Santa Cruz County, Arizona Property Taxes
The median property tax rate in Santa Cruz County is 0.85%, which is lower than the national median of 0.99% but higher than Arizona's state median of 0.56%. With the median home value in Santa Cruz County, the typical annual property tax bill amounts to $1,184, which is well below the national median of $2,690. Property taxes in Santa Cruz County are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions such as primary residence and agricultural exemptions. Understanding Santa Cruz County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Nogales or another part of Santa Cruz County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Santa Cruz County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.85%
Estimate Property Tax Bill
$1,194
$1,108
Ownwell’s Santa Cruz County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Santa Cruz County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Santa Cruz County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Santa Cruz County, Arizona
Property taxes in Santa Cruz play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Santa Cruz is 0.85%, which is lower than the U.S. national median of 0.99%. Local government entities within Santa Cruz set these rates annually, and they can vary significantly between different areas within the county. Each year, Santa Cruz estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Santa Cruz's effective property tax rate with other areas in Arizona and the national median. For comparison, the city of Sonoita has one of the higher property tax rates in Arizona at 1.18%, while the city of Madera Canyon boasts one of the lowest at 0.46%. Analyzing how Santa Cruz's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Santa Cruz County Tax Rate
0.85%
Average Arizona Tax Rate
0.56%
Average United States Tax Rate
0.99%
Property Tax Rates Across Santa Cruz County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amado | 0.71% | 0.87% | 0.98% | 1.18% | 1.28% |
| Elgin | 0.88% | 1.10% | 1.18% | 1.31% | 1.47% |
| Green Valley | N/A | N/A | N/A | N/A | N/A |
| Madera Canyon | N/A | N/A | N/A | N/A | N/A |
| Nogales | 0.55% | 0.63% | 0.75% | 0.82% | 0.97% |
| Patagonia | 0.64% | 0.76% | 0.88% | 1.01% | 1.16% |
| Rio Rico | 0.70% | 0.79% | 0.87% | 0.97% | 1.08% |
| Sonoita | 1.09% | 1.15% | 1.18% | 1.29% | 1.39% |
| Tubac | 0.95% | 1.00% | 1.09% | 1.15% | 1.25% |
| Tumacacori | 0.73% | 0.86% | 1.03% | 1.15% | 1.42% |
Source: Ownwell
Property Tax Assessment Values Across Santa Cruz County, Arizona
In Santa Cruz County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Santa Cruz Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Santa Cruz County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Santa Cruz County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. The city with the highest median tax bill is Tubac at $3,646, while Green Valley has the lowest at $243.
Property Tax Assessment Values Across Santa Cruz County, Arizona
Source: Ownwell
$90,461
$215,799
$341,136
Average Santa Cruz County Assessed Value
$140,525
Average Arizona Assessed Value
$302,154
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Santa Cruz County, Arizona
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amado | $76,161 | $109,327 | $143,954 | $249,726 | $529,292 |
| Elgin | $58,454 | $166,459 | $284,032 | $414,548 | $550,308 |
| Green Valley | N/A | N/A | N/A | N/A | N/A |
| Madera Canyon | N/A | N/A | N/A | N/A | N/A |
| Nogales | $50,863 | $76,362 | $110,210 | $161,518 | $261,552 |
| Patagonia | $23,405 | $70,948 | $163,370 | $286,526 | $429,681 |
| Rio Rico | $100,754 | $117,574 | $142,990 | $193,536 | $255,908 |
| Sonoita | $156,583 | $215,249 | $296,567 | $412,792 | $584,910 |
| Tubac | $122,504 | $244,140 | $341,136 | $470,576 | $587,515 |
| Tumacacori | $30,322 | $57,840 | $105,620 | $193,667 | $321,070 |
Source: Ownwell
Property Tax Bills Across Santa Cruz County, Arizona
In Santa Cruz County, AZ, property tax bills are calculated based on the assessed value of a home, which is derived from the market value. The county's tax rate is then applied to this assessed value to determine the final tax bill. Factors influencing the tax bill include the home's location, size, and any applicable exemptions. For instance, in Santa Cruz County, the median home price is $140,525, and tax bills can vary widely. Homeowners in the 25th percentile pay around $802, while those in the 75th percentile face bills of approximately $2,032. The 90th percentile sees tax bills as high as $3,352. Notably, Tubac has the highest median tax bill at $3,646, whereas Green Valley enjoys the lowest at $243. These variations significantly impact homeowners, as higher tax bills can add to the cost of homeownership, while lower bills can make owning a home more affordable.
Average Santa Cruz County Tax Bill
$1,184
Average Arizona Tax Bill
$1,666
Average United States Tax Bill
$2,690
Property Tax Bills Across Santa Cruz County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amado | $820 | $933 | $1,412 | $2,217 | $6,644 |
| Elgin | $699 | $1,756 | $3,333 | $4,837 | $6,634 |
| Green Valley | N/A | N/A | N/A | N/A | N/A |
| Madera Canyon | N/A | N/A | N/A | N/A | N/A |
| Nogales | $346 | $561 | $758 | $1,318 | $2,175 |
| Patagonia | $286 | $646 | $1,295 | $2,465 | $3,977 |
| Rio Rico | $809 | $971 | $1,217 | $1,755 | $2,397 |
| Sonoita | $1,890 | $2,613 | $3,551 | $4,996 | $7,248 |
| Tubac | $1,538 | $2,592 | $3,646 | $5,039 | $6,690 |
| Tumacacori | $371 | $644 | $1,136 | $2,122 | $3,102 |
Source: Ownwell