Navajo County Property Taxes
The median property tax rate in Navajo County is 0.54%, which is lower than both the national median of 0.99% and the Arizona state median of 0.56%. With a median home value of $216,485, the typical annual property tax bill in Navajo County is approximately $1,032, well below the national median of $2,690. Property taxes in Navajo County are calculated based on the tax assessed value, which is often lower than the actual market value due to various property tax exemptions, such as primary residence and agricultural exemptions. Understanding Navajo County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Show Low or another part of Navajo County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Navajo County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
0.56%
Estimate Property Tax Bill
$1,120
Ownwell’s Navajo County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Navajo County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Navajo County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Navajo County, Arizona
Property taxes in Navajo County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Navajo County is 0.54%, which is lower than the U.S. national median of 0.99%. Local government entities within Navajo County set these rates annually, and they can vary significantly between different areas within the county. Each year, Navajo County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Navajo County's effective property tax rate with other areas in Arizona and the national median. For comparison, the city of Woodruff has one of the higher property tax rates in Arizona at 0.92%, while the city of Kayenta boasts one of the lowest at 0.48%. Analyzing how Navajo County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Navajo County Tax Rate
0.54%
Average Arizona Tax Rate
0.56%
Average United States Tax Rate
0.99%
Property Tax Rates Across Navajo County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Springs | 0.28% | 0.32% | 0.38% | 0.44% | 0.53% |
| Fort Apache | 0.57% | 0.57% | 0.57% | 0.57% | 0.57% |
| Heber | 0.32% | 0.46% | 0.55% | 0.62% | 0.66% |
| Holbrook | 0.49% | 0.58% | 0.63% | 0.75% | 0.93% |
| Joseph City | 0.61% | 0.66% | 0.70% | 0.83% | 0.95% |
| Kayenta | 0.48% | 0.48% | 0.48% | 0.48% | 0.48% |
| Lakeside | 0.44% | 0.49% | 0.55% | 0.61% | 0.69% |
| Overgaard | 0.45% | 0.51% | 0.55% | 0.60% | 0.66% |
| Pinedale | 0.44% | 0.48% | 0.53% | 0.59% | 0.66% |
| Pinetop | 0.51% | 0.57% | 0.61% | 0.64% | 0.68% |
| Show Low | 0.39% | 0.47% | 0.54% | 0.61% | 0.72% |
| Snowflake | 0.22% | 0.25% | 0.29% | 0.37% | 0.49% |
| Sun Valley | 0.58% | 0.72% | 0.89% | 1.02% | 1.11% |
| Taylor | 0.23% | 0.25% | 0.28% | 0.34% | 0.41% |
| Winslow | 0.35% | 0.44% | 0.52% | 0.61% | 0.73% |
| Woodruff | 0.68% | 0.78% | 0.92% | 1.22% | 1.57% |
Source: Ownwell
Property Tax Assessment Values Across Navajo County, Arizona
In Navajo County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Navajo County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Navajo County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Navajo County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Notably, the city with the highest median tax bill is Pinetop at $2,393, while Sun Valley has the lowest at $133.
Average Navajo County Assessed Value
$216,485
Average Arizona Assessed Value
$302,154
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Navajo County, Arizona
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Springs | $28,383 | $73,145 | $139,144 | $239,979 | $321,837 |
| Fort Apache | $127,704 | $127,704 | $127,704 | $127,704 | $127,704 |
| Heber | $27,566 | $63,101 | $235,922 | $417,821 | $553,236 |
| Holbrook | $13,029 | $42,026 | $101,920 | $155,154 | $220,040 |
| Joseph City | $14,243 | $41,583 | $107,824 | $171,558 | $240,573 |
| Kayenta | $169,420 | $169,420 | $169,420 | $169,420 | $169,420 |
| Lakeside | $73,175 | $143,602 | $272,102 | $394,894 | $590,103 |
| Overgaard | $47,259 | $93,112 | $199,038 | $348,452 | $515,498 |
| Pinedale | $59,907 | $137,154 | $237,055 | $344,128 | $506,578 |
| Pinetop | $127,938 | $259,487 | $405,688 | $566,947 | $771,346 |
| Show Low | $42,163 | $97,706 | $228,310 | $393,656 | $648,728 |
| Snowflake | $28,150 | $71,568 | $185,915 | $295,662 | $431,603 |
| Sun Valley | $3,354 | $4,176 | $12,662 | $30,924 | $58,789 |
| Taylor | $55,071 | $121,558 | $228,234 | $317,721 | $444,074 |
| Winslow | $29,634 | $62,662 | $110,105 | $160,952 | $213,070 |
| Woodruff | $17,882 | $39,312 | $64,096 | $104,753 | $130,249 |
Source: Ownwell
Property Tax Bills Across Navajo County, Arizona
In Navajo County, AZ, property tax bills are calculated based on the assessed value of a home, which is derived from its market value. The county's property tax rate is applied to this assessed value to determine the annual tax bill. Various factors influence the assessed value, including the property's location, size, and condition. Homeowners in Navajo County experience a range of property tax bills, with the 25th percentile paying around $497 annually, while those in the 75th percentile see bills up to $1,972. At the higher end, the 90th percentile faces tax bills as high as $3,172. For comparison, the national median property tax rate stands at 0.99%. In Navajo County, cities like Pinetop have the highest median tax bill at $2,393, whereas Sun Valley enjoys the lowest at $133. These variations significantly impact homeowners, influencing their overall cost of living and financial planning. Understanding these factors can help homeowners anticipate their tax liabilities and manage their finances more effectively.
Average Navajo County Tax Bill
$1,032
Average Arizona Tax Bill
$1,666
Average United States Tax Bill
$2,690
Property Tax Bills Across Navajo County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Springs | $144 | $309 | $526 | $818 | $1,123 |
| Fort Apache | $731 | $731 | $731 | $731 | $731 |
| Heber | $138 | $308 | $1,267 | $2,284 | $3,069 |
| Holbrook | $118 | $295 | $614 | $932 | $1,264 |
| Joseph City | $123 | $346 | $743 | $1,136 | $1,587 |
| Kayenta | $821 | $821 | $821 | $821 | $821 |
| Lakeside | $451 | $815 | $1,394 | $2,041 | $3,180 |
| Overgaard | $262 | $522 | $1,102 | $1,840 | $2,679 |
| Pinedale | $341 | $730 | $1,217 | $1,900 | $2,754 |
| Pinetop | $750 | $1,448 | $2,393 | $3,397 | $4,781 |
| Show Low | $232 | $521 | $1,151 | $2,054 | $3,451 |
| Snowflake | $103 | $241 | $529 | $833 | $1,276 |
| Sun Valley | $30 | $36 | $133 | $276 | $374 |
| Taylor | $193 | $355 | $602 | $882 | $1,277 |
| Winslow | $164 | $306 | $529 | $812 | $1,183 |
| Woodruff | $253 | $375 | $610 | $863 | $1,273 |
Source: Ownwell