Chipley, Washington County, Florida Property Taxes

Name: Property Tax Bills Across Chipley, Washington County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chipley, FL effective property tax rate: 0.79%, significantly lower than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Chipley, FL home value: $101,085
Median annual Chipley, FL tax bill: $829, $1,571 lower than the national median property tax bill of $2,400.

How are property taxes in Washington County calculated?

Property taxes in Chipley, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chipley’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chipley, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chipley, Washington County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.79%

Estimate Property Tax Bill

$799

$741

Ownwell’s Chipley Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chipley with just two data points. By entering your property's estimated assessed value, our calculator applies Chipley’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Washington County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chipley, Washington County, Florida

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Chipley, located in Washington County, Florida, the effective property tax rate is 0.79%. This rate is below the national median property tax rate of 1.02%, making Chipley an attractive option for property owners looking for lower tax burdens. With the national median property tax bill at $2400, residents in Chipley benefit from a more affordable approach to property taxes. This is especially appealing when compared to other cities in Florida, where rates can vary significantly. By understanding these differences, property owners can make informed decisions about where to invest and settle. Chipley's lower tax rate provides an opportunity for both savings and investment, making it a compelling choice for homeowners and investors alike.

Property Tax Rates Across Chipley, Washington County, Florida

Source: Ownwell

0.68%

0.95%

1.22%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chipley Tax Rate

0.79%

Median Effective Washington County Tax Rate

0.80%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chipley, Washington County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32428	0.36%	0.51%	0.79%	1.28%	1.46%

Source: Ownwell

Property Tax Assessment Values Across Chipley, Washington County, Florida

When examining property taxes in Chipley, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Washington County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chipley. For example, the median home price in Chipley is $101,085, with tax bills ranging significantly across the county. 32428 has the highest median home price at $101,085.

Property Tax Assessment Values Across Chipley, Washington County, Florida

Source: Ownwell

$62,285

$81,685

$101,085

Median Chipley Market Value

$101,085

Median Washington County Market Value

$92,402

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chipley, Washington County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32428	$37,504	$63,469	$101,085	$155,074	$216,466

Source: Ownwell

Property Tax Bills Across Chipley, Washington County, Florida

Property tax bills in Chipley, Washington County, FL, are determined by assessing the property's value and applying the local tax rate. The assessed value is a percentage of the market value, and local tax authorities set the rate annually. In Chipley, the median property tax bill is $829, significantly lower than the national median of $2400. However, tax bills can vary widely, with the 25th percentile at $439 and the 90th percentile reaching $2159. Factors like property size, location, and improvements impact the assessed value, influencing the final tax bill. Homeowners in Chipley may find their tax obligations burdensome, especially if their property falls into the higher percentiles. This is where Ownwell can make a difference. By providing expert property tax appeal services, Ownwell helps homeowners potentially lower their tax bills. Our team analyzes property assessments to ensure fairness and accuracy, guiding homeowners through the appeal process. This can result in significant savings, easing the financial burden on Chipley residents.

Property Tax Bills Across Chipley, Washington County, Florida

Source: Ownwell

$386

$635

$884

Median Chipley Tax Bill

$829

Median Washington County Tax Bill

$731

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Chipley, Washington County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32428	$243	$439	$829	$1,429	$2,159

Source: Ownwell