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Moss Beach, San Mateo County, California Property Taxes

  • Median Moss Beach, CA effective property tax rate: 1.48%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.

  • Median Moss Beach, CA home value: $712,292

  • Median annual Moss Beach, CA tax bill: $8,998, $6,598 higher than the national median property tax bill of $2,400.

How are property taxes in San Mateo calculated?

Property taxes in Moss Beach, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Moss Beach’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Moss Beach, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Moss Beach, San Mateo County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.48%

Estimate Property Tax Bill

$10,542

$9,783

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Moss Beach Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Moss Beach with just two data points. By entering your property's estimated assessed value, our calculator applies Moss Beach’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in San Mateo County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Moss Beach, San Mateo County, California

Local government entities are responsible for setting tax rates, which can differ significantly within a state. This is because each county annually calculates its required budget for services and divides it by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is essentially the yearly process.

In Moss Beach, located in San Mateo County, the effective property tax rate stands at 1.48%. This is notably higher than the national median property tax rate of 1.02%. Interestingly, this rate is consistent across the county, as Moss Beach has both the highest and lowest median tax rates within its zip code. When compared to other cities in California, Moss Beach's rate is on the higher end of the spectrum. This information is crucial for homeowners and potential buyers in the area, as it impacts the overall cost of property ownership. Understanding these rates can aid in making informed decisions about property investments and financial planning.

Property Tax Rates Across Moss Beach, San Mateo County, California

Source: Ownwell

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1.08%

1.30%

1.52%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Moss Beach Tax Rate

1.48%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Mateo County Tax Rate

1.26%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Moss Beach, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
940381.29%1.35%1.48%1.71%2.21%

Source: Ownwell

Property Tax Assessment Values Across Moss Beach, San Mateo County, California

When examining property taxes in Moss Beach, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Mateo County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In San Mateo County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Moss Beach. For example, the median home price in Moss Beach is $712,292, with tax bills ranging significantly across the county. Zip code 94038 has the highest median home price at $712,292.

Property Tax Assessment Values Across Moss Beach, San Mateo County, California

Source: Ownwell

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$377,686

$1,981,044

$3,584,402

Median Moss Beach Market Value

$712,292

Median San Mateo County Market Value

$685,382

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Moss Beach, San Mateo County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
94038$197,229$403,320$712,292$1,061,070$1,382,325

Source: Ownwell

Property Tax Bills Across Moss Beach, San Mateo County, California

In Moss Beach, CA, property tax bills are determined by the assessed value of a home, which is typically a fraction of its market value. The property tax rate in San Mateo County contributes to a tax bill that can vary significantly. For instance, the tax bill at the 25th percentile is $4,975, while at the 75th percentile, it rises to $13,967, and at the 90th percentile, it reaches $17,906. This variability highlights the importance of ensuring your property is fairly assessed. Compared to the national median property tax rate of 1.02%, homeowners in Moss Beach may face higher tax bills due to the region's higher home values. Ownwell offers a solution by providing property tax appeal and exemption services, potentially lowering your tax bill. By analyzing your property's assessed value and ensuring it aligns with current market trends, Ownwell can help you achieve significant savings, ensuring your tax bill reflects a fair and accurate valuation.

Property Tax Bills Across Moss Beach, San Mateo County, California

Source: Ownwell

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$4,534

$22,825

$41,115

Median Moss Beach Tax Bill

$8,998

Median San Mateo County Tax Bill

$8,692

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Moss Beach, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
94038$186$4,975$8,998$13,967$17,906

Source: Ownwell

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