Navajo County, Arizona Property Taxes

Name: Property Tax Bills Across Navajo County, Arizona
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Navajo County effective property tax rate: 0.54%, significantly lower than the national median of 1.02%. Median Navajo County home value: $216,485. Median annual Navajo County tax bill: $1,032, which is $1,368 lower than the national median property tax bill of $2,400.

How are property taxes in Navajo County calculated?

Property taxes in Navajo County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Holbrook or another part of Navajo County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Navajo County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.54%

Estimate Property Tax Bill

$1,169

$1,085

Ownwell’s Navajo County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Navajo County with just two data points.

By entering your property's estimated assessed value, our calculator applies Navajo County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Navajo County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Navajo County, Arizona

Local government entities set tax rates, which can vary widely within a state. The reason for this variation is that each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. In Navajo County, the effective property tax rate is notably lower than the national median property tax rate of 1.02%. This lower rate can be attributed to the county's budgetary needs and the total taxable property value within its boundaries. For those comparing property tax rates, it's interesting to note that within Arizona, Woodruff boasts the highest median tax rate, while Winslow enjoys the lowest. Understanding these differences can be crucial for property owners considering tax appeals or exemptions. Comparing Navajo County's rate to other counties in Arizona or the national median can provide valuable insights for property owners.

Property Tax Rates Across Navajo County, Arizona

Source: Ownwell

0.28%

0.60%

0.92%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Navajo County Tax Rate

0.54%

Median Effective Arizona Tax Rate

0.56%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Navajo County, Arizona

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Clay Springs	0.28%	0.32%	0.38%	0.44%	0.53%
Heber	0.32%	0.46%	0.55%	0.62%	0.66%
Holbrook	0.49%	0.58%	0.63%	0.75%	0.93%
Joseph City	0.61%	0.66%	0.70%	0.83%	0.95%
Lakeside	0.44%	0.49%	0.55%	0.61%	0.69%
Overgaard	0.45%	0.51%	0.55%	0.60%	0.66%
Pinedale	0.44%	0.48%	0.53%	0.59%	0.66%
Pinetop	0.51%	0.57%	0.61%	0.64%	0.68%
Show Low	0.39%	0.47%	0.54%	0.61%	0.72%
Snowflake	0.22%	0.25%	0.29%	0.37%	0.49%
Sun Valley	0.58%	0.72%	0.89%	1.02%	1.11%
Taylor	0.23%	0.25%	0.28%	0.34%	0.41%
Winslow	0.35%	0.44%	0.52%	0.61%	0.73%
Woodruff	0.68%	0.78%	0.92%	1.22%	1.57%
Fort Apache	N/A	N/A	N/A	N/A	N/A
Kayenta	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Navajo County, Arizona

When examining property taxes in Navajo County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Navajo County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Navajo County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Navajo County. For example, the median tax bill in Navajo County is $1,234, with tax bills ranging significantly across the county. Pinetop has the highest median home price at $405,688.

Property Tax Assessment Values Across Navajo County, Arizona

Source: Ownwell

$12,662

$209,175

$405,688

Median Navajo County Market Value

$216,485

Median Arizona Market Value

$302,154

Median United States Market Value

$235,294

Property Tax Assessment Values Across Navajo County, Arizona

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Clay Springs	$28,383	$73,145	$139,144	$239,979	$321,837
Heber	$27,566	$63,101	$235,922	$417,821	$553,236
Holbrook	$13,029	$42,026	$101,920	$155,154	$220,040
Joseph City	$14,243	$41,583	$107,824	$171,558	$240,573
Lakeside	$73,175	$143,602	$272,102	$394,894	$590,103
Overgaard	$47,259	$93,112	$199,038	$348,452	$515,498
Pinedale	$59,907	$137,154	$237,055	$344,128	$506,578
Pinetop	$127,938	$259,487	$405,688	$566,947	$771,346
Show Low	$42,163	$97,706	$228,310	$393,656	$648,728
Snowflake	$28,150	$71,568	$185,915	$295,662	$431,603
Sun Valley	$3,354	$4,176	$12,662	$30,924	$58,789
Taylor	$55,071	$121,558	$228,234	$317,721	$444,074
Winslow	$29,634	$62,662	$110,105	$160,952	$213,070
Woodruff	$17,882	$39,312	$64,096	$104,753	$130,249
Fort Apache	N/A	N/A	N/A	N/A	N/A
Kayenta	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Navajo County, Arizona

In Navajo County, Arizona, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. Homeowners in this area experience a range of tax bills, with the 25th percentile at $497 and the 75th percentile reaching $1,972. The 90th percentile tax bill can go as high as $3,172. These figures indicate a significant variation in tax obligations, reflecting differences in property values and local tax rates. For instance, Pinetop has the highest median tax bill at $2,393, closely aligning with the national median property tax bill of $2,400, while Sun Valley has the lowest at just $133. This disparity can impact homeowners' financial planning, as those in higher-tax areas like Pinetop may face larger annual expenses. Understanding these factors is crucial for homeowners looking to manage their property tax liabilities effectively, ensuring they are not caught off guard by unexpected costs.

Property Tax Bills Across Navajo County, Arizona

Source: Ownwell

$133

$1,263

$2,393

Median Navajo County Tax Bill

$1,032

Median Arizona Tax Bill

$1,666

Median United States Tax Bill

$2,400

Property Tax Bills Across Navajo County, Arizona

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Clay Springs	$144	$309	$526	$818	$1,123
Heber	$138	$308	$1,267	$2,284	$3,069
Holbrook	$118	$295	$614	$932	$1,264
Joseph City	$123	$346	$743	$1,136	$1,587
Lakeside	$451	$815	$1,394	$2,041	$3,180
Overgaard	$262	$522	$1,102	$1,840	$2,679
Pinedale	$341	$730	$1,217	$1,900	$2,754
Pinetop	$750	$1,448	$2,393	$3,397	$4,781
Show Low	$232	$521	$1,151	$2,054	$3,451
Snowflake	$103	$241	$529	$833	$1,276
Sun Valley	$30	$36	$133	$276	$374
Taylor	$193	$355	$602	$882	$1,277
Winslow	$164	$306	$529	$812	$1,183
Woodruff	$253	$375	$610	$863	$1,273
Fort Apache	N/A	N/A	N/A	N/A	N/A
Kayenta	N/A	N/A	N/A	N/A	N/A

Source: Ownwell