Pell City, Alabama Property Taxes
The median property tax rate in Pell City, AL is 0.38%, significantly lower than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in Pell City at $151,920, the typical annual property tax bill reaches $598, which is well below the national median of $2,690. Property taxes in Pell City are calculated based on the tax assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Pell City's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Pell City or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Pell City, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.38%
Estimate Property Tax Bill
$577
$536
Ownwell’s Pell City Property Tax Bill Calculator assists homeowners, real estate investors, and potential buyers in estimating their annual property taxes in Pell City using just two key data points. By inputting your property's estimated assessed value, the calculator utilizes the median tax rate in Pell City to project your property tax bill. This valuable tool provides clarity on potential tax obligations. For those interested in more detailed trends at the neighborhood level, further localized information is available below. Your property’s assessed value is determined by the county for property tax purposes, taking into account any applicable exemptions.
Property Tax Rates Across Pell City, Alabama
Property taxes in Pell City, Alabama, are essential in funding crucial local services such as public schools, road maintenance, and emergency services. The median tax rate in Pell City is 0.38%, significantly lower than both the Alabama state median of 0.40% and the U.S. national median of 0.99%. Local government entities within Pell City set these rates annually, and they can vary across different neighborhoods. Each year, Pell City estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. Understanding how Pell City's property tax rate compares to other areas in St. Clair County and the national median provides valuable insights into the varying tax landscape, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Pell City Tax Rate
0.38%
Average St. Clair County Tax Rate
0.35%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Pell City, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35125 | 0.26% | 0.32% | 0.36% | 0.41% | 0.82% |
| 35128 | 0.29% | 0.34% | 0.38% | 0.41% | 0.72% |
Source: Ownwell
Property Tax Assessment Values Across Pell City, Alabama
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Pell City, Alabama. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the St. Clair County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Pell City, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For instance, the highest median tax bill in Pell City's 35128 zip code is $751, while the lowest in the 35125 zip code is $442. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Pell City Assessed Value
$151,920
Average St. Clair County Assessed Value
$169,020
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Pell City, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35125 | $40,218 | $63,375 | $112,760 | $173,585 | $228,925 |
| 35128 | $58,962 | $114,700 | $189,980 | $286,715 | $401,548 |
Source: Ownwell
Property Tax Bills Across Pell City, Alabama
In Pell City, located in St. Clair County, property tax bills are calculated based on the assessed value of the property and the local tax rate. The assessed value is determined by the county assessor and is typically a percentage of the property's market value. For instance, if the median home price is $151,920, the assessed value would be a fraction of this amount, depending on local regulations. The tax rate is then applied to this assessed value to calculate the annual tax bill. Several factors influence the final tax bill, including property location, improvements, and exemptions. In Pell City, tax bills can vary significantly. For example, the 25th percentile tax bill is around $304, while the 75th percentile reaches $944. Homeowners in the 90th percentile might see tax bills as high as $1,425. The highest median tax bill in the area is $751 in the 35128 zip code, contrasting with the lowest median of $442 in the 35125 zip code. These variations can significantly impact homeowners' annual expenses.
Average Pell City Tax Bill
$598
Average St. Clair County Tax Bill
$648
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Pell City, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35125 | $121 | $234 | $442 | $707 | $963 |
| 35128 | $202 | $452 | $751 | $1,191 | $1,690 |
Source: Ownwell