Cayucos, San Luis Obispo County, California Property Taxes

Name: Property Tax Bills Across Cayucos, San Luis Obispo County, California
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cayucos, CA effective property tax rate: 1.05%, slightly higher than the national median of 1.02%, but lower than the California state median of 1.21%. Median Cayucos, CA home value: $603,622. Median annual Cayucos, CA tax bill: $6,060, $3,660 higher than the national median property tax bill of $2,400. How are property taxes in San Luis Obispo calculated? Property taxes in Cayucos, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Cayucos’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cayucos, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cayucos, San Luis Obispo County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.05%

Estimate Property Tax Bill

$6,338

$5,882

Ownwell’s Cayucos Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cayucos with just two data points. By entering your property's estimated assessed value, our calculator applies Cayucos’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in San Luis Obispo. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cayucos, San Luis Obispo County, California

Local government entities determine tax rates, which can differ significantly within a state. This variation arises because each county estimates its annual budget to fund services and divides it by the total value of all taxable properties in its area. This calculation establishes the property tax rate. Although votes and legislation play a role in setting these rates and budgets, this is the fundamental process each year.

In Cayucos, located in San Luis Obispo County, property tax rates reflect the county's financial needs and property values. Cayucos’ effective property tax rate is comparable to other cities in California. The median property tax rate in California stands at 1.05%, slightly above the national median of 1.02%. This places California's property tax rate in line with national trends, though individual experiences may vary based on specific localities.

Understanding these rates is crucial for property owners, as they directly impact annual tax bills. With the national median property tax bill at $2,400, Cayucos property owners can gauge their financial obligations in relation to both state and national figures.

Property Tax Rates Across Cayucos, San Luis Obispo County, California

Source: Ownwell

1.03%

1.31%

1.58%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cayucos Tax Rate

1.05%

Median Effective San Luis Obispo County Tax Rate

1.06%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cayucos, San Luis Obispo County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
93430	1.04%	1.05%	1.05%	1.07%	1.11%

Source: Ownwell

Property Tax Assessment Values Across Cayucos, San Luis Obispo County, California

When examining property taxes in Cayucos, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Luis Obispo County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In San Luis Obispo County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cayucos. For example, the median home price in Cayucos is $603,622, with tax bills ranging significantly across the county. Zip code 93430 has the highest median home price at $603,622.

Property Tax Assessment Values Across Cayucos, San Luis Obispo County, California

Source: Ownwell

$267,140

$548,274

$829,408

Median Cayucos Market Value

$603,622

Median San Luis Obispo County Market Value

$470,020

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cayucos, San Luis Obispo County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
93430	$128,024	$298,620	$603,622	$1,000,276	$1,553,342

Source: Ownwell

Property Tax Bills Across Cayucos, San Luis Obispo County, California

In Cayucos, San Luis Obispo County, CA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The median home price in this region is $603,622. Property tax rates are applied to the assessed value, and homeowners can expect tax bills ranging from the 25th percentile at $3,133 to the 90th percentile at $15,600. Interestingly, the median tax bill in the 93430 zip code stands at $6,060, which is significantly higher than the national median of $2,400. Several factors influence the tax bill, including the property's market value and any applicable exemptions or local tax rates. High property tax bills can be a burden for homeowners, but Ownwell offers valuable assistance. By providing expert property tax appeal and exemption services, Ownwell helps homeowners potentially lower their tax bills, ensuring they only pay what is fair and equitable. This can lead to substantial savings and financial relief for property owners in Cayucos.

Property Tax Bills Across Cayucos, San Luis Obispo County, California

Source: Ownwell

$2,864

$5,557

$8,249

Median Cayucos Tax Bill

$6,060

Median San Luis Obispo County Tax Bill

$5,157

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Cayucos, San Luis Obispo County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
93430	$1,422	$3,133	$6,060	$10,168	$15,600

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Property Valuation Date	January 1
Appeal Deadline	November 30
Tax Bill
Issued	October 1
Due Date #1	December 10
Due Date #2	April 10

Links
San Luis Obispo Tax Assessor
Website	propertyinquiryportal.slocounty.ca.gov