Ray City, Berrien County, Georgia Property Taxes

Name: Property Tax Bills Across Ray City, Berrien County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ray City, GA effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%. Median Ray City, GA home value: $65,019. Median annual Ray City, GA tax bill: $848, $1,552 lower than the national median property tax bill of $2,400.

How are property taxes in Berrien County calculated?

Property taxes in Ray City, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ray City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ray City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ray City, Berrien County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.23%

Estimate Property Tax Bill

$800

$742

Ownwell’s Ray City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ray City with just two data points. By entering your property's estimated assessed value, our calculator applies Ray City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Berrien County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ray City, Berrien County, Georgia

Local government entities set tax rates, which can vary widely within a state. This variance is due to the fact that each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Ray City, located in Berrien County, Georgia, the effective property tax rate stands at 1.23%. When you compare this to the national median property tax rate of 1.02%, Ray City's rate is slightly higher. Additionally, the median property tax bill in Ray City is influenced by this rate, as it is above the national median of $2,400. This comparison highlights the importance of understanding local tax dynamics, especially when considering property investments in the area.

Property Tax Rates Across Ray City, Berrien County, Georgia

Source: Ownwell

1.23%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ray City Tax Rate

1.23%

Median Effective Berrien County Tax Rate

1.23%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ray City, Berrien County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
31645	1.20%	1.23%	1.23%	1.41%	1.41%

Source: Ownwell

Property Tax Assessment Values Across Ray City, Berrien County, Georgia

When examining property taxes in Ray City, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Berrien County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Berrien County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ray City. For example, the median home price in Ray City is $65,019, with tax bills ranging significantly across the county. 31645 has the highest median home price at $65,019.

Property Tax Assessment Values Across Ray City, Berrien County, Georgia

Source: Ownwell

$45,763

$60,045

$74,326

Median Ray City Market Value

$65,019

Median Berrien County Market Value

$68,674

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ray City, Berrien County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
31645	$15,399	$30,668	$65,019	$118,624	$165,365

Source: Ownwell

Property Tax Bills Across Ray City, Berrien County, Georgia

In Ray City, located in Berrien County, Georgia, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The county's tax rate is then applied to this assessed value to determine the annual tax bill. Factors influencing the tax bill include changes in property values and local tax rates. For a homeowner, understanding these components is crucial as they directly impact the affordability of owning a home. In Ray City, the median property tax bill is $848, significantly lower than the national median of $2400, making it relatively affordable. However, tax bills can range widely, with 25% of homeowners paying $384 or less, while those in the 90th percentile pay up to $2100. Ownwell assists homeowners by identifying potential savings through appealing assessments or securing exemptions, ensuring they pay only their fair share. By leveraging local expertise, Ownwell helps reduce property tax burdens, offering financial relief and peace of mind to homeowners.

Property Tax Bills Across Ray City, Berrien County, Georgia

Source: Ownwell

$599

$796

$992

Median Ray City Tax Bill

$848

Median Berrien County Tax Bill

$920

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Ray City, Berrien County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
31645	$174	$384	$848	$1,547	$2,100

Source: Ownwell