Port Saint Joe, Bay County, Florida Property Taxes

Name: Property Tax Bills Across Port Saint Joe, Bay County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median PORT SAINT JOE, FL effective property tax rate: 1.33%, significantly higher than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median PORT SAINT JOE, FL home value: $395,070
Median annual PORT SAINT JOE, FL tax bill: $5,952, $3,552 higher than the national median property tax bill of $2,400.

How are property taxes in Bay County calculated?

Property taxes in PORT SAINT JOE, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding PORT SAINT JOE’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in PORT SAINT JOE, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Port Saint Joe, Bay County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.33%

Estimate Property Tax Bill

$5,254

$4,876

Ownwell’s Port Saint Joe Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Port Saint Joe with just two data points. By entering your property's estimated assessed value, our calculator applies Port Saint Joe’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Gulf County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Port Saint Joe, Bay County, Florida

Local government entities are responsible for setting property tax rates, which can vary significantly within a state. This variance occurs because each county annually estimates its budget needs for services and divides that amount by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in determining tax rates and budgets, this is essentially how the annual process unfolds.

In Port Saint Joe, located in Gulf County, Florida, the effective property tax rate is 1.33%. This rate aligns with the highest and lowest median tax rates in the area, both recorded at 1.33% in the 32456 zip code. Comparatively, the median property tax rate in Florida is lower than the national median of 1.02%. However, Port Saint Joe's rate is higher than both the state and national medians. For homeowners, this means that while Florida's overall property tax rates are generally lower, specific areas like Port Saint Joe may experience higher rates due to local budgetary requirements. Understanding these rates is crucial for homeowners looking to manage their property taxes effectively.

Property Tax Rates Across Port Saint Joe, Bay County, Florida

Source: Ownwell

0.83%

1.10%

1.37%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Port Saint Joe Tax Rate

1.33%

Median Effective Bay County Tax Rate

1.10%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Port Saint Joe, Bay County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32456	1.07%	1.19%	1.33%	1.56%	1.71%

Source: Ownwell

Property Tax Assessment Values Across Port Saint Joe, Bay County, Florida

When examining property taxes in Port Saint Joe, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bay County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Bay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Port Saint Joe. For example, the median home price in Port Saint Joe is $395,070, with tax bills ranging significantly across the county. 32456 has the highest median home price at $395,070.

Property Tax Assessment Values Across Port Saint Joe, Bay County, Florida

Source: Ownwell

$49,367

$222,219

$395,070

Median Port Saint Joe Market Value

$395,070

Median Bay County Market Value

$235,244

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Port Saint Joe, Bay County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32456	$229,918	$329,234	$395,070	$610,436	$829,108

Source: Ownwell

Property Tax Bills Across Port Saint Joe, Bay County, Florida

In Port Saint Joe, located in Bay County, FL, property tax bills are calculated based on the assessed value of a home, which is determined by the county's property appraiser. This assessed value is then multiplied by the local tax rate to establish the annual tax bill. The assessed value considers factors such as the home's market value, location, and any applicable exemptions. In Port Saint Joe, the median home price is $395,070, which influences the tax bill amount. Homeowners in this area experience a wide range of property tax bills, from the 25th percentile at $4,550 to the 90th percentile reaching $11,448. The highest and lowest median tax bills in Port Saint Joe both stand at $5,952, reflecting the uniformity in certain areas. With property tax bills that can significantly impact homeowners' finances, Ownwell offers valuable services to help reduce these costs. By providing expert property tax appeal and exemption services, Ownwell assists homeowners in ensuring their tax bills are fair and potentially lowered, alleviating financial burdens.

Property Tax Bills Across Port Saint Joe, Bay County, Florida

Source: Ownwell

$405

$3,179

$5,952

Median Port Saint Joe Tax Bill

$5,952

Median Bay County Tax Bill

$2,427

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Port Saint Joe, Bay County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32456	$2,444	$4,550	$5,952	$7,216	$11,448

Source: Ownwell

Don't miss the deadline to petition!

Dates
Property Valuation Date	January 1
Appeal Deadline	September 13
Tax Bill
Issued	November 1

Links
Bay Property Appraiser
Website	qpublic.schneidercorp.com