Home
/US Property Taxes
/California
/San Mateo County
/Pacifica

Pacifica, San Mateo County, California Property Taxes

  • Median Pacifica, CA effective property tax rate: 1.38%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.

  • Median Pacifica, CA home value: $517,040

  • Median annual Pacifica, CA tax bill: $7,161, $4,761 higher than the national median property tax bill of $2,400.

How are property taxes in San Mateo calculated?

Property taxes in Pacifica, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Pacifica’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pacifica, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pacifica, San Mateo County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.38%

Estimate Property Tax Bill

$7,135

$6,621

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Pacifica Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pacifica with just two data points. By entering your property's estimated assessed value, our calculator applies Pacifica’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in San Mateo County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Pacifica, San Mateo County, California

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Pacifica’s effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

In Pacifica, located in San Mateo County, the property tax rate stands at 1.38%. This rate is notably higher than the national median property tax rate of 1.02%. It’s important to consider the impact of these rates on property owners. A higher rate can result in a significantly higher property tax bill compared to the national median bill of $2,400. Understanding these differences can help property owners make informed decisions about property investments and financial planning.

Property Tax Rates Across Pacifica, San Mateo County, California

Source: Ownwell

Loading...

1.08%

1.30%

1.52%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pacifica Tax Rate

1.38%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Mateo County Tax Rate

1.26%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pacifica, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
940441.22%1.27%1.38%1.66%2.34%

Source: Ownwell

Property Tax Assessment Values Across Pacifica, San Mateo County, California

When examining property taxes in Pacifica, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Mateo County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In San Mateo County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pacifica. For example, the median home price in Pacifica is $517,040, with tax bills ranging significantly across the county. 94044 has the highest median home price at $517,040.

Property Tax Assessment Values Across Pacifica, San Mateo County, California

Source: Ownwell

Loading...

$377,686

$1,981,044

$3,584,402

Median Pacifica Market Value

$517,040

Median San Mateo County Market Value

$685,382

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pacifica, San Mateo County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
94044$99,886$252,618$517,040$841,500$1,133,622

Source: Ownwell

Property Tax Bills Across Pacifica, San Mateo County, California

In Pacifica, located in San Mateo County, CA, property tax bills are calculated based on the assessed value of a home, which is typically determined by the market value at the time of purchase. The property tax rate is applied to this assessed value to calculate the annual tax bill. Factors such as local levies and bonds can also influence the final amount. Homeowners in Pacifica experience a median property tax bill of $7,161, significantly above the national median of $2,400. This higher tax bill can be a considerable financial burden for homeowners. Ownwell offers a valuable service by helping homeowners appeal their property assessments and identify potential exemptions. By leveraging expert knowledge of local tax codes and regulations, Ownwell can potentially reduce property tax bills, providing significant savings. Homeowners can benefit from a streamlined process that minimizes their tax liability and maximizes their savings, ensuring they pay only what is fair and necessary.

Property Tax Bills Across Pacifica, San Mateo County, California

Source: Ownwell

Loading...

$4,534

$22,825

$41,115

Median Pacifica Tax Bill

$7,161

Median San Mateo County Tax Bill

$8,692

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Pacifica, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
94044$2,378$4,096$7,161$10,792$14,135

Source: Ownwell

Don't miss the deadline to appeal!