San Francisco, San Mateo County, California Property Taxes
Median San Francisco, CA effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, but lower than the CA state median of 1.21%.
Median San Francisco, CA home value: $312,816
Median annual San Francisco, CA tax bill: $4,364, $1,964 higher than the national median property tax bill of $2,400.
How are property taxes in San Mateo calculated?
Property taxes in San Francisco, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Francisco’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Francisco, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
San Francisco, San Mateo County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.28%
Estimate Property Tax Bill
$4,004
$3,716
$1,102
Average Tax Savings
Property Tax Rates Across San Francisco, San Mateo County, California
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco Taxx Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Mateo County Taxx Rate
1.26%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
0.99%
Property Tax Rates Across San Francisco, San Mateo County, California
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
94103 | N/A | N/A | N/A | N/A | N/A |
94112 | N/A | N/A | N/A | N/A | N/A |
94134 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across San Francisco, San Mateo County, California
When examining property taxes in San Francisco, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Mateo County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In San Mateo County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Francisco. For example, the median home price in San Francisco is $312,816, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across San Francisco, San Mateo County, California
Source: Ownwell

$377,686
$1,981,044
$3,584,402
Median San Francisco Market Value
$312,816
Median San Mateo County Market Value
$685,382
Median California Market Value
$378,421
Median United States Market Value
$244,900
Property Tax Assessment Values Across San Francisco, San Mateo County, California
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
94103 | N/A | N/A | N/A | N/A | N/A |
94112 | N/A | N/A | N/A | N/A | N/A |
94134 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across San Francisco, San Mateo County, California
Property Tax Bills Across San Francisco, San Mateo County, California
Source: Ownwell

$4,534
$22,825
$41,115
Median San Francisco Tax Bill
$4,364
Median San Mateo County Tax Bill
$8,692
Median California Tax Bill
$4,683
Median United States Tax Bill
$2,690
Property Tax Bills Across San Francisco, San Mateo County, California
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
94103 | N/A | N/A | N/A | N/A | N/A |
94112 | N/A | N/A | N/A | N/A | N/A |
94134 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Francisco Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to appeal!
Dates | |
---|---|
Property Valuation Date | January 1 |
Appeal Deadline | December 1 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | December 10 |
Due Date #2 | April 10 |
Links | |
---|---|
San Mateo Tax Assessor | |
Website | county-taxes.net |
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