 |
| Margaret | N/A | N/A | N/A | N/A | N/A |
| Moody | $107,245 | $145,628 | $180,760 | $222,688 | $288,235 |
| Odenville | $45,100 | $81,825 | $165,560 | $222,660 | $288,482 |
| Oneonta | $47,140 | $82,600 | $166,120 | $241,890 | $369,804 |
| Pell City | $46,100 | $80,305 | $151,920 | $229,195 | $341,872 |
| Ragland | $26,480 | $43,200 | $76,740 | $140,620 | $220,076 |
| Remlap | $78,060 | $132,880 | $213,730 | $303,305 | $410,802 |
| Riverside | $54,220 | $110,200 | $187,250 | $246,400 | $312,938 |
| Springville | $56,200 | $131,680 | $214,000 | $290,820 | $375,104 |
| Steele | $36,082 | $56,740 | $104,280 | $178,215 | $273,544 |
| Trussville | $64,840 | $156,632 | $248,065 | $344,720 | $447,292 |
| Vincent | $46,770 | $88,685 | $165,920 | $268,295 | $391,189 |
| Vinemont | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across St. Clair County, Alabama
In St. Clair County, AL, property tax bills are calculated based on the assessed value of a property, which is a percentage of its market value. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as property location, size, and any applicable exemptions influence the assessed value. Homeowners in St. Clair County experience a range of property tax bills. For instance, the 25th percentile tax bill is $326, while the 75th percentile reaches $978, and the 90th percentile can go up to $1,392. Comparing this to the national median property tax rate of 0.99%, St. Clair County's rates can be seen as relatively moderate. The highest median tax bill in the county is found in Trussville at $974, whereas Ragland has the lowest at $236. These variations highlight how location within the county significantly impacts the tax burden on homeowners. Understanding these elements helps residents anticipate their property tax obligations and manage their finances more effectively.
Average St. Clair County Tax Bill
$648
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across St. Clair County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ashville | $71 | $158 | $361 | $645 | $944 |
| Bessemer | N/A | N/A | N/A | N/A | N/A |
| Cropwell | $246 | $532 | $889 | $1,249 | $1,836 |
| Gadsden | N/A | N/A | N/A | N/A | N/A |
| Gallant | $98 | $179 | $356 | $552 | $876 |
| Leeds | $223 | $523 | $732 | $959 | $1,223 |
| Margaret | N/A | N/A | N/A | N/A | N/A |
| Moody | $490 | $707 | $932 | $1,234 | $1,670 |
| Odenville | $128 | $301 | $591 | $822 | $1,136 |
| Oneonta | $99 | $204 | $414 | $642 | $1,030 |
| Pell City | $154 | $304 | $598 | $944 | $1,425 |
| Ragland | $59 | $116 | $236 | $418 | $653 |
| Remlap | $180 | $317 | $582 | $765 | $1,042 |
| Riverside | $226 | $468 | $756 | $994 | $1,302 |
| Springville | $161 | $407 | $709 | $1,006 | $1,332 |
| Steele | $67 | $149 | $305 | $513 | $873 |
| Trussville | $282 | $585 | $974 | $1,445 | $1,912 |
| Vincent | $155 | $298 | $568 | $919 | $1,336 |
| Vinemont | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell