Saint Marys, Camden County, Georgia Property Taxes

Name: Property Tax Bills Across Saint Marys, Camden County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint Marys, GA effective property tax rate: 1.20%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Saint Marys, GA home value: $241,240
Median annual Saint Marys, GA tax bill: $2,698, $298 higher than the national median property tax bill of $2,400.

How are property taxes in Camden calculated?

Property taxes in Saint Marys, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Marys’ property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Marys, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Marys, Camden County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.2%

Estimate Property Tax Bill

$2,895

$2,686

Ownwell’s Saint Marys Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Marys with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Marys’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Camden County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Marys, Camden County, Georgia

Local government entities are responsible for setting tax rates, and these can vary significantly within a state. Each year, counties estimate the budget needed to provide essential services and divide this by the total value of all taxable property within their jurisdiction. This calculation determines the property tax rate. Although the process involves votes and legal frameworks, this is the core of how annual property tax rates are set.

Comparing Saint Marys’ effective property tax rate to other cities in Georgia reveals that it aligns with the state's median, which is slightly above the national median. The median property tax rate in Georgia is 1.20%, higher than the national median of 1.02%. This places Saint Marys in a competitive position within the state, as it shares the same rate as the highest and lowest median tax rates in its zip code, 31558. Understanding these rates helps property owners make informed decisions about appealing their property taxes or seeking exemptions, ensuring they are not overpaying compared to other regions.

Property Tax Rates Across Saint Marys, Camden County, Georgia

Source: Ownwell

1.07%

1.14%

1.20%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Marys Tax Rate

1.20%

Median Effective Camden County Tax Rate

1.20%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Marys, Camden County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
31558	1.02%	1.17%	1.20%	1.25%	1.34%

Source: Ownwell

Property Tax Assessment Values Across Saint Marys, Camden County, Georgia

When examining property taxes in Saint Marys, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Camden County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Camden County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Marys. For example, the median home price in Saint Marys is $241,240, with tax bills ranging significantly across the county. 31558 has the highest median home price at $241,240.

Property Tax Assessment Values Across Saint Marys, Camden County, Georgia

Source: Ownwell

$98,220

$169,730

$241,240

Median Saint Marys Market Value

$241,240

Median Camden County Market Value

$230,457

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Marys, Camden County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
31558	$136,088	$180,416	$241,240	$337,625	$474,346

Source: Ownwell

Property Tax Bills Across Saint Marys, Camden County, Georgia

In Saint Marys, Camden County, GA, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value typically represents a percentage of the property's market value. With the national median property tax rate at 1.02% and a median tax bill of $2400, Saint Marys homeowners experience a range in tax bills. For instance, the 25th percentile tax bill is $2048, while the 75th percentile reaches $4018, and the 90th percentile climbs to $5868. These figures reflect how variances in property values and local tax rates impact homeowners. However, many homeowners may not be aware of potential savings through appeals or exemptions. That's where Ownwell comes in. By leveraging expertise in property tax appeals and exemptions, Ownwell helps homeowners reduce their tax burden, potentially saving them hundreds or even thousands of dollars annually. Through detailed analysis and strategic appeals, Ownwell ensures homeowners pay only their fair share, maximizing savings and minimizing stress.

Property Tax Bills Across Saint Marys, Camden County, Georgia

Source: Ownwell

$951

$1,825

$2,698

Median Saint Marys Tax Bill

$2,698

Median Camden County Tax Bill

$2,587

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Marys, Camden County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
31558	$1,415	$2,048	$2,698	$4,018	$5,868

Source: Ownwell